为推动吕梁特色产业从"单点突破"向"全链升级"转变，农行吕梁分行立足区域产业优势，聚焦白酒、小 杂粮、核桃三大核心产业，从产品创新、服务升级等方面发力，构建起"全方位、多层次、立体化"的金 融服务体系，切实破解产业发展痛点，激活内生发展动力。 精准"破局"解企业融资难题 "吕梁特色产业多具有'重资产、长周期'特点，尤其是白酒产业，基酒作为核心资产长期面临'估值难、 抵押难、监管难'的困境，大量'液体黄金'沉睡酒窖，无法转化为企业发展动能。"农行吕梁分行相关负 责人告诉记者，为了破解白酒产业这一融资难题，该分行主动下沉服务重心，通过"一产业一方案、一 企业一策略"的精准服务模式，深入产业一线摸清需求、定制方案，助力企业产能跃升、产业升级。 位于吕梁市文水县的山西宗酒酒业股份有限公司，是省级农业产业化龙头企业，深耕清香型白酒酿造数 十年，拥有优质年份基酒价值超4000万元，是当地白酒产业的骨干力量。该公司负责人岳志伟告诉记 者，2025年初，公司计划扩建酿造车间、引进智能化酿造设备，同时扩大优质高粱种植基地规模，进一 步提升产品品质与产能。但基酒窖藏占用大量流动资金，在传统信贷模式下缺乏有效抵押物，公司融资 陷入 ...

Core Insights - The transformation of Yangbi County from a poverty-stricken area to a "internet-famous village" is highlighted, showcasing the impact of technology and rural revitalization practices [1] - The county's GDP has significantly increased from 0.27 billion yuan in 1985 to 49.26 billion yuan in 2024, with per capita GDP rising from 316 yuan to 51,122 yuan [1][3] Economic Development - Yangbi County was established in 1985 as a poverty-stricken area with weak infrastructure and a single industrial structure [3] - The county has adopted an "ecological county" approach, focusing on ecological protection while developing its economy [3] - The walnut industry has become a crucial foundation for rural revitalization, with 94.5% of households engaged in walnut cultivation, covering an area of 1.07 million acres [4] Industry Growth - The walnut industry is projected to produce 132,900 tons annually by 2024, generating a comprehensive output value of 3.5 billion yuan [4] - The county has developed a modern industrial system integrating walnuts with cultural tourism, achieving a tourism revenue of 2.061 billion yuan from 1.7633 million visitors [4] - Yangbi has diversified its industrial development beyond traditional resource exploitation, expanding into highland specialty industries such as high-spicy peppers and medicinal herbs [4]