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助力海岛企业破解转型难题 舟山农商银行系统服务辖内企业应对“转场”挑战
Jin Rong Shi Bao· 2025-08-28 02:37
Core Insights - The article highlights the transformation of Zhoushan's seafood industry, focusing on the shift from export to domestic sales, supported by financial services from local banks [1][2][3][4][5][6] Group 1: Industry Transformation - Zhoushan is leveraging its marine economic advantages to integrate into the domestic circulation, aiming to become a national modern circulation strategic hub [1] - The local banking system, particularly Zhoushan Rural Commercial Bank, is actively supporting the transition of local enterprises from export to domestic sales through financial services [1][2] - Zhejiang Rongchuang Food Industry Co., Ltd. faced a significant decline in export orders, leading to a shift towards domestic sales, with internal sales increasing from less than 10% to 40% over three years [2][3] Group 2: Financial Support and Services - The local bank provided a timely loan of 40 million yuan to Zhejiang Rongchuang, with a 50 basis point reduction in the loan prime rate (LPR), saving the company over 200,000 yuan annually in financial costs [2] - A comprehensive service package was created for the company, including market research, product development, and channel connections, to facilitate its entry into the domestic market [2] - The bank also implemented a tailored service plan for Zhejiang Qinghai Shipping Co., Ltd., providing 20 million yuan in loans and innovative financing solutions to support its transition to domestic shipping routes [4][5] Group 3: Economic Impact - The transformation of the shipping company led to a 15% increase in monthly revenue compared to previous international routes, demonstrating the effectiveness of the transition [5] - The growth in domestic shipping has positively impacted related industries, including fuel suppliers and port service providers, creating a beneficial cycle within the supply chain [6] - The Zhoushan banking system aims to continue focusing on marine economy and green industries, enhancing financial products and services to support the strategic development of domestic circulation in Zhejiang [6]