在"V聚场"的隔壁，一家从"小角落"发展到"一栋楼"的物联网科技公司商米科技见证着杨浦区营商环境 的不断优化。公司副总经理张金普介绍，12年前，公司创始人看中了上海的创业环境和杨浦区的支持力 度，来到这里创业。从2016年推出第一款智能手持终端至今，商米科技已推出移动、金融、台式、自 助、网络/视频等商用物联网设备，覆盖餐饮、零售、医疗、政务、景区管理等多业态场景；同时，还 向合作伙伴提供标准化应用开发服务、高可靠全球化设备远程管理与控制服务。 张金普说，商米科技作为国内物联网科技领域最先走向全球的企业之一，"我们不断地思考怎么做到开 放包容，比如开发大程序平台，帮助中小软件商出海；利用在海外布局的生态，帮助喜茶在纽约开店、 小米在墨西哥开店等。" "上海互联网内容创作者的春天来了。"今年7月15日，"沪九条"（即《上海市关于支持互联网优质内容 创作的若干举措》）出台引起全网热议。这些举措注重激励优质内容创作，涉及资金激励、人才政策、 场景建设等方面，并明确提出支持黄浦区、杨浦区建设在全球范围具有影响力、引领力的互联网优质内 容创作集聚区。 "沪九条"出台两天后，杨浦区在线文娱产业新载体"V聚场"正式运营。" ...

Core Insights - The launch of the "National Small and Micro Enterprises Fund Flow Credit Information Sharing Platform" by the People's Bank of China on October 25, 2024, aims to provide a new credit evaluation dimension for small and micro enterprises by sharing cross-bank fund flow data [1][2] - The platform has successfully enabled banks to provide loans to "credit white" enterprises, which previously lacked credit records, thus facilitating their financing needs [2][3] - The platform has also proven beneficial for enterprises with litigation records, allowing them to secure loans by demonstrating stable operational data [3] Group 1: Platform Impact on Financing - The platform has established a second credit file for small and micro enterprises, allowing them to overcome the challenges of having no prior credit history [2] - Since its launch, the platform has facilitated banks in providing first-time loans to 133 "credit white" enterprises, amounting to a total of 400 million yuan [2] - The platform has enabled 254 litigation-affected enterprises to receive credit support, with a total financing scale of 676 million yuan [3] Group 2: Efficiency and Process Improvement - The platform allows for a streamlined loan application process, significantly reducing the time required for banks to verify financial data from an average of 2 days to 1.5 hours [4] - The average loan processing time has been cut from 5 working days to 2 working days, enhancing the overall efficiency of financing for small and micro enterprises [4] - The platform's data-sharing capabilities eliminate the need for enterprises to repeatedly provide information to different financial institutions, thus lowering the cost and time of financing [4] Group 3: Future Developments - The People's Bank of China plans to continue promoting the platform's application in the region, aiming to broaden financing channels for small and micro enterprises through multi-dimensional data integration [5]