本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导性陈述或重大遗 漏。 深圳市怡亚通供应链股份有限公司（以下简称"公司"）第七届董事会第四十七次会议通知于2025年8月 14日以电子邮件形式发出，会议于2025年8月20日以书面传签的形式召开。公司应参加会议的董事7人， 实际参加会议的董事7人。本次会议召开程序符合《中华人民共和国公司法》及《公司章程》的规定。 会议就以下事项决议如下： 登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：002183 证券简称：怡亚通 公告编号：2025-079 深圳市怡亚通供应链股份有限公司 第七届董事会第四十七次会议决议公告 本议案需提交股东大会审议。 二、最终以7票赞成、0票反对、0票弃权通过《关于公司控股子公司怡佰（上海）电子科技有限公司向 中国光大银行股份有限公司上海分行申请综合授信额度，并由公司为其提供担保的议案》 因业务发展需要，公司控股子公司怡佰（上海）电子科技有限公司拟向中国光大银行股份有限公司上海 分行申请总额不超过人民币600万元(含)的综合授信额度，授信期限为一年，并由公司为其提供连带责 任保证担保，担保期限不超过三年 ...

Group 1 - The core idea emphasizes the importance of optimizing credit qualifications for quick loan approvals in Wuhan, highlighting strategies such as repairing credit records and managing debt ratios to enhance approval rates significantly [1] - Key strategies include checking credit reports, controlling credit card usage below 60%, and providing proof of asset appreciation to increase credit limits by up to 31% [1] - A comparison of optimization measures shows that repairing credit records can improve approval rates by 22%, while reducing debt ratios can enhance it by 18% [1] Group 2 - In the context of Wuhan's carbon neutrality goals, green credit is becoming a key avenue for low-cost financing, with recommendations to prioritize loans related to energy-saving and environmental upgrades [3] - The staggered financing model allows businesses to match their funding needs dynamically, starting with short-term loans and transitioning to higher long-term loans as projects stabilize [3] - Financial institutions in Wuhan are offering "loan conversion combinations," which can reduce overall interest rates by over 15% when bundling traditional and green credit loans [4] Group 3 - Companies are advised to prepare environmental assessment reports and energy consumption data when applying for green credit, and to clarify activation conditions and interest rate adjustments in contracts [4] - The analysis of the loan market in Wuhan reveals significant cost differences among various channels, with banks typically offering lower rates but longer approval times, while small loan companies provide faster approvals at higher costs [4] - Utilizing equipment collateral can yield interest rate reductions of 15%, particularly beneficial for manufacturing enterprises [4] Group 4 - Effective repayment planning is crucial, with recommendations to choose between equal principal and interest or interest-first repayment models based on cash flow stability [5] - Companies should maintain monthly repayment amounts within 40% of operating income and set debt ratio warning thresholds to manage financial risks [5] - Establishing an emergency reserve fund, even as small as 5% of the total loan amount, can help avoid defaults due to unexpected situations [5]