每经记者｜杨建 每经编辑｜彭水萍 ｜2025年12月16日 星期二｜ NO.1 商务部等6部门印发《促进服务外包高质量发展行动计划》加强领军企业培育 12月15日，商务部等6部门印发《促进服务外包高质量发展行动计划》，目标到2030年，培育一批具有 国际竞争力的服务外包龙头企业，建设一批创新能力强、特色优势产业明显的服务外包集聚区，服务外 包数字化、智能化、绿色化、融合化发展水平进一步提升，吸纳就业人数显著增长。服务外包成为创新 提升服务贸易、创新发展数字贸易的重要组成部分。培育一批具有较强国际竞争力的服务外包领军企业 和具有独特竞争优势的中小服务外包企业，引导企业在新兴领域布局产业生态，积极参与全球产业分工 合作。 NO.2 机构：居民资产配置切换迹象显现，资本市场有望迎万亿元潜在增量资金 中金公司研究部分析称，根据中金公司研究部数据，可以反映出居民资金入市的趋势。展望后市，随着 居民资产配置切换，理财产品能给股市带来多少增量资金？据中金公司研究部测算，受益于含权产品发 力，2026年理财机构有望提升权益资产仓位（股票+股混基金）0.8个百分点至2.3%；2027年伴随着理财 权益投研资源的持续投入，仓位有 ...

Group 1 - The core viewpoint is that Jingbeifang has made significant progress in AI technology, particularly in the banking sector, with multiple innovative cases being implemented by the first half of 2025 [1] - The company plans to deepen its AI layout, focusing on technology research and development, product innovation, and the implementation of business scenarios, leveraging its AI platform to empower financial institutions comprehensively [1] - Jingbeifang has explored a performance-based payment model with clients, who have shown a high acceptance of this service billing model centered on results [1] Group 2 - The demand for AI technology from clients is continuously increasing, leading to a sustained growth in AI-related business orders for Jingbeifang [1] - The company is advancing its collaboration with Guofu Quantum, having completed an assessment of existing system capabilities and planned future construction schemes, aiming to establish a cross-industry and cross-regional digital asset ecosystem [1]

Company Overview - Jingbeifang (SZ 002987) announced on August 17 that its 11th meeting of the 4th board of directors will be held on August 15, 2025, to discuss the proposal for authorizing the chairman to approve loan limits [1] - As of the report, Jingbeifang has a market capitalization of 20.8 billion yuan [1] Revenue Composition - For the year 2024, Jingbeifang's revenue composition is as follows: 85.61% from banking, 7.9% from non-banking financial services, and 6.48% from other sources [1]

Group 1 - The company Tianyang Technology (300872.SZ) is planning to acquire a portion of the equity of Shanghai Tonglian Financial Services Co., Ltd. (referred to as "Tonglian Jinfu") through cash payment [1] - The final transaction counterpart, transaction plan, shareholding ratio, and transaction price are yet to be determined, indicating significant uncertainty in the investment proposal [1] - Tonglian Jinfu is a high-tech enterprise providing system operation and technical outsourcing services for banks and financial institutions, with established advantages in credit card system operation and consumer finance system outsourcing [1] Group 2 - The target company has a high degree of compatibility with Tianyang Technology in terms of industry track, customer positioning, product development, technical services, and system operation [1] - Both parties are interested in collaborating on equity investment and in areas such as business, technology, and product synergy [1]

Core Viewpoint - Tianyang Technology (300872.SZ) is planning to acquire a portion of the equity of Shanghai Tonglian Financial Services Co., Ltd. through cash payment, aiming to enhance its competitive advantage in credit card and consumer finance system services [1] Group 1: Company Overview - Tonglian Financial Services is a high-tech enterprise providing system operation and technical outsourcing services for banks and financial institutions [1] - The company has established product service advantages in credit card system operation and technical services, as well as consumer finance system outsourcing and technical services [1] Group 2: Strategic Intent - Both parties are interested in collaborating on equity investment, business, technology, and product synergy [1] - A strategic cooperation and investment intention framework agreement has been signed, but the matter is still in the planning stage [1] Group 3: Investment Rationale - The external investment is expected to create close synergy in credit card and consumer finance system services [1] - The goal is to build differentiated technical advantages and an efficient service system, thereby consolidating and enhancing the company's competitive edge in these service areas [1]