智通财经APP获悉，11月7日，香港金管局官网数据显示，香港金管局通过贴现窗口向银行提供1亿港元贷款。 | | 2 . . | | --- | --- | | 25-11-07 | | | Convertibility Undertaking (兒換保證) | | Discount Window (貼現窗) | | | --- | --- | --- | --- | | USD/HKD for Value Spot | | Base Rate (基本利率) : | 4.25% | | (美元/港元現貨交收) | | | | | | | Today's Overnight HIBOR : | 2.13% | | Offer Rate (賣出價) : | 7.85 | (今日隔夜港元銀行同業拆息) | | | Bid Rate (買入價) : | 7.75 | HKAB 1-Month HIBOR Fixing : | 3.04637% | | | | (香港銀行公會一個月期港元銀行同業拆息定價) | | | | | | Opening Aggregate Balance (開市總結餘) | 54,072 mn ...

来源：滚动播报 美联储11月5日当周贴现窗贷款余额71.4亿美元，之前一周78.9亿美元。 ...

Core Viewpoint - The Federal Reserve is undergoing significant restructuring, reducing its core regulatory team by 30% from 500 to 350 employees, indicating a shift towards a more service-oriented approach rather than a strict regulatory one [1][7]. Group 1: Leadership and Strategy Changes - The central figure in this restructuring is Bowman, who has implemented a new strategy focusing on building relationships with banks rather than strictly monitoring them, aligning with Wall Street's desire for deregulation [3][5]. - Bowman's approach includes a "gentle cleansing" of the department, replacing old leadership with her own selections, reminiscent of tactics used during Trump's presidency [3][5]. Group 2: Political Implications - The timing of the restructuring is closely linked to Trump's influence, as his economic advisors are actively seeking a new Federal Reserve chair, with Bowman being a strong candidate [5]. - This restructuring raises concerns about the independence of the Federal Reserve, as it may lead to increased political influence over monetary policy and regulatory decisions, potentially affecting ordinary citizens [7][9]. Group 3: Future Outlook - The ongoing layoffs and restructuring are expected to alter the future direction of U.S. financial regulation, with implications for both the banking sector and the general public [11]. - The uncertainty surrounding the new leadership and the potential for political interference in monetary policy could lead to instability in the financial environment as the election approaches [9][11].

Core Points - The Hong Kong Monetary Authority (HKMA) provided a loan of HKD 625 million to banks through the discount window on November 3 [1] Group 1: Monetary Policy Actions - The loan amount provided through the discount window was HKD 625 million [1] - The current base rate is set at 4.25% [3] - Today's overnight Hong Kong Interbank Offered Rate (HIBOR) is 2.92% [3] Group 2: Market Balances - The opening aggregate balance was HKD 54,053 million [4] - The closing aggregate balance was HKD 54,678 million [4] - The change in the aggregate balance was attributed to market activities and interest payments, with no significant changes noted [4]

该裁员计划由今年早些时候正式上任的美联储金融监管事务副主席米歇尔·鲍曼（Michelle Bowman）于 10月30日（星期四）上午的内部会议上宣布。备忘录指出，此次调整旨在通过自然减员、退休以及向所 有监督与监管（Supervision & Regulation, S&R）部门员工提供自愿离职激励措施，实现人员精简。具体 激励方案细节将在未来几周公布。（新华财经） 据一份业内获得的内部备忘录显示，美联储计划在2026年底前将其银行监管部门员工规模削减30%，裁 员后该部门将仅保留约350名员工，远低于此前批准的500人编制。 ...

近日，美联储正计划对其监管与规则制定部门进行重大重组，预计在明年年底前将该部门人员规模削减 约30%。 这一举措被视为新任监管事务副主席米歇尔.鲍曼(Michelle Bowman)重塑美联储监管职能的重要一步， 也反映出特朗普政府推动削减联邦监管机构规模的总体方向。 大幅调整 本周，贝森特继续表示，鲍曼目前是继鲍威尔之后五位美联储主席候选人之一。他将对鲍曼进行第二轮 面谈，并在今年晚些时候向特朗普总统提交最终候选名单。 据悉，鲍曼还计划对监管部门的内部架构进行重组，原有的运营单位将更名为"业务赋能组"，并新设一 个专注于与银行业互动的职位，以强化沟通、减少重复监管。根据备忘录内容，该部门未来将以更少的 管理层级运作，强调与其他联邦监管机构的协调。 鲍曼在内部讲话中强调，美联储监管人员应将重点放在"银行的重大风险"上，而非被繁琐的合规流程分 散精力。她还呼吁加强对主要联邦监管机构检查结果的依赖，避免监管重叠。此举被解读为美联储监管 方针从拜登时期的"强化监管"向特朗普时期的"放松监管"转向。 此次人事调整恰逢监管部门领导层变动频繁之际。长期担任监管与规则制定部门主管的迈克尔.吉布森 已于今年早些时候宣布退休。 ...

美联储最高银行业监管官员宣布计划重组机构监管部门，并裁减约 30% 的部门人员。据知情人士透 露，负责监管事务的美联储副主席米歇尔・鲍曼（Michelle Bowman）在周四与员工举行的会议上表 示，此次人员裁减将主要通过自然减员、员工退休及自愿离职激励措施实现。一份发给员工的备忘录显 示："她预计，到 2026 年底，监管与监督部门（S&R）的整体人员规模将缩减至约 350 人 —— 较此前 近 500 人的获批员工编制减少约 30%。" 来源：滚动播报 ...

Core Viewpoint - The Federal Reserve is implementing comprehensive reforms to its annual stress tests for large banks, aiming to increase transparency by disclosing previously confidential models and the process for designing hypothetical economic downturn scenarios [1] Group 1: Reform Details - The Federal Reserve will provide more information on how stress tests operate, including the public disclosure of previously confidential models and soliciting feedback [1] - The process for designing hypothetical economic recession scenarios, which form the basis of stress tests, will also be made public [1] Group 2: Reactions and Implications - Federal Reserve Vice Chair Bowman stated that these reforms will bring much-needed transparency to the stress testing process [1] - However, Federal Reserve Governor Barr strongly opposed the reforms, arguing that revealing too many details could weaken the tests and reduce their credibility [1] - Barr warned that banks might adjust their balance sheet data to meet minimum capital requirements, which are intended to protect against potential losses [1]

北京商报讯（记者 刘四红）10月21日，据中国人民银行官微，中国人民银行条法司负责人在接受《金 融时报》采访时指出，推进严格规范公正文明执法，提升监管效能。坚持"风险为本"的监管导向，加强 执法检查统筹，推进法人监管、综合执法、精准检查。加大关系群众切身利益的重点领域执法力度，做 到金融监管"无事不扰"而又"无处不在"。健全行政处罚裁量基准，遵循"过罚相当"原则，依法实施行政 处罚，对违法违规行为"零容忍"。强化行政执法人员管理，提高执法专业化水平。落实"八五"普法规 划，大力开展金融法治宣传教育，常态化开展"金融为民 送法下乡"活动。 ...

2026年，中国人民银行共设置招录计划2780名，其中，40名计划设置在中国人民银行总行，2736名计划 设置在中国人民银行各地分支机构，4名计划设置在参照公务员法管理的事业单位。国家外汇管理局共 设置招录计划4名。 北京商报讯（记者 刘四红）10月17日，据金融时报，近日，中央机关及其直属机构2026年度考试录用 公务员公告发布，报考者可于2025年10月15日8:00至10月24日18:00期间登录专题网站 （http://bm.scs.gov.cn/kl2026）进行报名并提交报考申请。 ...