Core Viewpoint - Shenzhen's local financial management bureau has issued a public notice to further regulate the conduct of the gold market, highlighting prohibitive actions for enterprises, individuals, financial institutions, and non-bank payment institutions engaged in gold business [1] Financial Institutions and Non-Bank Payment Institutions - Financial institutions are prohibited from conducting gold business without proper filing or approval from financial regulatory authorities [1] - Institutions must adhere to large transaction reporting and suspicious transaction reporting systems, and must not delay, omit, or conceal reports in case of abnormal situations [1] - Financial institutions and non-bank payment institutions are not allowed to provide services to merchants that are not legally established or are engaged in illegal operations, nor can they promote illegal gold activities or facilitate such promotions [1]

2月13日金融一线消息，深圳市地方金融管理局等发布进一步规范黄金市场经营行为的公开提示。在金 融机构及非银行支付机构黄金业务禁止性行为中，金融机构未按规定向金融监管部门备案或获得相应审 批，不得开展黄金业务，不得违反大额交易报告制度及可疑交易报告制度，发生异常情况不得迟报、漏 报、瞒报。 责任编辑：王馨茹 责任编辑：王馨茹 2月13日金融一线消息，深圳市地方金融管理局等发布进一步规范黄金市场经营行为的公开提示。在金 融机构及非银行支付机构黄金业务禁止性行为中，金融机构未按规定向金融监管部门备案或获得相应审 批，不得开展黄金业务，不得违反大额交易报告制度及可疑交易报告制度，发生异常情况不得迟报、漏 报、瞒报。 ...

Group 1 - The People's Bank of China reported that in Q2, non-cash payments reached 101.72 trillion yuan, a year-on-year increase of 6.83%, reversing a slight decline in Q1 [1] - In Q1, non-cash payment volumes and amounts saw a slight decline of 5.23% and 5.2% year-on-year, respectively, due to the impact of the pandemic [1] - With effective pandemic control, the economy showed signs of recovery, leading to significant growth in non-cash payments in Q2, with volumes and amounts increasing by 6.18% and 6.83% year-on-year, respectively [1] Group 2 - The number of bank accounts opened nationwide reached 11.866 billion by the end of Q2, with a quarter-on-quarter growth of 3.05%, an increase of 1.62 percentage points compared to the previous quarter [1] - The growth rate of bank card issuance slightly rebounded, and transaction volumes also recovered in Q2, with 81.457 billion transactions amounting to 21.908 trillion yuan, representing year-on-year increases of 6.2% and 0.91% [1] - In Q1, bank card transaction volumes and amounts decreased by 5.35% and 10.51% year-on-year, respectively [1] Group 3 - Despite maintaining growth in mobile payment volumes in Q1, the growth rate of payment amounts fell below 5%. In Q2, mobile payment volumes surged, with banks processing 30.141 billion transactions amounting to 10.617 trillion yuan, reflecting year-on-year growth of 26.99% and 33.61% [1] - Non-bank payment institutions processed 203.508 billion network payment transactions in Q2, amounting to 7.022 trillion yuan, with year-on-year increases of 14.48% and 18.37%, showing a significant rebound compared to Q1 [2]