春节期间，泸州市各银行机构密集推出"春节档"促消费活动，通过"金融+场景"深度融合，灵活运用社 保卡、移动支付、信用卡等支付工具，以实实在在的优惠补贴，让市民在假日消费中尽享福利与便利。 中国人民银行泸州市分行统计数据显示，系列活动开展以来，已惠及市民9万余人，带动消费3500万 元。 在零售消费领域，泸州银行、泸州农商银行等8家机构推出社保卡支付"满100元立减20元"，市民在汇通 超市线下消费即可享受优惠；工行泸州分行在重百泸州商场推出信用卡消费"满100元随机立减"；在餐 饮消费领域，农行推出掌银信用卡支付"满200元立减20元"。在文旅出行方面，中行泸州分行推出"泸州 老窖（000568）博物馆门票随机立减""一分钱坐公交"，让广大市民与游客在感受酒城文化的同时享受 实惠；建行泸州分行推出信用卡购电影票"买一赠一"，为假日休闲再添优选。在民生服务方面，四川银 行泸州分行联动70个居民区，叠加物业、菜市、ETC等多重支付优惠，打造"家门口"的便利；泸州银行 特别推出"长者食堂半价就餐"活动，用暖心服务关爱银发群体。 新春佳节，消费市场暖意升腾、热气澎湃。年货采买、团年聚餐、游玩打卡等多元场景勾勒出一幅幅 ...

如果说机场是山西的"第一扇窗"，那么，高铁枢纽便是连接三晋美景的重要纽带。在大同南站候车大厅 里，返乡旅客与出游人群熙熙攘攘，热闹非凡。站内便利店内，来自德国的游客托马斯在工作人员耐心 指引下，轻松完成手机扫码购物。"以前出国旅游，最怕换钱、取现麻烦，这次来大同，工作人员一步 步教我怎么用移动支付，特别好懂。"托马斯用流利的中文对记者说。 支付便利无处不在 临汾小西天景区内，红灯笼挂满了古建长廊，祈福牌上写满了游客的新春愿望。 法国游客安娜在景区拍照留念后，打算买一套文创明信片，本以为携带的外卡无法支付，心里还有些着 急，没想到店员热情告知，这里早已支持境外银行卡直接消费。 在山西，支付便利化正从交通枢纽向景区、商圈、街区全面延伸。中国人民银行山西省分行坚持"重点 示范、全域联动"，精心打造多层次、广覆盖的支付服务示范区。目前，全省已建成8个省级和12个市级 支付服务示范区，精准覆盖重要交通枢纽及核心文旅地标，初步构建起"枢纽衔接、商圈辐射、景区联 动"的立体化服务格局。 "原本还担心出行购物不方便，没想到ATM能用外卡取现，还有中英双语指南，太贴心了。"马年春节前 夕，来自韩国首尔的金女士和家人来到山西感受 ...

Core Viewpoint - The People's Bank of China, along with other regulatory bodies, has issued guidelines to establish a regular financial support mechanism aimed at preventing poverty and promoting rural revitalization [1] Group 1: Financial Services in Rural Areas - The guidelines emphasize strengthening basic financial services in rural areas [1] - Promotion of mobile payment and other emerging payment methods to enhance convenience for rural residents [1] - The initiative includes the development of specialized payment products like the "Rural Revitalization Theme Card" [1] Group 2: Accessibility and Inclusivity - There is a focus on the renovation of bank branches to be more accessible for the elderly and disabled [1] - The aim is to improve the financial experience for key demographics, including senior citizens and individuals with disabilities [1] Group 3: Credit System Development - The guidelines call for the enhancement of the rural credit system, including the evaluation of credit for new agricultural entities [1] - Initiatives such as "credit users, credit villages, and credit towns" will be continued to build a robust credit framework [1] - There is an emphasis on rebuilding credit for rural groups at risk of falling back into poverty [1] Group 4: Consumer Protection and Financial Literacy - Strengthening consumer rights protection in rural financial services is a priority [1] - The guidelines advocate for financial literacy campaigns to educate rural residents and prevent illegal fundraising and telecom fraud [1] - Enhancing the financial literacy of rural populations is seen as crucial for their economic empowerment [1]

Core Viewpoint - The document outlines a comprehensive framework for establishing a regular financial support mechanism aimed at preventing poverty and promoting rural revitalization in China [1] Group 1: Financial Services in Rural Areas - The initiative emphasizes strengthening basic financial services in rural areas [1] - It promotes the application of emerging payment methods, such as mobile payments, to enhance convenience for rural residents [1] - The plan includes the consolidation and standardization of card services for farmers, along with the promotion of specialized payment products like the "Rural Revitalization Theme Card" [1] Group 2: Accessibility and Inclusivity - There is a focus on the renovation of bank branches to be more accessible for the elderly and disabled populations [1] - The initiative aims to improve the financial experience for key demographics, ensuring they have better access to financial services [1] Group 3: Credit System Development - The document highlights the importance of building a rural credit system, including initiatives like "credit users, credit villages, and credit towns" [1] - It encourages the evaluation of credit for new agricultural business entities and the establishment of credit ratings for rural specialty industries [1] - There is a legal framework proposed for rebuilding credit for rural groups that have lost trust, particularly those at risk of falling back into poverty [1] Group 4: Consumer Protection and Financial Literacy - The initiative stresses the need for enhanced protection of financial consumers in rural areas [1] - It includes plans for financial literacy campaigns to educate residents about financial knowledge, as well as measures to prevent illegal fundraising and telecom fraud [1] - The goal is to elevate the financial literacy of rural residents, thereby improving their overall financial well-being [1]

Core Viewpoint - The People's Bank of China, along with other regulatory bodies, has issued guidelines to establish a regular financial support mechanism aimed at preventing poverty and promoting rural revitalization [1][2]. Group 1: Financial Services in Rural Areas - The guidelines emphasize strengthening basic financial services in rural areas [1][2]. - There is a push to promote the application of emerging payment methods, such as mobile payments, to enhance convenience in rural areas [1][2]. - The initiative includes the consolidation and standardization of bank card services for farmers, as well as the promotion of specialized payment products like the "Rural Revitalization Theme Card" [1][2]. Group 2: Accessibility and Inclusivity - The plan includes measures to gradually improve bank branches to be more accessible for the elderly and disabled, enhancing their sense of inclusion [1][2]. - There is a focus on building a rural credit system, which involves ongoing assessments of credit users, credit villages, and credit towns, as well as new agricultural business entities [1][2]. Group 3: Consumer Protection and Financial Literacy - The guidelines aim to strengthen the protection of financial consumers' rights in rural areas [1][2]. - There will be initiatives for financial knowledge dissemination, including campaigns to prevent illegal fundraising and telecom fraud, thereby improving the financial literacy of rural residents [1][2].

Group 1: Stock Performance - The stock price of Cuiwei Co., Ltd. has shown volatility, closing at 13.54 CNY per share on February 11, 2026, with a daily increase of 2.03% and a trading volume of 283 million CNY, although there was a net outflow of main funds [2] - Over the past 20 trading days, the stock price has decreased by 9.13%, while it has increased by 11.62% over the last 60 trading days [2] Group 2: Financial Performance - The company expects a net profit attributable to shareholders of -490 million CNY to -450 million CNY for the year 2025, indicating a reduction in losses compared to the previous year, where losses ranged from 687 million CNY to 727 million CNY [3] - For the third quarter of 2025, the company's revenue was 1.71 billion CNY, a year-on-year increase of 0.86%, but the net profit attributable to shareholders was -311 million CNY [5] Group 3: Industry Environment - In November 2025, Beijing introduced a consumption stimulus plan, which may indirectly benefit Cuiwei Co., Ltd.'s department store business due to improved consumer environment and trends in service consumption upgrades [4] - The company's involvement in mobile payment concepts is also aligned with policy trends in the digital economy sector [4] Group 4: Shareholder Structure - As of September 30, 2025, the number of shareholders was 88,900, a decrease of 20.77% from the previous period [6] - Institutional holdings saw an increase from Huabao Zhongzheng Financial Technology Theme ETF in the third quarter, while Hong Kong Central Clearing Limited (through Stock Connect) reduced its holdings [6]

关税加征 美国先行 不光是大豆，机械设备那边也受波及。像哈雷摩托、卡特彼勒这些美国品牌，在中国市场的销量下滑明 显。订单少了，相关企业得调整生产计划。 美国这几年在贸易上动了不少手脚，主要就是针对中国来的商品一层一层加关税。先是2018年那会儿， 分两轮各加了10%，后来还觉得不够，又盯上更多种类准备收新税。华盛顿那边开会讨论这些事的时 候，觉得这么干就能把中国的发展势头压下去，让对方在经济上喘不过气来。 结果中国的反应很快。美国对超过3000亿美元的中国产品加税之后，中国马上对美国出口的货品加征关 税，税率一般在10%到25%不等，还特意挑了美国比较拿手的产业下手。 以前中国是美国大豆的最大买家之一，每年进口量占到美国出口总量的很大一块。关税一上来，中国采 购就转向巴西和阿根廷那边，订单调整得挺快。 这么一来，美国中西部那些种大豆的农场日子不好过了。收成下来后，卖不出去的货堆在那儿，价格掉 得厉害。不少农场主收入减少，部分地方破产的情况比之前几年多了起来。 美国政府后来还得拿钱出来补贴农民，帮他们缓一缓压力。这事说白了，就是贸易摩擦直接打在了美国 农业的痛点上。 普通美国人买东西的时候也感觉到了，沃尔玛、塔 ...

党的二十届四中全会擘画了"十五五"时期的发展蓝图，审议通过的《中共中央关于制定国民经济和 社会发展第十五个五年规划的建议》就加快建设金融强国作出重要部署，并提出大力发展金融"五篇大 文章"。在金融强国建设的顶层布局下，普惠金融与耐心资本已深度融合：耐心资本通过其长期属性支 撑普惠金融做实做深，普惠金融则为耐心资本践行社会责任、服务国家战略提供核心场景，二者共同被 提升至国家战略体系化实施的新阶段。 普惠金融与耐心资本的内涵与关系 普惠金融的本质是通过多样化金融产品与服务供给，让传统金融体系难以覆盖的低收入群体、小微 企业、农村居民等主体，以合理成本便捷获取并有效使用金融服务。其本质特征体现为普及性、包容 性、可达性、可负担性、责任性与多样性，核心目标是促进金融资源公平配置，提升金融服务覆盖面与 可得性，进而助力经济增长、减贫脱贫，增强社会包容性。农村普惠金融除需满足常规特征外，还需适 配农业"靠天吃饭"的风险特性与长周期产业属性，而耐心资本的公共性、风险缓冲能力及长期投资属 性，恰好能填补农村普惠金融的服务缺口，推动包容性与商业可持续性深度融合。 耐心资本是秉持长期价值投资理念的资本形态，投资者不追逐短期收益 ...

Core Viewpoint - The National Healthcare Security Administration (NHSA) is promoting the construction of high-value small incision scenarios to facilitate the large-scale application of new technologies, products, and business models in the healthcare insurance sector, addressing urgent issues faced by the public in this area [1] Group 1: Policy and Initiatives - The NHSA encourages various entities, including enterprises, universities, research institutions, medical organizations, commercial health insurance institutions, mutual aid organizations, and charitable organizations, to participate in the application of scenarios in the healthcare insurance field [1] - A list of urgently needed scenarios will be published to create replicable and promotable benchmark cases, serving the digital development of healthcare insurance and promoting economic and social development [1] Group 2: Service Improvement - By publicly addressing urgent issues faced by the public in healthcare insurance, the NHSA aims to enhance the level of healthcare services [1] - The focus will be on improving payment experiences for patients through the promotion of various payment methods such as facial recognition, QR code payments, mobile payments, and credit payments, attracting participation from medical and financial institutions [1] Group 3: Industry Impact - The cultivation and opening of scenarios in the healthcare insurance sector will effectively connect pricing, procurement, payment, service, regulation, and real-world comprehensive value evaluation, playing a positive role in creating industrial development opportunities and leading health consumption upgrades [1]

Core Viewpoint - The National Healthcare Security Administration (NHSA) of China has announced support for the construction of high-value small-scale scenarios to promote the large-scale application of new technologies, products, and business models in the healthcare insurance sector, addressing urgent issues faced by the public in this area [1] Group 1: Policy and Initiatives - The NHSA encourages various entities, including enterprises, universities, research institutions, medical organizations, commercial health insurance institutions, mutual aid organizations, and charitable organizations, to participate in the application of scenarios in the healthcare insurance field [1] - A list of foundational and urgently needed scenarios will be released to create replicable and promotable benchmark cases, serving the digital transformation of healthcare insurance and promoting economic and social development [1] Group 2: Enhancements in Payment and Service - The NHSA aims to improve healthcare service levels by publicly addressing urgent issues faced by the public, encouraging relevant parties to collaboratively solve these problems [1] - Focus will be placed on enhancing payment experiences for patients, promoting various payment methods such as facial recognition, QR code payments, mobile payments, and credit payments, thereby providing a better medical experience for the public [1] Group 3: Comprehensive Management and Development - The initiative will effectively connect pricing, procurement, payment, service, regulation, and real-world comprehensive value assessment in healthcare insurance management, playing a positive role in creating industrial development opportunities and leading health consumption upgrades [1]