科技创新的根本动力也来自人民。从古代四大发明服务生产生活，到今天人民的创新精神推动我国日新 月异发展，将人的价值置于科技发展的核心位置，确保创新始终与人民的需求同频共振，始终造福于人 民的生活。 当vivo等科技企业始终把"如何让技术帮人们解决生活难题、提升生活品质"放在第一位时，思考如何让 技术更懂人、更助人时，才能真正践行"更好享受生活"的科技初心。从智能手机普及让乡村老人跨越数 字鸿沟，到智能家居发展使独居群体生活更有保障，再到移动支付推广让便民服务触手可及……科技创 新正以润物细无声的方式重塑着人们的生活场景。 "我们始终围绕人的需求，以人为核心。"vivo执行副总裁胡柏山如是说。这也道出了一个商业逻辑：以 产业实践为抓手是科技创新的关键路径。科技企业身处创新前沿，其探索方向直接反映着科技创新与人 民对美好生活需求的贴合度。无论是聚焦远程医疗技术研发，突破地域限制让偏远地区群众享受到优质 诊疗服务；还是投入教育数字化建设，搭建资源共享平台助力乡村孩子接触更广阔的知识世界；或是深 耕智慧社区技术，通过智能安防、便民服务终端让居民生活更便捷。产业实践的核心逻辑，就是要摈 弃"技术炫技"的误区，从"人"的真 ...

台湾青年的"看见"之旅，看见的是一个日新月异、超乎想象的大陆。许多台湾青年坦言，来大陆 前，他们脑海中的大陆还停留在影视剧或教科书的刻板印象里。然而，当走出机场，迎接他们的是上海 陆家嘴高楼林立的天际线，是深圳科技园区里奔涌的创新浪潮，是杭州西子湖畔古韵与现代交织的城市 脉搏……他们乘坐时速350公里的复兴号高铁风驰电掣，窗外掠过的不再是地理名词，而是神州大地的 广袤与壮丽；他们体验着无处不在的移动支付，感慨数字生活的便捷与高效。 "看见"之旅，更是一场寻根溯源、激发共鸣的文化之旅。如果说现代化冲击带来了震撼，那么对于 中华文化的深度共鸣则带来了温暖的归属感。在北京，漫步于故宫的红墙黄瓦之间，那些在诗词中读过 的意象，立刻变得鲜活亲切；在西安，亲手触摸那千年不倒的古城墙，与兵马俑军阵无声对望，历史的 厚重感穿越时空，直抵内心……更让台湾青年惊喜的，是与大陆青年无碍、同频，有着聊不完的话题。 从热映电影到网络"神曲"，再到社交媒体上同步流行的"热梗"……彼此之间是如此合拍。在那一 刻，"同根同源，同文同种"，不再是遥远模糊的概念，而化作彼此"秒懂"、会心一笑的默契，成为内心 深处的确信。 一次"看见"之旅，可以 ...

Industry Overview - Near Field Communication (NFC) technology is maturing in China, with applications in mobile payments, public transportation, smart access control, and smart homes [1][11] - The market size of the NFC industry in China is projected to reach approximately 92.5 billion yuan in 2024, representing a year-on-year growth of 21.72% [1][11] - The continuous development of the digital economy and smart city initiatives is expected to further expand the application scenarios of NFC technology, particularly in smart homes and smart transportation [1][11] Technical Characteristics - NFC operates at a frequency of 13.56 MHz, allowing for non-contact point-to-point data transmission within approximately 10 centimeters [1][7] - NFC technology is based on RFID technology and features high security, ease of use, and high transmission rates [1][4] - Compared to other short-range wireless communication technologies, NFC has a lower cost and higher security, making it attractive to many enterprises since its inception in 2003 [4][5] Industry Chain - The upstream of the NFC industry chain includes chips, metal materials, electronic components, plastic materials, and antennas [7] - The midstream involves NFC production and system integration, while the downstream applications include mobile payments, public transportation, smart homes, smart access control, automotive electronics, and wearable devices [7] Market Dynamics - The number of mobile payment transactions in China reached 51.365 billion in the first quarter of 2025, with a year-on-year growth of 15.86% [9] - The total amount of mobile payments was 152.64 trillion yuan, showing a slight increase of 0.37% year-on-year [9] - The simplification of payment processes and enhanced security have led to increased consumer adoption of mobile payment methods, with NFC technology significantly lowering payment barriers [9] Key Companies - Huawei HiSilicon is a leading domestic communication chip design company, known for its high integration and low power consumption NFC chips [13][14] - Unisoc focuses on high-security NFC chips, which have passed multiple international and domestic security certifications [13][14] - Fudan Microelectronics is one of the early entrants in the NFC field, with a high market share in various applications including internet, finance, and smart locks [13][14] - Other notable companies include Macrocard New Technology, which specializes in NFC tags and devices, and Xi'an Unisoc, which provides high-security NFC chip solutions [14] Development Trends - NFC technology is increasingly integrating with AI, 5G, and blockchain, enhancing its application scenarios towards smart and personalized solutions [18] - The technology is expanding beyond traditional payment fields into smart cities, retail, and healthcare, creating a seamless living ecosystem [19][20] - Standardization and industry collaboration are crucial for high-quality market development, with NFC payment standards already implemented in 28 countries and regions [21]

风险提示：股市有风险，投资需谨慎。本文所提及证券仅供参考，不构成任何投资建议。 该公司主营业务为集成电路设计与研发，产品涵盖安全芯片、移动支付、物联网等领域。作为半导体行 业企业，国民技术持续投入研发创新，在信息安全领域具有一定技术积累。 从资金流向来看，8月21日主力资金净流出1.2亿元，近五个交易日累计净流出1570万元。当前公司总市 值155.93亿元，市净率为15.60倍。 国民技术8月21日股价呈现震荡走势，收盘报26.74元，较前一交易日下跌2.27%。盘中出现快速波动， 早盘9点39分曾快速反弹至27.78元，但随后在9点44分又快速回调至27.31元。全天成交金额达16.17亿 元，换手率为10.53%。 ...

Core Insights - The rise of mobile payments and digital wallets in South Asia is significantly transforming the remittance landscape, reducing transaction costs from 6%-8% to 1%-2% [1][2] - In 2024, South Asia is expected to receive over $150 billion in remittances, highlighting the economic challenges faced by migrant workers [1] - The proliferation of mobile payment platforms is enhancing financial inclusion, particularly in rural areas where traditional banking services are scarce [3] Group 1 - The traditional reliance on international remittance companies like Western Union and MoneyGram has been disrupted by the emergence of mobile payment solutions [1] - The Bangladeshi central bank has introduced guidelines to promote interoperability among mobile payment platforms, fostering competition and maintaining low fees [1][2] - The Philippines is actively issuing licenses for digital banks and integrating mobile payments into the formal financial system [1][2] Group 2 - Challenges such as high remittance costs can lead to currency volatility, complicating policy-making for central banks [2] - Regulatory frameworks are being developed to address the risks associated with mobile payments, including fraud and money laundering [2] - Nepal's central bank is closely monitoring electronic wallet transactions, which account for 25% of the national GDP, to prevent potential currency fluctuations [2] Group 3 - Mobile payments are revolutionizing financial services by providing access to insurance, funds, and microloans, particularly for rural women [3] - The reduction in remittance costs is increasing disposable income for families, which in turn boosts consumption and tax revenue [3] - The mobile payment revolution is not just a technological advancement but a catalyst for systemic change, empowering millions and strengthening regional economic ties [3]

依托北京大学第三医院的医疗资源和学科优势，北医三院海淀北部院区出诊专家均来自医院本部。按照 集团化发展理念，北医三院海淀北部院区将与本部医疗、教学、科研工作同质化发展，立足区域，服务 全国。 目前，北医三院海淀北部院区配备了先进的医疗设备，将覆盖门（急）诊、检验检查、住院、手术，多 学科综合诊疗体系，完善的医疗服务，为各类疾病诊疗和危急重症救治提供必要保障。此外，院区将全 面部署电子病历、移动支付、线上复诊等智慧医疗应用，深入探索智慧院区建设，为患者提供更高效、 便捷的服务。 据了解，医院血液内科、神经内科、心血管内科、呼吸与危重症医学科、消化科、康复医学科、骨科等 科室在原有空间基础上完成扩展，不仅让更多发展规划与特色项目得以落地实现，更能切实提升对辖区 百姓的医疗服务品质。 今年6月18日，北医三院海淀北部院区正式开诊。该院区由医院本部垂直管理，是海淀区北部医疗中心 的重要组成部分。院区位于北京市海淀区六里屯南路6号院，占地面积9600余平方米，规划总床位400 张。 新京报讯 据"北京海淀"微信公众号消息，近日，北京大学第三医院海淀北部院区（以下简称"北医三院 海淀北部院区"）病房正式启用。 ...

Group 1 - The core viewpoint of the article highlights that Runxin Technology's stock price experienced a decline of 2.43% on July 30, closing at 20.48 yuan, with a trading volume of 225,168 hands and a transaction amount of 463 million yuan [1] - Runxin Technology operates in the trade industry, focusing on areas such as the Internet of Things and mobile payments, and has a total market capitalization of 10.498 billion yuan since its listing in 2015 [1] - The company responded to investor inquiries on the same day, clarifying that the recent shareholder reduction in holdings was due to personal financial needs and does not reflect a negative outlook on the company's future development [1] Group 2 - The company emphasized its stable operations since its listing, with a strong focus on its core business and confidence in its long-term value, aiming to enhance performance [1] - On July 30, the net outflow of main funds was 5.5306 million yuan, accounting for 0.05% of the circulating market value [1]

Core Insights - The People's Bank of China (PBOC) in Baoding is enhancing the acceptance environment for foreign cards to boost inbound consumption and improve payment convenience for foreign visitors and elderly individuals [1][2][3] Group 1: Payment Environment Improvement - PBOC Baoding has established a dedicated task force to optimize payment services, conducting extensive research and collaboration with various departments to identify key tasks for improving foreign card acceptance [2] - A total of 1,174 key merchants across various sectors such as food, accommodation, transportation, tourism, shopping, entertainment, education, and healthcare have been selected for POS machine upgrades to facilitate foreign card transactions [2] - The coverage of foreign card acceptance has reached 100% in major tourist attractions, hotels, transportation hubs, and core business districts in Baoding, significantly enhancing the international payment service level [2][3] Group 2: Demonstration Zone Development - Wanbo Plaza has been established as a model payment service demonstration zone, featuring upgraded payment environments with clear signage and multilingual payment guides for foreign visitors and the elderly [2][3] - The demonstration zone includes a comprehensive "four-dimensional payment" system integrating bank cards, mobile payments, cash, and digital RMB, with bilingual consultation services and dedicated windows for elderly and foreign clients [3] Group 3: Financial Network Service Optimization - PBOC Baoding is facilitating simplified account opening services for foreign visitors and elderly individuals, including dual-language guides and online appointment options [4][5] - As of May 2025, all bank branches in the area will offer simplified account opening for foreign visitors, with 1,459 ATMs supporting foreign card withdrawals and 1,352 "elderly-friendly" bank branches established [5] Group 4: Promotion and Awareness Campaigns - PBOC Baoding is actively promoting payment services through various channels, including traditional and new media, to enhance public awareness and facilitate payment methods for visitors [6] - By May 2025, a total of 371 offline promotional events and 51 online promotional materials have been produced to guide visitors on payment methods in China [6]

Core Viewpoint - The implementation of a mobile payment "one-stop" model in Linzhi City, Tibet, is revolutionizing travel payment methods, enhancing convenience and efficiency for residents and tourists [1][2][3] Group 1: Mobile Payment Development - The People's Bank of China Linzhi Branch is promoting a "payment for the people" philosophy, aiming to optimize the payment service environment and support the development of the cultural tourism industry [1] - The mobile payment "one-stop" model has been established with the guidance of the People's Bank of China Linzhi Branch and the active innovation of local financial institutions [1][2] - The model has achieved full coverage of payment platforms including UnionPay, WeChat, Alipay, and Cloud Flash Pay in the transportation sector [2] Group 2: Impact on Transportation Sector - The mobile payment upgrades have been implemented across various transportation services, including passenger transport companies, bus companies, 26 gas stations, vehicle inspection centers, and quick repair markets [2] - The average daily transaction volume in the transportation sector has exceeded 1,000 transactions, with a cumulative transaction amount of over 12.74 million yuan from January to May this year [2] - The digitalization of payment methods has not only improved payment convenience but also optimized service efficiency in the transportation sector [3]

Group 1 - Fubon Bank's sixth "Taiwan Youth Summer Internship Program" has officially launched, with 100 Taiwanese students participating to experience the daily operations of the banking industry in mainland China and learn about the application of artificial intelligence in the financial sector [1][2] - The internship program, running from July 14 to August 8, will take place in 11 major cities including Shanghai, Beijing, Shenzhen, Guangzhou, and Suzhou, allowing students from prestigious universities to gain practical experience [1][2] - This year's program features an innovative "AI learning + business practice" dual model, where interns will engage in both theoretical and practical learning to understand the full scope of banking work in mainland China [1][2] Group 2 - Fubon Bank will collaborate with its branches in 11 cities to provide interns with cultural experiences, including city tours, cultural visits, sports activities, and visits to enterprises and AI innovation parks [2] - The diverse practical arrangements have generated excitement among students, with participants expressing interest in understanding innovations in mobile payments and consumer finance, viewing the internship as a valuable addition to their future academic or career pursuits [2]