American Express on Friday reported better second-quarter revenue and profits than analysts had expected. https://t.co/8eXSHeQS5W ...

We are getting a market flash on American Express. For that, we'll turn to Hugh Son. Just talked to the CFO.Morning, Hugh. >> That's right, Carl. So, AMX CEO Christoff Layak telling me that their customers have been quote amazingly resilient in the second quarter.Now, as a reminder, the company topped estimates for profit and revenue on a 20% jump in card fees. So, it's been no secret that affluent Americans haven't slowed down their spending, and that remains the case. There are, however, interesting trend ...

Market Overview - Pre-market futures show positive movement with the Dow up +0.12%, S&P 500 +0.09%, Nasdaq +0.16%, and Russell 2000 leading at +0.52% [1] Bond Market - Bond yields remain stable with the 10-year yield at +4.44%, a slight increase of 3 basis points from last Friday, while the 2-year yield is at +3.88% and the 30-year yield at +5.00% [2] Housing Market - Housing Starts for June are reported at 1.32 million, slightly above projections, but still historically low compared to multi-year highs of 500K more in April 2022 [3] - Building Permits increased to 1.397 million from 1.394 million in May, but remain low compared to nearly 2 million in January 2022, prior to interest rate hikes [4] Company Earnings - 3M reported Q2 earnings of $2.16 per share, exceeding expectations of $2.01, with revenues of $6.2 billion, raising full-year 2025 earnings guidance to $7.75-8.00 per share [5] - American Express surpassed Q2 expectations with earnings of $4.08 per share and revenues of $17.9 billion, reflecting a year-over-year growth of +9% [6] - Charles Schwab's Q2 report showed earnings of $1.14 per share and revenues of $5.85 billion, both exceeding consensus estimates, with shares up +5% in pre-market trading [7] Economic Indicators - A preliminary print on Consumer Sentiment for July is expected to improve to 61.8 from 60.7, aligning with a healthier economic outlook as fears of tariffs impacting the economy have lessened [8]

Business Performance - American Express' billed business on its cards and other products exceeded expectations in the second quarter [1]

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American Express Company AXP will release earnings results for the second quarter, before the opening bell on Friday, July 18.Analysts expect the New York-based company to report quarterly earnings at $3.86 per share. It reported $4.15 per share in the previous year. American Express is also projected to report quarterly revenue of $17.7 billion. Compare that to $16.33 billion a year earlier, according to data from Benzinga Pro.On June 17, the company's board declared a regular quarterly dividend of 82 cent ...

Core Viewpoint - Analysts project that American Express (AXP) will report quarterly earnings of $3.86 per share, reflecting a year-over-year increase of 10.6%, with revenues expected to reach $17.69 billion, an 8.3% increase from the same quarter last year [1] Earnings Estimates - There have been no revisions in the consensus EPS estimate for the quarter over the last 30 days, indicating stability in analysts' forecasts [1][2] Key Metrics Projections - The consensus estimate for 'Book value per common share' is $44.84, up from $39.26 in the same quarter last year [4] - 'Risk-Based Capital - Common Equity Tier 1' is projected to be 10.5%, slightly down from 10.8% in the same quarter of the previous year [4] Commercial Services Metrics - 'Commercial Services - Card Member Loans - Total loans' are expected to reach $32.53 billion, compared to $28.62 billion in the same quarter last year [5] - 'Commercial Services - Card Member loans - Average Loans' is projected at $31.83 billion, up from $28.03 billion in the same quarter last year [5] International Card Services Metrics - 'International Card Services - Card Member loans - consumer and small business - Average loans' is forecasted to be $17.98 billion, compared to $16.84 billion in the same quarter last year [6] - 'International Card Services - Card Member loans - consumer and small business - Total loans' is expected to reach $18.50 billion, up from $17.27 billion a year ago [6] U.S. Consumer Services Metrics - 'U.S. Consumer Services - Card Member loans - Total loans' is projected at $92.66 billion, compared to $84.96 billion in the same quarter last year [7] - 'Card billed business (Network volumes)' is expected to reach $465.80 billion, up from $440.60 billion a year ago [7] Average Card Member Loans - 'Average Card Member loans' is expected to be $141.10 billion, compared to $128.32 billion in the same quarter last year [8] - 'Total Card Member loans' is projected at $143.69 billion, up from $130.85 billion in the same quarter last year [8] Non-Interest Revenues - 'Total non-interest revenues' are projected to reach $13.40 billion, compared to $12.60 billion in the same quarter last year [9] Stock Performance - Shares of American Express have returned +9.1% over the past month, outperforming the Zacks S&P 500 composite's +5% change [10]

Visa shares slid this week after the Senate passed a regulatory framework for companies issuing stablecoins, potentially opening the door for merchants to bypass card-based payment systems. Monitor these major support and resistance chart levels. https://t.co/pc66Y2TgdJ ...

Company Overview - American Express has been experiencing robust top-line growth since the pandemic, although this growth has moderated somewhat over the past year. The company is still targeting growth above historical levels, aiming for an increase of 8% to 10% in the coming years [5]. Growth Outlook - The total addressable market (TAM) for American Express is estimated to be growing at approximately 6% to 7%. This growth is driven by a combination of U.S. GDP growth and inflation, with international markets growing at a faster rate due to greater cash conversion to credit opportunities [6].

Core Insights - OppFi Inc. (OPFI) shares have surged 348.1% over the past year, significantly outperforming the industry growth of 29.2% and the Zacks S&P 500 Composite's 13.4% increase [1][4][6] - In the last six months, OPFI shares increased by 100.1%, while the industry only grew by 8.1%, with competitors Green Dot (GDOT) and DLocal Limited (DLO) declining by 10.5% and 6.3%, respectively [4][6] - The company has demonstrated improved credit quality and risk management, evidenced by a reduction in the net charge-off rate by approximately 700 basis points from the previous quarter and 1300 basis points year-over-year [5][6] Company Performance - OPFI's auto-approval rate improved to 79% in Q1 2025 from 73% in the same quarter last year, indicating a more effective initial screening process [8] - The current ratio for OPFI at the end of Q1 2025 was 1.73, up from 1.61 in the previous quarter and 1.56 a year ago, surpassing the industry average of 1.15, which reflects a strong liquidity position [13] - The Zacks Consensus Estimate for OPFI's 2025 revenues is $578.4 million, representing a 10% year-over-year growth, while the earnings per share estimate stands at $1.23, suggesting a 29.5% increase year-over-year [14] Valuation Metrics - OPFI shares are trading at 10.85 times forward earnings per share, which is below the industry's average of 23.67 times [9] - The trailing 12-month EV-to-EBITDA ratio for OPFI is 7.09 times, compared to the industry's average of 14.06 times, indicating that OPFI is undervalued [11] Investment Recommendation - Given the improved credit quality, risk management strategies, strong liquidity position, and discounted valuation, the company is positioned as a compelling investment opportunity [15][16]