Core Viewpoint - Huahua Wealth Management has launched a new financial product, the Global Gain Huahua Trend Guide, in collaboration with Standard Chartered Bank, marking its first partnership with a foreign bank for product distribution [1][2]. Group 1: Product Overview - The Global Gain Huahua Trend Guide is a "fixed income plus" investment strategy product, with a minimum holding period of one month, and includes allocations to overseas CIO-selected funds [1]. - The product is designed to provide a convenient experience of "global assets, local services" by leveraging Standard Chartered's global channels and professional services [1][2]. Group 2: Fund Management and Strategy - The CIO funds are managed by the French asset management firm, Amundi, and are based on a selection framework that aims to provide multi-asset investment solutions [2]. - Since September 2022, Standard Chartered has sold the CIO fund series across 12 global markets, with assets under management exceeding $2.5 billion, approximately 178 billion RMB, indicating strong market recognition [2]. Group 3: Competitive Advantages - The product features three main advantages: low entry barriers to global investment resources, a cross-border and global asset allocation approach, and a top-tier risk management system [2]. - Huahua Wealth Management aims to leverage its global resource advantages and deep insights into the local market to offer a comprehensive global multi-asset investment solution [3].

Core Viewpoint - The domestic market has entered a new round of interest rate cuts, with the one-year deposit rate falling below 1% and the three-year rate below 2%, leading to a low-interest-rate environment for fixed-income assets. Investors are encouraged to diversify their asset allocation and consider global markets for better investment opportunities [1][4]. Group 1: Investment Strategy - Investors are advised to expand their investment horizons from single asset classes to diversified and multi-category asset allocations to effectively reduce portfolio risk and enhance return sources [1][2]. - The newly launched product by Huihua Wealth, "Global Gain," focuses on global asset allocation and employs a "fixed income plus" investment strategy, integrating international investment frameworks and resources [1][2]. Group 2: Product Details - The product allocates 80% of its fixed income portion to a flexible duration strategy, actively managing domestic and foreign bonds while ensuring liquidity and capturing market opportunities [2]. - The product is now available for sale at Standard Chartered Bank, marking Huihua Wealth's first collaboration with a foreign bank for distribution, reflecting market recognition of the company [2][3]. Group 3: Company Background - Huihua Wealth is the first Sino-foreign joint venture wealth management company established by France's largest asset management company, Amundi, and Bank of China’s wholly-owned subsidiary, BOC Wealth Management, officially launched in September 2020 [3]. - The company has developed a research and investment system characterized by global asset classes, with specialized teams focusing on macro, fixed income, derivatives, and equity, ensuring a comprehensive approach to asset management [3]. Group 4: Market Outlook - The company indicates mixed signals in the current market, with stable aggregate data but structural divergence, suggesting ongoing pressure on fundamentals. However, expectations for "anti-involution" are strengthening, and large-scale infrastructure projects are boosting risk appetite [4]. - The company emphasizes the need for cautious duration management and flexible short-term trading strategies while seeking structural opportunities in the market [4].