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手搓「永久组合」,这届年轻人的投资赢学
雪球· 2025-07-14 09:19
Core Viewpoint - The article discusses the rising popularity of the "Permanent Portfolio" investment strategy among young investors, particularly in the context of social media platforms like Xiaohongshu, emphasizing its simplicity and effectiveness in wealth management [2][5]. Group 1: Permanent Portfolio Concept - The "Permanent Portfolio" is a classic multi-asset allocation strategy created by Harry Browne in the 1970s, designed to provide stability and growth through diversified asset allocation [3][5]. - This strategy is not merely a simple four-part allocation but represents a flexible approach that can be tailored to individual preferences, allowing for personal variations in asset allocation [5][12]. Group 2: Market Trends and Historical Context - The resurgence of interest in multi-asset portfolios is linked to macroeconomic conditions reminiscent of the 1970s, particularly the significant rise in gold prices, which increased from $35 to $512, a cumulative increase of 1363% [13][15]. - The current economic environment, characterized by slowing growth and high interest rates, has led to a renewed focus on multi-asset strategies, paralleling the historical context of the 1970s [15][14]. Group 3: Investment Behavior of Young Investors - Young investors today prefer to create their own "safe havens" through personalized investment strategies, reflecting a desire for autonomy and reduced external influence in their financial decisions [17][18]. - The article highlights a cultural shift where younger generations are more inclined to engage in self-directed investment strategies, aligning with the principles of the Permanent Portfolio, which emphasizes diversification and minimal intervention [18][19].