落地全省首单案例：促成四川省首笔地理标志质押融资100万元、首张地理标志数据知识产权证书均落地南充，相关经验获省政府办公厅《政务晨讯》刊 发推广。 近日，在南充市知识产权服务中心的高效协助下，四川尚好茶业有限公司以自主研发的发明专利作为质押，成功从兴业银行南充分行获得贷款2000万元， 为企业创新发展注入资金动力。 下一步，该中心将继续聚焦知识产权融资中的难点与堵点，进一步优化服务流程、创新服务模式，推动更多知识产权成果转化为现实生产力，为南充经济 高质量发展贡献知识产权力量。 首创地理标志质押融资新模式：全国首创地理标志"两权一品"质押融资模式，已申报国家改革典型案例； 突破评估时效瓶颈：发布全国首个《专利价值快速自评估指南》，将单笔评估时间从数周压缩至最快1小时，培训试点金融机构13家； 四川尚好茶业有限公司是南充本地一家集茶叶种植、研发、生产、销售于一体的农业产业化重点企业，拥有多项核心专利技术。随着市场拓展与产能升级 步伐加快，企业面临研发投入大、流动资金紧张的发展瓶颈。在了解到企业急需通过专利质押融资后，南充市知识产权服务中心立即启动"绿色通道"，安 排专人全程指导材料准备与系统填报，加班审核、协调 ...

Core Insights - China Bank is building a new ecosystem for high-quality economic development in Central China through comprehensive financial services that facilitate mutual engagement between banks and enterprises [1] Group 1: Financing Solutions for Small and Micro Enterprises - Small and micro enterprises are crucial for employment stability and livelihood protection, yet they face challenges such as high costs and slow financing [1] - China Bank has introduced a series of specialized financial products tailored to the unique needs of small and micro enterprises, addressing their asset-light and collateral-deficient characteristics [1] - A high-tech enterprise in Zhengzhou received expedited loan approval within a week due to China Bank's green approval channel, significantly reducing the typical financing time from about one month [1] Group 2: Reshaping Credit Logic - Traditional credit assessment methods are inadequate for technology companies, which often have light assets and long R&D cycles [2] - China Bank has shifted its credit evaluation focus from historical financial metrics to assessing industry potential, technology, and team capabilities, effectively turning "soft assets" like intellectual property into "hard currency" for financing [2] - A 3D technology company leveraged patent pledge loans from China Bank to alleviate cash flow pressures, enabling successful product entry into high-end manufacturing and increasing its patent portfolio [2] Group 3: Empowering Specialty Industries - Local resources are being harnessed to transform small specialty products into significant industries, aligning industrial upgrades with rural revitalization [3] - In Nanzhao County, Henan, the carbon calcium industry is thriving, supported by China Bank's innovative "Silver Tax Loan" product, which offers unsecured credit based on tax payments [3] - The development of the calcium powder industry cluster has become a major economic driver for Nanzhao County, showcasing the transformation of small specialties into large-scale industries [3]