Group 1 - The "China Construction Bank" App provides convenient access to social security information, allowing users to view their electronic social security card and check pension details, insurance payments, and employment services [2][9]. - Users can easily search for social security services within the app, enhancing the overall user experience [6][9]. - The app also offers a feature for users to accumulate tasks and receive rewards, promoting engagement with the platform [5]. Group 2 - The app facilitates online queries for social security account changes, making it easier for users to stay updated [3][4]. - Users can access various social security services, including payment information and proof of insurance, directly through the app [9].

Core Viewpoint - The evaluation of the China Construction Bank mobile banking app indicates improvements in user experience, functionality, and interaction, but highlights ongoing issues with transaction records and search interactions that require further refinement [1][12][36]. User Experience - The app received a score of 84.645 out of 100, reflecting enhancements in interface and interaction experiences compared to previous evaluations [1]. - The latest version (2025 version 8.0) has optimized major channels and improved core sections like "Wealth Management," but still faces challenges in interaction and functionality [1][36]. - User journey improvements are noted, but certain details and interactions remain suboptimal, indicating a need for further refinement [1][12][24]. Functionality Services - The app has made significant upgrades in core functionalities such as transfer logic and account detail queries, extending the query time span for transaction records to nearly 10 years [25][31]. - Despite improvements, the "transfer records" feature remains inadequate, and the handling of in-transit funds requires optimization [31][36]. - The app supports various transfer methods, including bank account and mobile number transfers, with enhanced efficiency in high-frequency operations [27][31]. Performance and Security - The app scored 13.450 out of 15 in performance and security, indicating robust foundational security settings and effective privacy protection measures [31][33]. - Security features include automatic logout after inactivity, account freeze after multiple incorrect password attempts, and comprehensive logging of recent logins [31][33]. Development and Innovation - The app has undergone significant updates, focusing on enhancing wealth management services and expanding customer asset scales [34][36]. - The introduction of a "task center" allows users to earn rewards through daily tasks, enhancing user engagement [35]. - The app's adaptation for elderly users includes a "large font version" and voice assistant features, although some sections like "deposit" have not been optimized for this demographic [34][35].

Core Viewpoint - The article emphasizes the importance of enabling notification settings in the "China Construction Bank" app to ensure users do not miss important financial information and opportunities [2][4]. Group 1: Notification Settings - Users are encouraged to open message notifications in the "China Construction Bank" app to receive timely updates on transactions, spending, and wealth opportunities [2][4]. - The process to enable notifications involves navigating to the phone settings, finding the "China Construction Bank" app, and allowing notifications, with variations depending on the device [9][12]. Group 2: Financial Opportunities - The article mentions a personal pension contribution program where users can receive a 20 yuan discount on WeChat upon meeting certain contribution criteria [10]. - It highlights a low-risk investment product, "Long Qian Bao No. 2," with an annualized return of 1.71%, indicating potential investment opportunities for users [11].

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