中小企业信贷通
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贵州省前10月普惠小微贷款余额5256.1亿元 同比增长9.9%
Xin Hua Cai Jing· 2025-11-20 12:19
此外,完善风险分担和管理安排,对重点领域和薄弱环节加大支持力度。在风险补偿方面,会同工信、 财政部门创设"中小企业信贷通",设立17亿元风险补偿金,精准降低"专精特新"中小企业融资门槛;融 资担保方面,会同乡村振兴、财政部门创设"乡村振兴产业贷",免担保费,加大对农户、新型农业经营 主体的融资帮扶;财政奖补方面,会同贵州省委金融办、贵州省发改委,在共建的贵州省金融服务平台 推广上线"毕惠贷""苗岭普惠贷""铜品税贷"3款线上贴息产品,按照贷款利息30%予以贴息,助力小微企 业、个体工商户发展壮大。 (文章来源:新华财经) 据介绍,为推动普惠金融工作"提质增效",人民银行贵州省分行联合贵州省17家行业主管部门按照"清 单推送-精准对接-定期反馈-监测督导-沟通协调"模式,按月对小微企业等重点群体融资对接情况进行跟 踪监测和调度,持续提高企业融资效率。截至10月末,已累计会同该机制向金融机构推送企业14074 户,其中,中小微企业12792户,银企对接率约90%,符合条件的主体累计获得贷款3451.85亿元。 同时,在贵州省范围内开展明示企业贷款综合融资成本试点工作,指导银行会同企业填写《企业贷款综 合融资成本清 ...
贵州银行安顺分行:“融资成本清单”明示 算好企业减费让利细账
Sou Hu Cai Jing· 2025-09-10 07:58
Core Viewpoint - The implementation of the "Comprehensive Financing Cost List for Corporate Loans" by Guizhou Bank Anshun Branch enhances transparency in corporate financing, helping businesses understand their financing costs and access favorable loan terms [1][5][11]. Group 1: Impact on Enterprises - Guizhou Bank Anshun Branch actively promotes the "Comprehensive Financing Cost List," which aids companies in calculating their financing costs and accessing various loan options [1][11]. - The initiative has benefited both new and existing clients, as demonstrated by Anshun Yuanjing New Materials Co., which received a loan of 19.9 million yuan within 10 working days after utilizing the financing cost list [5][11]. - Spring Return Health Technology Co. reported a reduction in interest expenses by several tens of thousands of yuan due to the bank's proactive support and the use of the financing cost list [7][11]. Group 2: Financial Support and Efficiency - The bank's "Thousand Enterprises and Ten Thousand Households Visit" initiative has facilitated better communication with businesses, leading to tailored financing solutions [9][11]. - The Anshun Bank team helped Wanlv City Bailanting Hotel secure a 5 million yuan loan by introducing third-party asset evaluations, which allowed the hotel to meet collateral requirements and save nearly 100,000 yuan in financing costs [9][11]. - As of the end of August, the financing cost list has covered 260 loans totaling 3.685 billion yuan, benefiting over 214 small and micro enterprises and individual businesses [11].
贵州黎平“三招”破局 为中小企业架起融资“连心桥”
Sou Hu Cai Jing· 2025-04-27 09:50
Group 1 - The core viewpoint is that the Guizhou Province Liuping County is actively addressing the financing difficulties faced by small and medium-sized enterprises (SMEs) by enhancing policy promotion and service efficiency to support enterprise financing loans [1][2] Group 2 - The policy benefits are being effectively disseminated through a combination of online and offline channels, utilizing new media and direct outreach to increase awareness of financing policies among enterprises [1] - A total of 717 workgroups have been dispatched, visiting 1,695 individuals and 1,717 industrial enterprises to promote financing policies [1] Group 3 - The county is implementing a dual service approach, providing remote guidance and on-site assistance to help enterprises with the application process, thereby improving the quality of application materials [1] - As a result, 11 enterprises have successfully been included in the second batch of the Guizhou Province industrial enterprise financing "white list," facilitating better access to financial support [1] Group 4 - Since 2022, the county has approved a total of 721 million yuan in financing loans through the SME Credit Access program, ranking fourth in the state for the first quarter of 2025 with 57 million yuan approved [2] - The county plans to continue prioritizing solutions for enterprise financing issues, innovating methods, and strengthening service awareness to ensure robust financial support for industrial economic development [2]