中小企业信贷通

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贵州银行安顺分行:“融资成本清单”明示 算好企业减费让利细账
Sou Hu Cai Jing· 2025-09-10 07:58
"企业贷款综合融资成本清单"(贷款明白纸)推广宣传以来,贵州银行安顺分行加大工作力度,强化政策宣导,提升沟通协调能力,帮助企业算好"减费让 利明白账",推动明示工作增量扩面,提升金融服务实体经济质效。 企业融资更透明—— "为了获得贷款,我们常常需要花费大量时间精力准备资料,对于生产窗口期的企业来说,是时间和资金的双重压力!"5月28日,安顺远景新材料有限公司 总经理徐俊伟对贵州银行安顺分行的营销走访人员说。 了解到公司是省级"专精特新"企业,贵州银行安顺分行主动上门对接,通过"企业贷款综合融资成本清单"向企业展示多个贷款方案下的综合融资成本。因该 公司是科技型企业并拥有多项专利权,该行向其推荐股权和专利权质押,在信贷审查、用贷利率上给予一揽子优惠政策。并告知企业可申报政府专利权质押 融资补贴,同时享受进一步简化贷款审批程序的便利。双方确认除贷款利息外,无其他成本。10个工作日后,公司收到贵州银行安顺分行的1990万元的信贷 资金。 "'企业贷款综合融资成本清单'不仅让我们清楚了解融资成本,还通过精准对接优惠政策,帮我们实实在在省下了钱,是支持企业更好发展的'实招'。"徐俊 伟说。 "原以为融资成本和往年差不 ...
贵州黎平“三招”破局 为中小企业架起融资“连心桥”
Sou Hu Cai Jing· 2025-04-27 09:50
Group 1 - The core viewpoint is that the Guizhou Province Liuping County is actively addressing the financing difficulties faced by small and medium-sized enterprises (SMEs) by enhancing policy promotion and service efficiency to support enterprise financing loans [1][2] Group 2 - The policy benefits are being effectively disseminated through a combination of online and offline channels, utilizing new media and direct outreach to increase awareness of financing policies among enterprises [1] - A total of 717 workgroups have been dispatched, visiting 1,695 individuals and 1,717 industrial enterprises to promote financing policies [1] Group 3 - The county is implementing a dual service approach, providing remote guidance and on-site assistance to help enterprises with the application process, thereby improving the quality of application materials [1] - As a result, 11 enterprises have successfully been included in the second batch of the Guizhou Province industrial enterprise financing "white list," facilitating better access to financial support [1] Group 4 - Since 2022, the county has approved a total of 721 million yuan in financing loans through the SME Credit Access program, ranking fourth in the state for the first quarter of 2025 with 57 million yuan approved [2] - The county plans to continue prioritizing solutions for enterprise financing issues, innovating methods, and strengthening service awareness to ensure robust financial support for industrial economic development [2]