数据说明： 市场行情 10月最后一周，上证指数于10月28日突破4000点，这是沪指历史第三次突破这一关键点位，也是其最近10年来首次站上4000点整数关。10月29日沪指年内首 次收盘站上4000点，10月30日沪指盘中再创出新高4025.70点。 与此同时，市场情绪积极活跃。10月27日，A股两融余额达到2.48万亿元，其中，融资余额达到2.46万亿元，两者均创历史新高。 拉长时间看，近6个月（截至10月30日，下同），A股三大指数震荡走高，其中创业板指以超67%的涨幅领涨三大指数。 产品表现 产品统计范围为理财公司权益类理财公募产品，统计截止日期为2025年10月30日，统计区间为近6个月。 火热的行情下，权益类理财产品近6个月亦有不错表现。南财理财通数据显示，截至10月30日，近6个月，理财公司权益类公募理财近净值增长率均值为 23.65%，36只样本产品均录得正收益。其中有22只权益类理财产品净值增长率超20%，但中银理财"慧富权益类红利策略180天持有期A"、工银理财"工银财 富系列工银量化理财-恒盛配置理财产品"等7款产品净值增长率仅为个位数，收益率垫底。 本期榜单共有5家理财公司上榜。其中，华 ...

Core Insights - The low interest rate environment has led to a resurgence in dividend strategy wealth management products, with increasing demand from investors for such allocations [1][2][8] - Major banks like Agricultural Bank of China, Bank of China, and Huaxia Bank are actively promoting dividend strategy products through their apps and public accounts [2][8] Product Overview - Dividend strategy products typically have a foundation of over 80% fixed income assets, with up to 20% allocated to dividend assets to enhance returns [1][4] - For example, the "Agricultural Bank of China Wealth Management 'Agricultural Bank Craftsmanship·Dynamic 360-Day Wealth Management Product (Dividend Preferred)'" has over 80% in fixed income assets and less than 20% in dividend assets [1][4] - The "Bank of China Wealth Management Wise Wealth Equity Dividend Strategy 180-Day Holding Period A" includes 30% of the CSI Dividend Index, with a risk level of R4 and an annualized return of 17.92% over the past month [4][7] Performance Metrics - The Agricultural Bank's product has shown an annualized return of 4.36% over the past month, 3.34% over the past three months, and 3.08% since inception, with a performance benchmark of 2.4%-3.4% [4][7] - The Bank of China's product has a high annualized return of 17.92% over the past month and 7.92% year-to-date, with an inception-to-date annualized return of 9.28% [7][8] Market Trends - The dividend strategy is gaining traction as a preferred investment choice among banks, with many financial managers recommending these products for their stability and potential for higher returns compared to traditional fixed income products [9][10] - The current low interest rate environment has made dividend strategies attractive, as they offer a stable yield compared to government bonds [9][10] Investment Opportunities - In addition to dividend strategy products, other investment opportunities include high-dividend blue chips, state-owned enterprises, green low-carbon assets, and sectors related to AI and digital economy [12][13] - The market is seeing increased interest from insurance funds in high-dividend stocks, indicating a shift towards assets that provide stable cash returns [10][11]