Core Insights - The Bank of China Suzhou Branch has played a crucial role in supporting regional foreign trade by leveraging its global advantages and optimizing financial services, contributing over 140 billion yuan in financing for import and export enterprises from January to October this year [1] Group 1: Credit Support and Financial Innovation - The Suzhou Branch has intensified its "Stabilizing Foreign Trade Special Visits" initiative, effectively addressing diverse financial needs of enterprises and continuously innovating financing products and services [2] - A manufacturing company in Suzhou received 100 million yuan in financing support for its overseas factory's raw material procurement through a customized cross-border RMB trade financing solution [2] - The "BOC Cross-Border E-Commerce Exclusive Loan" product was launched to assist small and micro enterprises in cross-border e-commerce, offering credit limits up to 30 million yuan and special interest rate discounts [2] Group 2: Risk Management and Service Enhancement - The Suzhou Branch has issued over 4.2 billion yuan in foreign-related guarantees to support enterprises in bidding for international projects, covering 61 countries and regions involved in the Belt and Road Initiative [3] - The bank has established multiple "Exchange Rate Risk Neutral Demonstration Outlets" to provide tailored hedging products, enhancing foreign trade enterprises' risk management capabilities [3] - The branch has processed cross-border RMB transactions exceeding 190 billion yuan and international settlement business for Belt and Road countries amounting to nearly 18 billion US dollars [4] Group 3: Support for Trade Stability - The bank has implemented a detailed action plan to stabilize foreign trade, serving nearly 600 high-quality enterprises involved in cross-border trade, ranking first among regional peers [6] - The Suzhou Branch has facilitated over 200,000 cross-border online product transactions, amounting to more than 22 billion US dollars from January to October [6] - The bank has organized various events to enhance trade connections, including cross-border e-commerce development forums and policy briefings for enterprises [7]

Core Insights - China Bank has been a strategic partner of the China International Import Expo (CIIE) since its inception in 2018, providing comprehensive financial services to thousands of exhibitors and promoting trade and investment opportunities [1][2] Group 1: Participation and Support - Over the past 8 years, China Bank has supported nearly 150 overseas exhibition promotions and over 120 domestic investment roadshows, resulting in more than 5,000 cooperation intentions with a total intended amount exceeding 50 billion USD [1] - In 2023, China Bank has successfully supported over ten overseas exhibition routes for the eighth CIIE, covering more than 20 countries and regions, including Germany, Australia, Malaysia, and Brazil [1] Group 2: Innovative Services - At this year's CIIE, China Bank plans to launch ten highlight services, including "Hello, China" 3.0 and a cross-border e-commerce service area, to enhance the event's appeal [3] - China Bank will host the "Financial Support for Global Economic Development" sub-forum at the Hongqiao International Economic Forum, inviting international experts to share insights [3] Group 3: Enhancing Foreign Experience - China Bank is focused on improving the experience for foreign visitors in China by enhancing foreign card payment services and expanding acceptance points, with 4,753 foreign card accepting merchants and 11,072 terminals in Shanghai as of September 2023 [4] Group 4: Continued Commitment to Global Trade - China Bank aims to leverage the CIIE platform to further integrate into the new development pattern, enhancing its brand "Exhibition Alliance into China Bank" to attract more participants [5] - The bank has facilitated strategic cooperation agreements to support Chinese and Italian enterprises in sharing opportunities in China, demonstrating its commitment to global economic collaboration [6]

Core Insights - The first "Cross-Border Cloud Matching Conference" was successfully held online, facilitating nearly 50 exhibitors from China, South Korea, and Italy to connect through the "Bank of China e-Enterprise Win" platform [2][3] - The event showcased a variety of products including jewelry, medical devices, cosmetics, ginseng, red wine, coffee, and olive oil, with domestic buyers from various Chinese provinces participating [2][3] - The "Bank of China e-Enterprise Win" system utilized intelligent algorithms for precise matching, resulting in over 110 negotiation rounds and 60 cooperation intentions established during the 7-hour event [3] Group 1 - The conference aimed to create new opportunities for global consumption innovation and promote the return of overseas consumption while upgrading domestic consumption [3] - The event was co-hosted by the Bank of China Hainan Branch and the Hainan Economic Development Bureau, focusing on providing a diverse and comprehensive matching platform for exhibitors and buyers [3] - The initiative also aimed to support overseas enterprises unable to attend the expo in person due to the pandemic by offering cloud-based connection channels [3]

Group 1 - The eighth China International Import Expo (CIIE) is entering a 200-day countdown, with the Bank of China serving as the sole strategic partner for the event for the eighth consecutive year [1] - The Bank of China Shanghai Branch is providing comprehensive financial services to support the preparations for the CIIE, focusing on overseas exhibition, domestic investment attraction, and transaction facilitation [1][2] Group 2 - The Bank of China has successfully organized promotional events in 14 countries, including Malaysia, Thailand, Laos, Brazil, Peru, and Italy, to attract overseas exhibitors for the CIIE [2] - A promotional event in Malaysia attracted around 200 representatives from various companies, showcasing the Bank's efforts to create an overseas exhibition ecosystem [2] Group 3 - The Bank of China Shanghai Branch has facilitated a large investment attraction event in Hubei, engaging over 50 overseas exhibitors and 70 local enterprises, resulting in an intended procurement amount exceeding 69 million USD [3] - The Bank is committed to providing financial services such as settlement, foreign exchange, and financing to support trade processes for participating companies [3] Group 4 - Over recent years, the Bank of China has supported eight "CIIE Goes Local" events and over 120 domestic investment promotion activities, connecting more than 30,000 enterprises and facilitating over 5,000 cooperation intentions, amounting to over 50 billion USD in intended cooperation [4] Group 5 - As the secretariat of the CIIE Exhibitors Alliance, the Bank of China is enhancing its role in building an open platform to better leverage the spillover effects of the CIIE [5] - The Bank has upgraded its "Exhibitors Alliance" initiative, hosting events that attract major companies and promoting dialogue among government, banks, and enterprises to foster collaboration [5][6]

Core Viewpoint - China Bank's 2024 performance highlights its commitment to "financial for the people" and its role in supporting the real economy through strategic financial services [2][3][17] Financial Performance - Total assets exceeded 35 trillion yuan, a year-on-year increase of 8.11% - Operating income reached 632.8 billion yuan, up 1.38% year-on-year - Net profit after tax was 252.7 billion yuan, reflecting a growth of 2.58% - Cost-to-income ratio improved to 28.77%, indicating enhanced operational efficiency [2] Technology Finance - China Bank provided credit support to over 100,000 technology enterprises, with a loan balance of 1.91 trillion yuan, marking a growth of 29.67% [3] - The bank has established a comprehensive financial service matrix tailored to the lifecycle of technology enterprises [4] - A total of over 710 billion yuan in comprehensive financial services has been provided to technology companies [4] Green Finance - Green credit balance surpassed 4 trillion yuan, with an increase of over 30% - Green bond investment exceeded 100 billion yuan, with leading underwriting scale in the market [6] - The bank has launched various green financial products, including services linked to low-carbon transformation [6][7] Inclusive Finance - Inclusive finance loan balance reached 2.28 trillion yuan, growing by 29.63% - The bank supported nearly 1.5 million small and micro enterprises, with a growth rate of 39.62% [8] - Agricultural loans totaled 2.5 trillion yuan, with inclusive agricultural loans growing by 36.41% [8] Pension Finance - Over 10 million personal pension accounts have been opened, addressing the needs of an aging population [11] - The bank has managed 2.59 trillion yuan in enterprise annuity funds and 1.17 trillion yuan in pension trust funds [12] - A comprehensive pension financial service system has been established, integrating various financial products [12][13] Digital Finance - China Bank has implemented a digital financial action plan with 39 strategic projects for 2024-2026 [15] - The bank's core system handles approximately 290 million transactions daily, supporting stable operations [15] - Digital transformation has enhanced service efficiency, with significant growth in active users across various digital platforms [16]