此次战略合作的达成，恰逢海南自由贸易港全岛封关运作进入倒计时的关键节点，同时叠加海南控股成 立20周年、平安银行海口分行成立30周年的重要发展时刻，既彰显了双方把握自贸港发展机遇的战略共 识，也为银企协同赋能区域经济发展奠定了坚实基础。 作为海南自贸港建设的重要战略支撑力量，海南控股近年来始终以高质量发展为主题、以市场化转型为 主线，积极培育新质生产力，在区域重大项目建设、产业培育等领域发挥着关键作用。平安银行作为中 国内地首批上市的全国性股份制银行之一，已成长为一家经营管理成熟稳健、机构网点覆盖广泛、金融 服务品类齐全、品牌影响力市场领先的商业银行，可为客户提供多种金融服务，尤其在科技赋能、零售 业务、综合金融等领域形成独特竞争力和鲜明经营特色。 根据合作协议，双方将整合各自优质资源，在综合授信、交易结算、零售及科技金融、产业协同等多个 领域开展深度合作，推动合作向更广领域、更深层次拓展。李国红表示，双方此前在融资授信、资金结 算等领域已建立良好合作基础，期待以此次签约为契机，进一步深化在授信融资、项目建设及招商引资 等重点领域的合作，充分发挥海南控股的产业优势与平安银行的金融专业优势，打造银企合作示范项 ...

Core Viewpoint - The article highlights the strong performance of CITIC Bank in the first half of 2025, showcasing its strategic resilience and growth potential amidst industry challenges, supported by a comprehensive three-year plan aimed at becoming a world-class bank [1][2][3][4][16]. Group 1: Financial Performance - CITIC Bank reported a net profit of 36.478 billion yuan, a year-on-year increase of 2.78%, and total operating income of 105.762 billion yuan [1]. - The bank's total assets reached 985.8466 billion yuan, reflecting a growth of 3.42% compared to the previous year [1]. - The non-performing loan balance stood at 67.134 billion yuan, with a non-performing loan ratio of 1.16% and a provision coverage ratio of 207.53%, indicating overall asset quality stability [1]. Group 2: Strategic Direction - The bank's management emphasizes a forward-looking strategy focused on "stability, balance, and sustainability," which has become a consensus across the organization [2]. - CITIC Bank aims to build a "Four-You Bank" and enter the ranks of world-class banks through its new three-year strategic plan from 2024 to 2026 [3][4]. Group 3: Wealth Management - The bank is advancing its "retail-first strategy," enhancing its wealth management capabilities and focusing on asset management, private banking, and consumer finance [5][6]. - As of the reporting period, CITIC Bank's managed asset balance reached 4.99 trillion yuan, a 6.52% increase from the previous year, with personal deposits growing by over 106.3 billion yuan, reflecting a growth rate exceeding 7% [6]. Group 4: Comprehensive Financing - CITIC Bank's comprehensive financing balance reached 14.78 trillion yuan, a growth of 3.43% from the previous year, showcasing its role as a resource integrator in the evolving financial ecosystem [7][8]. - The bank led the market in debt financing tools, underwriting 1,268 instruments with a total scale of 443.12 billion yuan, indicating its strong position in direct financing [8]. Group 5: Transaction Settlement - The bank has focused on enhancing its transaction settlement capabilities, creating a platform matrix to cover various customer segments and developing tailored financial solutions for key industries [9][10]. Group 6: Foreign Exchange Services - CITIC Bank has established itself as a pioneer in foreign exchange services, achieving a transaction service scale of 114.14 billion USD, a year-on-year growth of 22.20% [11][12]. Group 7: AI Strategy - The bank is actively integrating artificial intelligence into its operations, with over 1,600 intelligent service scenarios developed, significantly enhancing customer engagement and operational efficiency [13]. Group 8: Conclusion - CITIC Bank's performance and strategic initiatives reflect its commitment to high-quality development and its ambition to redefine the future of banking through ecological collaboration and technological innovation [14][16].