围绕"枢纽"建设 奋力谱写中国式现代化河南篇章 中国共产党河南省第十一届委员会第十次全体会议，于2025年11月28日至29日在郑州举行。会议审议通 过了《中共河南省委关于制定河南省国民经济和社会发展第十五个五年规划的建议》（简称河南"十五 五"规划建议），系统擎画了"十五五"河南经济社会发展蓝图。 随着中部地区加快崛起、黄河流域生态保护和高质量发展等国家战略深入实施，河南在"十五五"时期面 临前所未有的大好形势和机遇。国家扩大内需战略与全国统一大市场建设的双重驱动，为河南释放区位 交通枢纽、超大规模市场、完整产业体系、人力资源禀赋及深厚文化底蕴等综合优势提供了关键契机。 在此背景下，河南正通过强化"枢纽"与"支点"功能，深度融入服务全国统一大市场建设，进而提升在全 国发展格局中的能级与位势。期货日报记者就此采访了多位业内专家，聚焦河南枢纽经济提质路径，为 区域协同发展建言献策。 1.建设国家要素配置枢纽中心 推动要素资源配置是全国统一大市场建设的核心，它通过打破壁垒、促进要素自由流动和高效组合，直 接提升全要素生产率，为构建新发展格局和实现高质量发展奠定坚实基础。河南"十五五"规划建议提 出，深入推进要素市 ...

围绕"枢纽"建设奋力谱写中国式现代化河南篇章 中国共产党河南省第十一届委员会第十次全体会议，于2025年11月28日至29日在郑州举行。会议审议通 过了《中共河南省委关于制定河南省国民经济和社会发展第十五个五年规划的建议》（简称河南"十五 五"规划建议），系统擎画了"十五五"河南经济社会发展蓝图。 随着中部地区加快崛起、黄河流域生态保护和高质量发展等国家战略深入实施，河南在"十五五"时期面 临前所未有的大好形势和机遇。国家扩大内需战略与全国统一大市场建设的双重驱动，为河南释放区位 交通枢纽、超大规模市场、完整产业体系、人力资源禀赋及深厚文化底蕴等综合优势提供了关键契机。 在此背景下，河南正通过强化"枢纽"与"支点"功能，深度融入服务全国统一大市场建设，进而提升在全 国发展格局中的能级与位势。期货日报记者就此采访了多位业内专家，聚焦河南枢纽经济提质路径，为 区域协同发展建言献策。 1.建设国家要素配置枢纽中心 推动要素资源配置是全国统一大市场建设的核心，它通过打破壁垒、促进要素自由流动和高效组合，直 接提升全要素生产率，为构建新发展格局和实现高质量发展奠定坚实基础。河南"十五五"规划建议提 出，深入推进要素市场 ...

未来，泛糖科技将持续强化平台技术迭代与生态扩容，以更深厚的场景挖掘、更坚实的数据支撑、更高 效的协同机制，链接更多优质金融资源，为产业链上下游企业提供更便捷、高效、普惠的数字产融服 务，为食糖产业链降本增效、高质量发展注入持久动力。 泛糖科技构建的数字产融模式，以"产业场景+数据底座+生态协同"为核心竞争力：一方面深度锚定食 糖产业链采购、仓储、物流、销售等全业务场景的实际需求，另一方面整合泛糖系平台沉淀的真实业务 数据，在客户授权前提下，通过"系统直连破除信息壁垒、数据互信筑牢合作根基、风控模型共建防控 风险"的创新合作机制，搭建起产业端与金融端的高效对接桥梁，让金融服务精准触达产业链各环节。 截至目前，产融服务平台累计服务食糖产业链客户超300户，助力客户获得银行授信超15亿元，实际放 款金额累计超10亿元。同时，泛糖科技联合上述国有大行共同推出的"蔗糖贷""糖蜜贷""蔗农贷""种苗 贷"4款普惠产品，以"无抵押、线上办、审批快、额度足"的特点，获得客户高度肯定与广泛支持。平台 的核心优势已转化为实实在在的服务成果，并有效缓解了产业链资金周转难题。 广西泛糖科技有限公司（以下简称"泛糖科技"）自主研发的产 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Nanning Branch is committed to supporting the real economy and contributing to high-quality development through enhanced financial services and credit support [1][2][3] Group 1: Credit Support for Economic Development - ICBC Nanning Branch has increased its credit support for local economic development, focusing on infrastructure construction and modern industrial systems, with over 42 billion yuan in loans disbursed from January to October 2025 [1] - The bank has provided nearly 5 billion yuan in loans to the manufacturing sector, over 2.1 billion yuan to technology enterprises, and more than 14.5 billion yuan to private enterprises during the same period [1] - Green finance initiatives have been emphasized, with 9 billion yuan allocated to support green upgrades in infrastructure and low-carbon energy transitions [1] Group 2: Support for Rural Revitalization and Agricultural Development - The bank actively supports rural revitalization and the development of characteristic industries, focusing on urban-rural integration and agricultural modernization, with over 3.5 billion yuan increase in agricultural loans since the beginning of the year [2] - New financing products such as "Cane Farmer Loan" and "Yongcheng e-loan" have been introduced to support the sugar industry and local agricultural development [2] - Financial service networks have been expanded with the establishment of 10 "Xingnongtong" service points in rural areas to enhance accessibility to financial services [2] Group 3: Enhancing Cross-Border Services - The bank has facilitated over 490 billion yuan in cross-border RMB settlement for foreign institutional investors from January to October 2025, maintaining a leading position in the local industry [3] - Innovative cross-border financial services have been implemented to assist foreign trade enterprises in managing exchange rate risks [3] - The bank aims to continue improving financial service quality and structure to support local economic development and international cooperation [3]

Core Viewpoint - Guangxi Guiping Guiyin Village Bank focuses on serving the real economy while achieving its own value, emphasizing a people-centered approach and contributing to the symbiosis of economy and finance [1] Group 1: Technology and Innovation - The bank is exploring new paths for integrating technology and finance, providing "one-stop" financial services for tech innovation enterprises, and actively connecting with specialized and innovative small and medium-sized enterprises [2] - As of September 2025, the bank has issued loans totaling 10.903 million yuan to various technology enterprises [2] Group 2: Green Development - The bank is committed to green development goals, aligning with industry policies for green finance, and supporting projects in renewable energy sectors like solar and wind power [3] - As of September 2025, the bank has supported green shipbuilding and green panel furniture projects with a total of 11.6795 million yuan [3] Group 3: Inclusive Finance - The bank emphasizes inclusive finance, understanding the funding needs of agricultural entities, and ensuring financial resources flow into key areas of rural revitalization [4] - As of September 2025, the bank's agricultural loan balance is 4.798 billion yuan, accounting for 87.52% of its total loans, while inclusive small and micro loans stand at 3.383 billion yuan, making up 61.71% [4] Group 4: Elderly Services - The bank focuses on the financial and lifestyle needs of the elderly, enhancing its "Gui Xiang Silver Age" pension financial service brand and exploring comprehensive elderly service measures [5] - As of September 2025, the bank has supported loans for the elderly care industry amounting to approximately 0.08 billion yuan [5] Group 5: Digital Ecosystem - The bank is building a digital ecosystem by creating digital financial products and services tailored to different types of enterprises, enhancing the efficiency of loan applications [6] - As of September 2025, the bank's online loan balance reached 40.7446 million yuan [6]

Core Viewpoint - Guangxi Guiping Guiyin Village Bank focuses on serving the real economy while achieving its own value, emphasizing a people-centered approach and contributing to the symbiosis of economy and finance [1] Group 1: Technology and Innovation - The bank is exploring new paths for integrating technology and finance, providing "one-stop" financial services for technology innovation enterprises, and actively connecting with specialized and innovative small enterprises [2] - As of September 2025, the bank has issued loans totaling 10.903 million yuan to various technology enterprises [2] Group 2: Green Transformation - The bank is committed to green development, aligning with industry policies for green finance, and supporting projects in renewable energy sectors such as solar and wind power [3] - The bank has innovated financing models, such as using under-construction ships as collateral, to support green shipbuilding and related industries, with a total of 11.6795 million yuan in support as of September 2025 [3] Group 3: Inclusive Finance - The bank focuses on inclusive finance, understanding the funding needs of agricultural entities, and ensuring financial resources flow to key areas of rural revitalization [4] - As of September 2025, the bank's agricultural loan balance is 4.798 billion yuan, accounting for 87.52% of its total loans, with inclusive small and micro loans at 3.383 billion yuan, representing 61.71% [4] Group 4: Elderly Services - The bank has developed the "Gui Enjoy Silver Age" service brand, focusing on the financial and lifestyle needs of the elderly, and has introduced user-friendly mobile banking features for older customers [5] - As of September 2025, the bank has supported the elderly care industry with loans totaling approximately 0.08 billion yuan [5] Group 5: Digital Ecosystem - The bank is building a digital ecosystem by creating tailored digital financial products and services for various enterprises, enhancing the efficiency of loan applications [6] - As of September 2025, the bank's online loan balance reached 40.7446 million yuan, significantly reducing financing costs for customers [6]

Core Insights - The Industrial and Commercial Bank of China (ICBC) Beihai Branch is actively implementing the national inclusive finance development strategy, focusing on serving small and micro enterprises, individual businesses, and the agricultural sector, achieving significant results in financial service precision and coverage [1][2]. Group 1: Financial Performance - As of July 2025, the inclusive loan balance of ICBC Beihai Branch increased by over 300 million yuan compared to the beginning of the year, representing a growth rate of 40% [1]. - The agricultural loan balance increased by over 18 million yuan, with inclusive agricultural loans growing by over 10 million yuan, marking an increase of over 50% [1]. Group 2: Industry Focus - The bank is focusing on regional specialty industries, providing targeted financial support to sectors such as aquaculture, pearl industry, and specialty agriculture [1]. - In the aquaculture sector, the bank is innovating inclusive financial products and service models to support the entire industry chain [1]. - For the pearl industry, financial support is being enhanced across the entire chain from breeding to processing and sales [1]. Group 3: Service Innovation - The establishment of the "Youth Pioneer Team" aims to enhance financial service quality by directly engaging with businesses and identifying their financing needs [2]. - The team employs a "现场测额+精准对接" (on-site assessment + precise matching) model to improve service efficiency [2]. - Various innovative loan products such as "集群商户e贷" (Cluster Merchant e-loan) and "兴农e贷" (Agricultural Prosperity e-loan) are being promoted to meet specific financing needs of different sectors [2]. Group 4: Collaborative Mechanisms - The bank is deepening cooperation with local governments and enterprises to facilitate precise matching of financing needs [3]. - Efforts are being made to optimize processes and innovate service models, including mobile services and on-site assistance for small and micro clients [3]. - The establishment of mobile service points in key business areas is extending the reach of financial services [3].

Core Insights - The article highlights the successful implementation of a financial model that supports the sugarcane industry in Yunnan Province, China, through innovative credit products and supply chain financing [1][2]. Group 1: Financial Support and Innovations - The Construction Bank's Wenshan branch provided a loan of 200,000 yuan for sugarcane farmers, enabling them to upgrade to new varieties and drip irrigation systems, resulting in a 30% improvement in crop conditions compared to the previous year [1]. - The Wenshan branch also allocated 40 million yuan in supply chain loans to the Yunnan Funing Xianggui Sugar Industry Co., which led to equipment upgrades, increasing sugar extraction rates by 1.2 percentage points and allowing for an additional 30 tons of sugar production daily [1]. Group 2: Economic Impact and Growth - The comprehensive output value of the sugarcane industry in Funing County has increased by 40% over the past three years, benefiting nearly 50,000 farmers with an average income increase of over 8,500 yuan [2]. - The total output value of the sugarcane industry in the county has surpassed 440 million yuan, with additional processing projects for by-products contributing an extra 300 yuan per acre [2].