本报（chinatimes.net.cn）记者吴敏 北京报道 在金融监管持续深化、保险业风险处置步入常态化的当下，一家新寿险公司的诞生往往不仅是市场主体 的简单扩容，更承载着化解存量风险、重构行业生态的深远意义。 12月16日，金融监管总局山东监管局批复，同意富泽人寿受让君康人寿的保险业务，具体为双方共同签 署的《保险业务转让协议》约定的转让标的。 作为注册资本高达170亿元的新机构，富泽人寿从诞生之初便肩负特殊使命，即依法受让陷入经营困境 的君康人寿的全部保险业务及相关资产、负债，实现数千万保单的平稳过渡，保障消费者权益，并标志 着又一家民营险企在经历长期动荡后，迎来由地方国资主导的彻底重组。 北京排排网保险代理有限公司总经理杨帆在接受《华夏时报》记者采访时表示，富泽人寿的亮相，不仅 是山东金融布局的关键落子，更是近年来保险业风险处置模式持续演进的最新实践，折射出在市场化、 法治化原则下，各方力量协同化险的新思路与新平衡。 富泽人寿正式"登场" 沿时间线来看，富泽人寿于今年1月20日获批筹建，6月19日便获准开业，并明确由山东监管局实施属地 监督管理。就在开业当日，富泽人寿同步获准在北京、上海、江苏、浙江、 ...

Company Overview - Kearny Financial Corp (KRNY) has total assets of $7.7 billion[19], total loans of $5.8 billion[19], total deposits of $5.7 billion[19], and total capital of $0.7 billion[19] - The company's market capitalization is $425.3 million[19] and the tangible book value (TBV) per share is $9.77[19] - The company operates 43 full-service branches across 12 counties in New Jersey and the New York metro area, with plans to consolidate three branches to 40 by October 2025[23] Financial Performance - The company experienced growth in net interest income throughout fiscal year 2025, increasing from $32.446 million in Q1 to $35.843 million in Q4[33] - Net income also increased from $6.092 million in Q1 to $9.941 million in Q4[35] - The net interest margin improved from 1.80% in Q1 to 2.00% in Q4[33] Credit Risk Management - The company's cumulative charge-offs between 2006 and 2025 totaled $39.8 million[38] - The company maintained an average annual net charge-off rate of nine basis points between 2006 and 2025, compared to 48 basis points for all commercial banks (US banks not among the top 100)[38] Strategic Initiatives - The company aims to deepen client relationships through personalized cross-selling and targeted digital outreach[41] - The company intends to build a stable, low-cost funding base to reduce reliance on higher-cost alternatives[43] - The company plans to expand into new and adjacent markets to diversify lending opportunities[45] Operational Efficiency - The company is deploying real-time KPI dashboards for advanced performance tracking[49] - The company is automating workflows with RPA and AI and unifying processes via top automation platforms[53] Kearny Investment Services - Kearny Investment Services has generated $8.7 million in gross revenue since inception[55] - The investment services team manages $369 million in assets under administration[55]