Core Insights - Suzhou Bank has developed a flexible employment insurance platform that has served over 1.2 million new employment form workers, integrating financial services into urban employment and consumption [1] Group 1: Employment and Social Security Services - The third-generation social security card issued by Suzhou Bank serves as a multifunctional tool for nearly 4.78 million cardholders, allowing them to register for employment, receive subsidies, and manage salary payments through an integrated financial account [2] - The bank's social security card offers significant cost savings for users, including waiving fees for local and cross-bank withdrawals, written loss reports, and annual fees, which collectively save users a substantial amount annually [2] - Suzhou Bank has issued over 20,000 talent cards to support young talents in Suzhou, providing targeted financial support based on the needs of young scientists in research and entrepreneurship [2] Group 2: Consumer Financial Products - The "Su Xin Loan" product has provided nearly 50,000 new citizens with credit, with a total loan amount of nearly 500 million yuan, featuring high limits and lower interest rates compared to previous options [3] - The integration of financial services with consumer offerings, such as discounts on local products and social security registration, enhances consumer engagement and stimulates spending [3] - The "Xin Lin Card," in collaboration with community centers, offers parking discounts and other benefits, demonstrating the bank's strategy to connect community commerce with financial services [3] Group 3: Brand Philosophy and Market Positioning - Suzhou Bank's service philosophy focuses on being rooted in the local community and serving the public, positioning financial services as essential for daily life [4] - The bank's consistent approach to providing practical services has earned it trust within the Suzhou market, reflecting a commitment to community needs [4]

02 构筑"舒心"生态，民生金融践行金融为民 2024年是苏州银行新三年战略规划的开局之年，该行锚定战略目标，深融区域经济，聚焦服务实 体，强化改革创新，坚持"以客户为中心"的一体化经营战略，以高质量金融实践生动诠释"以民唯 美、向实而行"的企业使命。 01 回归金融本源，精准滴灌助力实体发展 当产业变革的齿轮咬合"科创攻坚"与"双碳转型"两大时代命题，商业银行如何重塑服务实体经济的 价值坐标？苏州银行以 "6+1+O" 科创金融服务范式及绿色品牌序列，开辟了独具特色的实践路 径。 该行积极贯彻落实中央经济工作会议精神，持续加大科创金融产品创新力度，为科创企业提供全周期 金融服务。 打造"伴飞"品牌系列， 围绕科创企业营运研发、智改数转网联、厂房建设、并购融资等 全方位需求，推出"伴飞贷""伴飞e贷""伴飞主动贷""伴飞精英贷""伴飞并购贷""伴飞项目贷"六大 自营重点产品 。 融合科技赋能金融， 开发"苏心科创力"专属评价模型，建立专属科创企业评价体 系，精准刻画衡量科创能力的企业画像，构建差异化科创客群服务体系。 聚焦企业全生命周期， 打 造"伴飞计划""展翅计划""领航计划"三大金融支持计划，形成全客户 ...