但张涛在演讲中警示，人工智能与数字金融在带来效率提升和市场整合机遇的同时，也对金融稳定构成 多维度挑战。在市场层面，人工智能驱动的快速交易可能加剧短期价格波动，而代币化资产在市场承压 时的快速流转，可能引发流动性紧张，破坏市场秩序；在操作层面，相关技术对少数专用硬件、云计算 服务提供商及数据供应商的高度依赖，以及数字金融领域共享平台的系统重要性，使其面临的运营中 断、网络攻击等风险可能扩散至整个金融体系；在风险传播层面，同质化的人工智能模型与决策规则会 增强机构行为的关联性，代币化平台构建的跨市场依赖关系，可能加速风险传染，放大冲击效应。此 外，技术变革还提升了风险的复杂性，给监管机构的风险识别与管理工作带来巨大考验。 面对跨司法管辖区运作的技术服务与各国分散的金融稳定责任之间的矛盾，张涛强调国际合作的必要 性。他指出，构建涵盖问责制、风险管理、监督等要素的全球治理框架是关键，需重点解决人工智能领 域的数据治理、第三方依赖，以及数字金融和代币化过程中的准入安排、运营责任界定等问题。作为国 际央行合作的重要平台，BIS正通过搭建交流渠道、支持学术研究、运营创新中心等方式，促进各国央 行协作，并联合金融稳定理事会 ...

Group 1 - Ant Group denies reports of collaboration with Circle Internet Group to adopt USDC stablecoin on its blockchain platform, stating that there are currently no such plans [1] - Ant Group plans to apply for a stablecoin issuance license from the Hong Kong Monetary Authority after the Stablecoin Ordinance comes into effect on August 1 [1] - Ant Group is accelerating investments in global treasury management and expanding collaborations, integrating AI, blockchain, and stablecoin innovations into large-scale applications [1] Group 2 - Ant Group and ISDA jointly released a white paper on the use of tokenized deposits in transaction banking, promoting the development of tokenized deposits and shared ledgers in cross-border payments and foreign exchange settlements [2] - ISDA is a key standard-setting body for foreign exchange and cross-border transactions in the global banking industry, and Ant Group provides cross-border payment and fintech services to global enterprises and financial institutions [2] - Both organizations are co-leaders of the foreign exchange working group under Singapore's Monetary Authority's "Project Guardian," which includes participation from major financial institutions [2]

Core Viewpoint - Ant Group has denied recent media reports about plans to introduce Circle's stablecoin USDC on its blockchain platform, stating that there are currently no such plans in place [2]. Group 1: Ant Group's Position and Plans - Ant Group International clarified that the media reports regarding collaboration with Circle Internet Group are inaccurate and confirmed that there are no plans to adopt USDC at this time [2]. - Following the passage of the Stablecoin Bill by the Hong Kong Legislative Council, Ant Group International plans to apply for a stablecoin issuance license from the Hong Kong Monetary Authority as soon as the bill takes effect on August 1 [2]. - The company is accelerating investments in global financial management and expanding collaborations, focusing on the application of AI, blockchain, and stablecoin innovations [2]. Group 2: Strategic Partnerships and Initiatives - On June 8, Ant Group International signed a strategic cooperation memorandum with Deutsche Bank in Munich, marking a new phase in their partnership established in 2019, aimed at providing comprehensive payment solutions for businesses in Europe and Asia [2]. - On July 4, Ant Group International, in collaboration with the International Swaps and Derivatives Association (ISDA), released a white paper on the application of tokenized deposits in transaction banking, promoting the development of tokenized deposits and shared ledgers in cross-border payments and foreign exchange settlements [3]. - The collaboration with ISDA is part of the "Project Guardian" initiative supported by the Monetary Authority of Singapore, with participation from major financial institutions including Bank of New York Mellon and HSBC [3].