Core Viewpoint - Industrial Bank Co., Ltd. announced the full redemption of its perpetual capital bonds issued in October 2020, amounting to 30 billion yuan, following the approval from the National Financial Regulatory Administration [2] Group 1: Company Overview - Industrial Bank was established in August 1988 and listed on the Shanghai Stock Exchange in 2007 with a registered capital of 5 billion yuan, focusing on diversified financial services including banking, trust, and financial leasing, with an emphasis on green finance and technology finance [4] Group 2: Financial Performance - For the first half of 2025, Industrial Bank reported operating income of 110.46 billion yuan, a year-on-year decrease of 2.29% - The bank achieved a net profit attributable to shareholders of 43.14 billion yuan, reflecting a slight increase of 0.21% year-on-year - As of the end of the first half of 2025, the total assets of Industrial Bank reached 10.61 trillion yuan, an increase of 1.01% compared to the end of the previous year - Loans (excluding accrued interest) increased by 166.82 billion yuan, with a growth rate of 2.91% - Various investment net amounts rose by 15.04 billion yuan, showing a growth rate of 0.43% [4]

Core Points - The company has announced the redemption of its 2020 perpetual capital bonds, which were issued in October 2020 with a total scale of RMB 30 billion [1] - The company has exercised its right to redeem the bonds in full, as permitted under the terms of the bond issuance [1] - The redemption date is set for October 15, 2025, which is the fifth interest payment date for the bonds [1] Summary by Sections - **Bond Issuance Details** - The company issued the 2020 perpetual capital bonds with a total scale of RMB 30 billion on October 16, 2020 [1] - The bonds include a conditional redemption right for the issuer [1] - **Redemption Process** - The company has received no objections from the National Financial Regulatory Administration regarding the redemption [1] - The company has fully exercised its redemption right as of the date of the announcement [1]

Core Points - Industrial Bank announced the issuance of "Industrial Bank Co., Ltd. 2020 Perpetual Capital Bonds" with a total issuance scale of RMB 30 billion [2] - The bonds have a conditional redemption right, allowing the company to redeem them in full or in part on the fifth anniversary of the interest payment date, which is October 15, 2025 [2] - The company has exercised its redemption right and fully redeemed the bonds as of the date of the announcement [2]

Core Viewpoint - Industrial Bank announced the full redemption of its perpetual capital bonds issued in October 2020, amounting to RMB 30 billion, following the approval from the National Financial Regulatory Administration [1] Group 1 - The bond issuance was completed on October 16, 2020, with a total scale of RMB 30 billion [1] - The bonds include a conditional redemption right for the issuer, allowing the bank to redeem the bonds in full or in part on the fifth anniversary of the interest payment date, which is October 15, 2025 [1] - The bank has exercised its redemption right and fully redeemed the bonds as of the date of the announcement [1]

Core Viewpoint - Industrial Bank Co., Ltd. has fully redeemed its 2020 perpetual capital bonds, which were issued with a total scale of RMB 30 billion, following the approval from the National Financial Supervision Administration [1] Group 1 - The company issued the "2020 Perpetual Capital Bonds" in October 2020 with a total issuance size of RMB 30 billion [1] - The bonds included a conditional redemption right for the issuer, allowing the company to redeem the bonds in full or in part on the fifth anniversary of the interest payment date, specifically on October 15, 2025 [1] - As of the announcement date, the company has exercised its redemption right and fully redeemed the bonds [1]

Core Viewpoint - Industrial Bank Co., Ltd. has fully redeemed its perpetual capital bonds issued in October 2020, amounting to RMB 30 billion, following the approval from the National Financial Regulatory Administration [1] Group 1 - The company issued "Industrial Bank Co., Ltd. 2020 Perpetual Capital Bonds" with a total issuance size of RMB 30 billion in October 2020 [1] - The bonds include a conditional redemption right for the issuer, allowing the company to redeem the bonds in full or in part on the fifth anniversary of the interest payment date, which is October 15, 2025 [1] - The company has exercised its redemption right and fully redeemed the bonds as of the announcement date [1]