12月23日金融一线消息，海南金融监管局发文表示，积极引导辖区机构聚焦种业振兴战略，成功落地全 国首单农作物新品种扩繁制种科技保险。 该保险聚焦水稻孕穗期、扬花期、灌浆期等关键生长期，全面覆盖异常温度、降雨、大风等影响种子核 心生产技术指标风险，依托三亚崖州湾科技城60%保费补贴政策，有效降低企业投保成本，累计为投保 企业的1403亩水稻扩繁制种基地提供约280.73万元风险保障。受台风天气影响，投保基地水稻在扬花授 粉期遭遇异常气候，触发赔付条件。海南金融监管局第一时间指导保险机构启动绿色理赔通道，联合专 家组建第三方鉴定小组，规范开展多点抽样、精密测定及评估损失，于11月末完成全国首单以"水稻结 实率"为核心指标的农作物新品种扩繁制种科技保险赔付，累计为受损农户支付赔款75.79万元，赔付率 达180%，为国家种业振兴与海南自由贸易港现代农业体系建设提供坚实的风险保障与金融支撑。 该保险聚焦水稻孕穗期、扬花期、灌浆期等关键生长期，全面覆盖异常温度、降雨、大风等影响种子核 心生产技术指标风险，依托三亚崖州湾科技城60%保费补贴政策，有效降低企业投保成本，累计为投保 企业的1403亩水稻扩繁制种基地提供约28 ...

北京商报讯（记者 李秀梅）12月23日，海南金融监管局发文表示，积极引导辖区机构聚焦种业振兴战 略，成功落地全国首单农作物新品种扩繁制种科技保险，推动全国首单农作物新品种扩繁制种科技保险 赔付。 据介绍，该保险聚焦水稻孕穗期、扬花期、灌浆期等关键生长期，全面覆盖异常温度、降雨、大风等影 响种子核心生产技术指标风险，依托三亚崖州湾科技城60%保费补贴政策，有效降低企业投保成本，累 计为投保企业的1403亩水稻扩繁制种基地提供约280.73万元风险保障。受台风天气影响，投保基地水稻 在扬花授粉期遭遇异常气候，触发赔付条件。海南金融监管局表示，第一时间指导保险机构启动绿色理 赔通道，联合专家组建第三方鉴定小组，规范开展多点抽样、精密测定及评估损失，于11月末完成全国 首单以"水稻结实率"为核心指标的农作物新品种扩繁制种科技保险赔付，累计为受损农户支付赔款 75.79万元，赔付率达180%，为国家种业振兴与海南自由贸易港现代农业体系建设提供坚实的风险保障 与金融支撑。 ...

Regulatory Dynamics - Three departments will jointly conduct a financial education publicity week from September 15 to 21, 2025, focusing on enhancing financial knowledge and protecting consumer rights [6] - Two departments announced a list of pilot projects for intelligent elderly care service robots, including 32 key technology projects [7] - The Financial Regulatory Bureau revised the consumer rights protection evaluation method for financial institutions, introducing seven evaluation elements [10] - The Central Bank will increase financial support for regions undergoing comprehensive reform trials for market-oriented resource allocation [12] - Beijing Shunyi will provide up to 50 million for new registered financial institutions [13] Company Dynamics - China Ping An increased its stake in Postal Savings Bank of China to 16.01% by purchasing 7,068.81 million HKD worth of shares [19] - Great Wall Life raised its stake in New天绿色能源 to 11.11% with an investment of 1,271.97 million HKD [20] - China Pacific Insurance plans to issue 155.56 billion HKD in zero-coupon convertible bonds to support its insurance business [23] - China Life Asset Management initiated a debt investment plan worth 2.1 billion for the Longxi口航电 hub project [24] - China Taiping showcased its achievements at the 2025 Service Trade Fair [29] Industry Dynamics - The insurance industry saw a 43.61% year-on-year increase in penalties in August 2025, totaling 44.33 million [49] - Insurance companies have issued over 273 billion HKD in zero-coupon convertible bonds this year [50] - Insurance capital is increasingly being allocated to ETFs, with a significant rise in holdings [51] - The trend of "insurance buying insurance" is re-emerging, with insurers increasing equity asset allocations [53] - 86 property insurance companies reported a combined net profit of over 527 billion, with only 8 companies reporting losses [64] Product and Service Innovations - Ping An Life launched the e生保 series of medical insurance products, featuring a new "安有医" service [67] - China Life introduced a new mid-range medical insurance product [66] - The "沪家保3.0" product was launched, increasing total coverage by nearly 15% without changing the premium [66]