据介绍，双方还将共同探索通证化货币领域的创新，共创解决方案将整合蚂蚁自主研发的区块链实时跨 境资金管理平台Whale，旨在实现蚂蚁国际各实体间的实时多币种资金流转，突破传统支付截止时间的 限制，提升全球流动性管理的透明度与灵活性。 人民财讯11月18日电，11月18日，瑞银集团与蚂蚁国际达成战略合作，共同探索基于区块链的通证化货 币创新，以支持蚂蚁国际的全球支付结算与流动性管理。根据双方在瑞银新加坡旗舰办公室签署的谅解 备忘录(MoU)，蚂蚁国际将使用瑞银数字现金(UBS Digital Cash)这一于2024年试点的区块链支付平台， 为其全球财资管理提供区块链支付支持，助力提升结算效率、透明度与安全性。瑞银也将运用这一专业 技术，为其客户优化跨境支付解决方案。 ...

Core Insights - Ant Group has established a new strategy to accelerate its transformation towards the AI era, focusing on the next decade with initiatives like Alipay's dual flywheel, AI-first approach, and global expansion [1] Group 1: C-end User Services - Ant Group has successfully implemented AI transformation results, with its AI health manager AQ serving over 100 million users [1] - The "Tap to Pay" feature on Alipay has expanded to over 300 sub-scenarios, covering more than 400 cities, and has been integrated by over 5,000 brands and millions of merchants, reaching over 100 million users [1] - To stimulate consumer spending, Alipay launched a summer consumption festival in May 2023, distributing over 100 million in subsidies, resulting in a more than 20% increase in payment transactions through the "Tap to Pay" feature [1] Group 2: B-end and Globalization - Ant Group has introduced innovative solutions to address financial service pain points, launching the first AI-as-a-Service platform in the fintech industry, the "Financial AI Cockpit" [1] - Ant International's business encompasses four major sectors, with a projected fund processing volume exceeding 1 trillion USD in 2024, serving multiple markets [1] - The company has developed two core solutions for cross-border fund management: the Whale blockchain platform, expected to handle over one-third of fund processing volume in 2024, and the Eagle Sequence foreign exchange forecasting model, which boasts over 90% accuracy and has been applied in various scenarios to reduce corporate costs [1]