通过支付宝支付数据还发现，今年"十一"，国际游客来华最爱用手机"买买买"的城市前10名分别是广 州、上海、深圳、北京、金华、珠海、佛山、杭州、苏州、东莞，这些境外游客的热门打卡目的地中， 广州入境游客的支付宝消费金额较去年同比涨了70%。 国庆假期前5天，外国游客最爱用"支付宝碰一下"消费的5大商圈分布在浦东机场、上海百联奥特莱斯广 场、南京路步行街、上海第一八百伴、cdf三亚国际免税城。而上海第一八百伴、深圳大运天地、上海 第一食品南东旗舰店、深圳Kaledo、上海静安嘉里中心则成为外国人来华"碰一下"消费金额增长最快的 新晋商圈顶流。 新浪科技讯 10月8日下午消息，今年国庆假期前5天，全球入境游客用支付宝消费金额相比去年同期增 长近 40%，而且，外国朋友使用"支付宝碰一下"消费金额更是同比增长500%。 来华扫货"买买买"已然成为跨境旅行新潮流。支付宝平台数据显示，这个假期，餐饮、旅游、线下零 售、交通出行是入境游客热门消费的行业。其中，入境购物热度攀升，入境游客用支付宝在零售品牌支 付的金额较去年同期增长超200%。 责任编辑：郭栩彤 ...

2025年"十一"假期，入境游持续火热。免签政策、退税便利加上以支付宝为代表的便捷移动支付服务， 越来越多外国游客开启了中国游，进一步助推假日 消费活力。 外国游客在中国日渐适应移动支付，掏出手机"扫一下"或者"碰一下"付款都很熟练。今年国庆假期前5天，全球入境游客用支付宝消费金额相比去年同期增 长近 40%，而且，外国朋友使用"支付宝碰一下"消费金额更是同比增长500%。来自欧洲的留学生凯辰 （Jacek Wojtowicz）分享道，"支付宝不仅仅可以扫一 下支付，还可以碰一下支付，我想怎么付就怎么付，amazing！" 来华扫货"买买买"已然成为跨境旅行新潮流。支付宝平台数据显示，这个假期，餐饮、旅游、线下零售、交通出行是入境游客热门消费的行业。其中，入境 购物热度攀升，入境游客用支付宝在零售品牌支付的金额较去年同期增长超200%。 通过支付宝支付数据还发现，今年"十一"，国际游客来华最爱用手机"买买买"的城市前10名分别是广州、上海、深圳、北京、金华、珠海、佛山、杭州、苏 州、东莞，这些境外游客的热门打卡目的地中，广州入境游客的支付宝消费金额较去年同比涨了70%。国际友人在城市漫步中，沉浸式体验当代中国 ...

潮新闻客户端 记者 张云山 2025年"十一"假期，入境游持续火热。免签政策、退税便利加上以支付宝为代表的便捷移动支付服务，越来越多外国游客开启了中国游，进一步助推假日消 费活力。 来自欧洲的留学生凯辰 （Jacek Wojtowicz）发现，"支付宝不仅仅可以扫一下支付，还可以碰一下支付，amazing！" "买买买"已然成为跨境旅行新潮流。支付宝平台数据显示，这个假期，餐饮、旅游、线下零售、交通出行是入境游客热门消费的行业。其中，入境购物热度 攀升，入境游客用支付宝在零售品牌支付的金额较去年同期增长超200%。 通过支付宝支付数据还发现，今年"十一"，国际游客来华最爱用手机"买买买"的城市前10名分别是广州、上海、深圳、北京、金华、珠海、佛山、杭州、苏 州、东莞，这些境外游客的热门打卡目的地中，广州入境游客的支付宝消费金额较去年同比涨了70%。 外国游客扫支付宝付款码，购买中国丝绸制品带回家（受访者供图） 外国游客在中国日渐适应移动支付，掏出手机"扫一下"或者"碰一下"付款都很熟练。 今年国庆假期前5天，全球入境游客用支付宝消费金额相比去年同期增长近 40%，而且，外国朋友使用"支付宝碰一下"消费金额更是 ...

Core Viewpoint - The People's Bank of China approved the name change of Alipay (China) Network Technology Co., Ltd. to Alipay Payment Technology Co., Ltd., reflecting the company's governance upgrade under the "dual flywheel" strategy, while maintaining the Alipay brand and app name [1][2][5]. Group 1: Company Name Changes - Alipay's main operating entity has been renamed from Alipay (China) Network Technology Co., Ltd. to Alipay Payment Technology Co., Ltd. [2] - Alipay (Hangzhou) Information Technology Co., Ltd. will also change its name to Alipay (Hangzhou) Digital Service Technology Co., Ltd. [2][5]. Group 2: Strategic Direction - The name changes align with Ant Group's strategic direction, which includes "AI First," "Alipay Dual Flywheel," and accelerating globalization [5]. - The establishment of two major business groups, Digital Payment and Alipay, aims to enhance product innovation and user growth [5]. Group 3: Leadership Changes - Zhu Lin has been appointed as the Vice General Manager (Technical Head) of Alipay, previously serving as the Chief Technology Officer of Ant Group's Digital Payment business group [5][6]. Group 4: Technological Innovations - Alipay has introduced the "Tap to Pay" feature, allowing users to complete payments by tapping their phones, which has seen user adoption surpassing 200 million [6]. - The company has launched the "AI Pay" service, the first of its kind in China, aimed at providing payment solutions for AI entities [6][7]. Group 5: Market Growth Predictions - Predictions indicate that new interactive payment methods may exceed 50% in the next five years, with a tenfold increase in diverse smart device payments [7]. - The AI payment market is expected to reach a trillion-level scale, driven by the growth of the AI industry and smart terminal proliferation [7]. Group 6: Recent Developments - Alipay has introduced new AI features, including a voice search function and AI assistant tools for various services, enhancing the app's intelligence [7][8]. - The AQ health application, launched by Ant Group, has served over 140 million users, with a significant portion from lower-tier cities [8].

Group 1 - The core viewpoint of the article is that the recent name changes of Alipay's two main operating entities signify a strategic evolution aligned with the "dual flywheel" strategy, indicating a new growth phase for the company [1][3][6] - The name change reflects Alipay's commitment to enhancing its digital interconnected services alongside its payment technology, marking a significant organizational upgrade [4][5][6] - The "dual flywheel" strategy aims to elevate digital interconnected services to a level equal to payment technology, facilitating rapid growth in both areas [3][4] Group 2 - In 2023, Ant Group introduced three major strategies: AI First, Alipay's "dual flywheel," and accelerated globalization, responding to new productivity demands [2][4] - Alipay has evolved into a comprehensive app with over 1 billion users, maintaining a top position in domestic user numbers while expanding its service offerings beyond payment and finance [2][3] - The recent organizational changes, including the appointment of new leadership, are designed to drive the implementation of the "dual flywheel" strategy and enhance operational efficiency [4][5] Group 3 - The "Alipay Payment Technology Co., Ltd." focuses on payment technology innovation, while "Alipay (Hangzhou) Digital Service Technology Co., Ltd." is responsible for app operations and AI-driven product development [5][6] - The "Alipay Touch" feature has rapidly gained popularity, achieving 200 million users within a year and a half, showcasing the effectiveness of the dual flywheel strategy [7][8] - Alipay's AI initiatives, including the introduction of the "Explore" AI feature and various AI assistant tools, are enhancing user experience and expanding service capabilities [8][10] Group 4 - The independent AI healthcare service, AQ, launched by Ant Group, has quickly gained traction, serving over 140 million users and becoming a leading AI application in the industry [10][13] - Alipay's transportation services are also evolving, with AI integration enhancing user experience and expanding service offerings across various travel scenarios [11][13] - The name change and strategic alignment signify a shift from competition for traffic to a focus on deepening value, positioning Alipay as a potential global leader in digital services [13]

Group 1 - The core viewpoint of the news is that Alipay has completed the renaming of its two main operating entities, which reflects a strategic upgrade in governance and clarifies the distinction between its payment technology and digital services [1][5][15] - The renaming is part of Alipay's "dual-flywheel strategy," which aims to enhance its organizational structure and accelerate growth in both payment and digital service sectors [3][5][12] - Alipay's recent innovations, such as the "Tap to Pay" feature, have seen rapid user adoption, reaching over 200 million users in just over a year, indicating a strong market response [6][7][11] Group 2 - The "Tap to Pay" feature has expanded beyond traditional payment methods, addressing various user needs, including those of visually impaired individuals and elderly users, showcasing Alipay's commitment to inclusive design [9][11] - Alipay has launched the first domestic "AI Payment" service, integrating AI capabilities into the payment process, which is expected to enhance user experience and streamline transactions [11][12] - The company is also focusing on digital health services, with the AI health application "AQ" serving 1.4 million users, particularly benefiting those in rural areas, thus promoting equal access to healthcare [12][14] Group 3 - Alipay's strategic evolution reflects its aim to tackle pressing issues in each era, transitioning from trust and identity challenges in payment to enhancing user experience in the AI era [15] - The company is positioned to lead in the AI-driven service landscape, leveraging its extensive experience in payment and service innovation to explore new opportunities [14][15] - The ongoing transformation and innovation within Alipay signal the beginning of a new growth phase, emphasizing the importance of user-centric solutions and collaborative approaches in the evolving industry [15]

Core Viewpoint - The recent name change of two major operating entities under Alipay signifies a strategic evolution, aligning with the company's "Dual Flywheel" strategy aimed at enhancing digital services alongside payment technology [2][5][8]. Group 1: Name Change and Strategic Development - The name change of "Alipay (China) Network Technology Co., Ltd." to "Alipay Payment Technology Co., Ltd." and "Alipay (Hangzhou) Information Technology Co., Ltd." to "Alipay (Hangzhou) Digital Service Technology Co., Ltd." reflects a significant shift in the company's strategic focus [1][3]. - Alipay's "Dual Flywheel" strategy, introduced in 2023, emphasizes AI-first initiatives and global expansion, marking a new phase in its development [3][5]. - The name changes are seen as a recognition of the strategic goals achieved under the "Dual Flywheel" framework, indicating a transition into a new growth cycle [5][8]. Group 2: Organizational Upgrade - The simultaneous name changes are part of a broader organizational upgrade, moving beyond mere administrative adjustments to a more defined strategic structure [6][8]. - The "Dual Flywheel" strategy has progressed through stages of organizational setup, business innovation, and ecosystem expansion, with 2024 designated as the year for organizational implementation [6][8]. - Key leadership changes, including the appointment of Han Xinyi as president, are aimed at driving the "Dual Flywheel" strategy forward [6][8]. Group 3: Business Breakthroughs - The "Dual Flywheel" strategy has led to rapid growth in both payment innovation and digital services, with the launch of "Alipay Touch" achieving 100 million users in just 321 days [10][12]. - "Alipay Touch" has expanded to over 400 cities and 5,000 brands, demonstrating significant user adoption and engagement [10][12]. - The introduction of AI features in the Alipay app, such as the "Explore" AI entry point, indicates a shift towards more interactive and intelligent service offerings [14][18]. Group 4: Entering the AI Era - Alipay's healthcare initiative, AQ, launched in June 2023, has quickly gained traction, serving over 140 million users and becoming a leading AI application in the industry [18][20]. - The integration of AI technologies into various sectors, including transportation, highlights Alipay's potential for new growth avenues [20][22]. - The strategic name changes and the "Dual Flywheel" approach signify a transition from a focus on traffic acquisition to value cultivation, positioning Alipay as a key player in the global digital service ecosystem [22].

Core Viewpoint - The Chinese offline mobile payment market is evolving from a single form to a multi-dimensional stage, with the introduction of "tap to pay" technology competing alongside QR code payments, as companies look to expand into overseas markets due to domestic saturation [2][9]. Group 1: Market Evolution - The "tap to pay" technology, based on NFC (Near Field Communication), has gained significant traction, with over 200 million users reported within a year of its launch in June 2024 [3][11]. - The mobile payment landscape in China has shifted dramatically since the introduction of QR code payments, which became dominant after the People's Bank of China recognized their compliance in 2016 [3][4]. - In 2016, the transaction volume for third-party mobile payments reached approximately 38 trillion RMB, significantly outpacing the U.S. market [3]. Group 2: Competitive Landscape - The competition between Alipay and WeChat Pay has intensified, with market shares shifting dramatically from a 70-30 split in favor of Alipay at the end of 2015 to a near reversal by the end of 2016 [4][27]. - WeChat Pay has maintained a strong presence in offline payment scenarios due to its integration with social media, while Alipay is now attempting to regain lost market share through the promotion of "tap to pay" [6][24]. - The introduction of "tap to pay" is seen as a strategic move by Alipay to counter WeChat's competitive pressure and to better position itself in international markets [9][47]. Group 3: User Experience and Adoption - "Tap to pay" offers a more streamlined user experience, reducing transaction time to 3-5 seconds compared to 15-30 seconds for QR code payments, which may enhance user adoption [6][13][20]. - The rapid adoption of "tap to pay" is attributed to the increasing prevalence of NFC-enabled smartphones, with projections indicating that by 2024, 70% of sold smartphones will support NFC [16][17]. - Despite the advantages of "tap to pay," QR code payments remain deeply ingrained in consumer habits, with a penetration rate of 92.7% for QR code payments among users [21]. Group 4: Future Outlook - The global mobile payment market is expected to grow at a rate of 20% annually, potentially exceeding $30 trillion by 2026, prompting Chinese payment giants to seek opportunities abroad [9][45]. - Alipay's "tap to pay" is anticipated to align better with international payment habits, providing a competitive edge in overseas markets [47]. - The coexistence of multiple payment methods, including QR code and "tap to pay," is likely to create a dynamic market where both can thrive, catering to different user preferences and scenarios [33][32].

Group 1 - Alipay announced that the Ele.me delivery lockers can now be accessed using the "Alipay Tap" feature, which has been implemented in over 40 cities nationwide [1] - The "Tap" feature allows users and delivery personnel to complete contactless pick-up and drop-off of meals by simply touching the blue sensing ring on the device, enhancing the interaction efficiency of smart lockers [1] - The core advantages of the "Tap" feature include simplified operation and improved user experience, allowing users to unlock the locker without manually entering a pick-up code, with the entire process taking less than 3 seconds [1]

Core Viewpoint - The article discusses the rapid growth and innovation of Alipay's "Tap to Pay" feature, which has reached over 200 million users in a short period, indicating a significant shift in payment interaction and user experience in the mobile payment landscape [3][29]. Group 1: User Growth and Market Impact - Alipay's "Tap to Pay" feature achieved over 200 million users in less than 400 days, significantly faster than previous milestones [3][29]. - This feature has created a new entry point for users, spreading across over 400 cities and involving more than 5,000 brands and millions of businesses [4][5]. - The growth of "Tap to Pay" is particularly notable in a time when overall internet user growth is slowing down, marking it as a unique achievement [6][29]. Group 2: Innovation in Payment Interaction - "Tap to Pay" represents a new form of interaction in mobile payments, akin to the intuitive multi-touch interface of the iPhone, which lowered the psychological barrier for users [13][45]. - The feature is designed to be instinctive, requiring minimal cognitive load from users, thus facilitating a more natural payment process [33][45]. - The introduction of "Tap to Pay" is seen as a strategic move by Ant Group to innovate beyond traditional payment methods, focusing on enhancing user experience through intuitive interactions [17][31]. Group 3: Technological Development and Collaboration - Ant Group has collaborated with major smartphone manufacturers to optimize the "Tap to Pay" experience, ensuring compatibility and performance across devices [25][26]. - The development of the first generation of "Tap to Pay" devices involved extensive testing and collaboration with suppliers to achieve the desired quality and user experience [23][24]. - The revival of NFC technology in the market has been significantly influenced by the introduction of "Tap to Pay," leading to a broader ecosystem of related industries [26][29]. Group 4: Marketing and User Engagement - Ant Group's marketing strategy aims for widespread adoption, targeting local markets to ensure that "Tap to Pay" is accessible and familiar to users [28][29]. - The feature has been integrated into various applications and scenarios, enhancing its utility and encouraging user engagement [40][42]. - The success of "Tap to Pay" has led to increased stock prices for associated companies, indicating market recognition of its value [43]. Group 5: Future Directions and AI Integration - Ant Group is exploring further innovations in payment interactions, including "Look to Pay" and "Say to Pay," which aim to simplify the payment process even more [47][52]. - The integration of AI into payment systems is seen as a key future direction, with the goal of creating seamless and intuitive user experiences [46][55]. - The company's focus on reducing transaction costs and enhancing user experience positions it for significant growth in the evolving digital payment landscape [66][71].