你每天用来付早餐钱、查快递、交水电费的支付宝，背后的蚂蚁集团，偷偷搞了3年AI。 昨天深夜，他们突然甩出个"不聊天的模型"。 1T参数的Ling-1T百灵大模型。 不是跟风做只会耍嘴皮子的机器人，而是盯着"给问题直接出结果"的实用款：美国高中数学竞赛题，它 用比国际巨头少40%的推理步骤，办了差不多的事。 前言 这事儿，比你想的更"蚂蚁"。闷声干大事，然后扎进你日常的生活里。 蚂蚁的AI，早就在支付宝外布好了局 很多人对蚂蚁的印象还停在"蚂蚁森林种树""支付宝扫码付款"，其实人家早就在AI上下了狠功夫。 从2023年开始，蚂蚁就喊出"AIFirst"，关起门来搞了三年。 他们的AI不是"单点突破"，而是铺了一整套生态：模型层分三个系列，Ling是管语言的，这次发的 Ling-1T就是旗舰； Ring是管"思考推理"的，以后要跟OpenAI的o1对着干；Ming是管多模态的，能处理图、视频、语音这 些。 框架层更实在，开源了AWorld。 做多智能体的系统，全球基准测试拿了第一；还有AReaL，专门优化大模型的推理速度和Agent（智能 体）能力。 应用层就更贴你了：支付宝里的AI健康管家AQ，能帮你找医生、读 ...

Core Insights - The 10th Yunqi Conference opened on September 24, showcasing advancements in AI and robotics, with a focus on health management and industrial applications [1][2] Group 1: AI Health Management - Ant Group developed a large model called "AI Health Manager AQ," designed for health management, which can assist users and hospitals [1] - AQ features include skin condition detection through photo uploads, interpretation of medical reports, medication reminders, and advice based on uploaded images of medication [1] - The model incorporates over 300 AI representations of renowned doctors, significantly increasing access to medical expertise, as demonstrated by the "Mao Hongjing Doctor Intelligent Agent," which served over 4.9 million insomnia patients in six months [1] - AQ also launched a "fake product detection" feature to help elderly users identify fraudulent health products by analyzing descriptions and images [1] Group 2: Robotics in Industry - The "Tian Kui" robot, developed by Tianchuang Robotics, is a bomb-proof robot designed for the oil and gas chemical industry, particularly for hazardous inspection scenarios [2] - Tian Kui can autonomously learn inspection paths and can also be remotely controlled by operators, enhancing safety in dangerous environments [2] - The Yunqi Conference's frontier application hall features over 200 Agent applications and 300 AI terminal products across various sectors, including smart driving, health services, efficient office solutions, cultural heritage digitization, and creative video and music production [2]

Core Viewpoint - The Fourth Global Digital Trade Expo highlights the transformative impact of AI on various industries, showcasing its evolution from a mere optimization tool to a core engine for restructuring industrial logic and enhancing operational efficiency [2][7][35]. Group 1: Event Overview - The expo will take place from September 25 to 29 in Hangzhou, covering a total area of 155,000 square meters with a focus on digital trade and AI integration [2]. - The event features a "Smart Future" theme area, emphasizing the comprehensive ecosystem of AI from foundational computing power to commercial applications [2][3]. Group 2: AI Industry Developments - AI is transitioning from laboratory research to large-scale commercial applications, with significant contributions from leading companies like Alibaba and Ant Group [3][10]. - The expo showcases a variety of AI applications, including autonomous robots and AI-driven security systems, indicating a shift towards practical, real-world implementations [6][15]. Group 3: Vertical Industry Empowerment - AI solutions are being integrated into various sectors, including agriculture, finance, and logistics, demonstrating significant advancements and benchmark cases [21][22][24]. - Innovations such as smart agricultural containers and digital finance solutions are highlighted, showcasing China's influence in global digital agriculture and financial technology [21][22]. Group 4: AIGC and Cultural Production - AIGC is evolving from a mere efficiency tool to a new productive force in cultural export and cross-border trade, transforming content creation and distribution [37][46]. - The expo features applications of AIGC in areas like online literature, short dramas, and gaming, indicating a shift towards intelligent and automated content production [38][40]. Group 5: AI Infrastructure and Global Competition - The expo emphasizes China's advancements in AI infrastructure, including computing power and chip technology, which are crucial for supporting robust AI applications [53][54]. - International collaboration is highlighted, with significant procurement interest from 23 countries, showcasing China's role in the global AI landscape [54][55]. Group 6: Conclusion - The expo illustrates that AI has moved beyond conceptual stages to become a key production factor, driving substantial industrial transformation across various sectors [57][59]. - The event serves as a platform for showcasing China's comprehensive capabilities in AI technology and its applications, reinforcing its position as a leader in the global digital economy [58][59].

Core Insights - The article discusses the recent developments of Ant Group at the 2025 Inclusion Bund Conference, highlighting its focus on AI applications for both consumers (AI to C) and businesses (AI to B) [4][9][13]. Group 1: AI to C Developments - Ant Group showcased its AI applications aimed at enhancing daily life, including the AI health assistant AQ, which can identify over 50 skin diseases through a simple photo [14][18]. - The launch of gPass, a trusted connection framework for smart glasses, aims to expand the capabilities of AI in payment systems, enhancing user experience with features like "look and pay" [5][19]. - The R1 robot, introduced by Ant's Lingbo Technology, demonstrated its culinary skills, indicating the company's commitment to integrating AI into various service sectors, including healthcare and hospitality [24][25]. Group 2: AI to B Innovations - Ant Group is redefining its business model with a focus on "results as a service," allowing clients to pay based on the actual business outcomes generated by AI applications [32][34]. - The introduction of the Tbox super intelligent agent enables users to generate professional reports in minutes by coordinating over 20 expert AI agents, marking a shift from traditional software delivery to collaborative outcomes [27][28]. - Ant's digital employee teams are designed to enhance operational efficiency for SMEs, reportedly improving productivity by approximately 70% and reducing operational costs by 35% [29][30]. Group 3: Strategic Vision and Future Directions - Ant Group's CEO emphasized the company's strategic shift towards AGI (Artificial General Intelligence), aiming to leverage AI technologies to improve everyday life and business operations [12][36]. - The company is actively pursuing partnerships and collaborations to scale AI applications across various sectors, including energy, data, and healthcare [34][46]. - Ant Group's ongoing investments in AI infrastructure and applications are expected to solidify its position in the rapidly evolving AI landscape, focusing on practical implementations rather than merely technological advancements [47][48].

Core Insights - The article discusses the disparity between the hype surrounding AI and its actual implementation in businesses, highlighting that many companies are stuck in a "+AI" mindset rather than fully integrating AI into their core operations [1][4][5] - A new AI Adoption Maturity Model (AIM²) has been developed to help companies transition from a superficial use of AI to a more integrated approach, termed "AI+" [2][9] Group 1: Current State of AI in Business - Many companies are investing in AI due to a sense of insecurity, with 50% of surveyed firms citing this as their primary reason for adoption [1] - A significant 95% of organizations involved in Generative AI (GenAI) projects reported no returns, indicating a failure to translate investments into productivity gains [4][5] - The lack of a systematic framework and reliance on intuition rather than data-driven decisions have led to widespread failures in AI implementation [5][11] Group 2: The AIM² Model - The AIM² model provides a structured approach for businesses to assess their AI maturity across five levels and six dimensions, guiding them from "+AI" to "AI+" [9][11] - The model emphasizes the importance of integrating AI into business strategy, operations, and technology, rather than treating it as an add-on [4][9] - AIM² aims to reduce marginal costs by promoting platformization, standardization, and reuse of AI applications [11] Group 3: Industry Examples and Applications - China Pacific Insurance has successfully integrated AI into its operations by merging various data sources, positioning itself strategically in the "big health" ecosystem [7][12] - Ant Group's AI health manager demonstrates the potential of AI to create a closed-loop ecosystem in healthcare, enhancing decision-making and operational efficiency [8][12] - In the retail sector, L'Oréal has localized AI technologies to enhance its market competitiveness, showcasing the benefits of embedding AI within existing ecosystems rather than building new platforms [13] Group 4: Future Directions - The transition to "AI+" requires a fundamental shift in how businesses approach AI, making it a core driver of innovation rather than a supplementary tool [7][14] - Companies that successfully adopt the AIM² model will not only improve their operational efficiency but also enhance their competitive positioning in the industry [15] - The future of AI in business is expected to reshape industry ecosystems, guiding companies to make informed decisions and optimize their AI strategies [14][15]

Core Viewpoint - The article emphasizes the need for companies to transition from a "+AI" mindset, which merely adds AI tools to existing processes, to an "AI+" approach that fundamentally integrates AI into business strategies and operations [3][6][12]. Group 1: Current State of AI Adoption - Many companies are investing in AI but are struggling to realize its full potential, with 95% of organizations seeing no return on their GenAI investments [8]. - The primary reason for this stagnation is the lack of a systematic framework for AI application, leading to a focus on technology rather than practical integration into business [9][12]. - A significant portion of companies (50%) adopt AI out of "insecurity," lacking a clear understanding of how to leverage AI effectively [3][4]. Group 2: AIM² Model Introduction - The AIM² model, developed by Shanghai Jiao Tong University and various industry partners, aims to provide a structured approach for companies to assess and enhance their AI maturity [4][15]. - This model consists of a "five-level six-dimensional" framework that guides companies from using AI as a tool to making it a core component of their business strategy [15][17]. - The six dimensions include strategy, organization, data, technology, application, and business, promoting a holistic view of AI integration [17]. Group 3: Transitioning to "AI+" - The transition to "AI+" requires companies to embed AI deeply into their operations, transforming it from a tool into a driving engine for innovation [12][13]. - Successful examples include China Pacific Insurance, which integrates AI into its healthcare and insurance services, and Ant Group's AI health manager that connects various resources in the medical ecosystem [12][13]. - Companies must focus on creating a complete solution that clearly defines the measurable value AI brings to their operations [9][12]. Group 4: Industry-Specific Applications - In the financial sector, companies like Shanghai Bank are using AI for risk management, optimizing credit assessments through machine learning [18]. - The healthcare industry is leveraging AI to enhance service delivery, as seen with Meinian Health's upgrades to its health management systems [18]. - Retail companies like L'Oréal are adapting AI technologies to local markets, enhancing their competitive edge through localized data platforms [19]. Group 5: Future Outlook - The future of AI in business lies in its ability to evolve into an intrinsic capability that drives long-term competitive advantage through ecosystem development rather than short-term technological gains [13][22]. - Companies that successfully implement the AIM² model will not only improve their current operations but also position themselves strategically for future industry shifts [22].

Core Insights - The 2025 Inclusion Bund Conference Technology Recruitment Fair in Shanghai saw a significant increase in job postings, with over 1,500 positions offered by more than 50 companies, focusing on AI, internet, and finance sectors [1][2] - The number of job postings increased by 50% compared to the previous year, with over 60% of companies indicating a demand for AI-related positions [2] - The event has successfully grown in job offerings for three consecutive years since its inception in 2023, reflecting a strong demand for tech talent [2][4] Group 1: Event Overview - The recruitment fair was guided by the Shanghai Municipal Human Resources and Social Security Bureau and organized by the Bund Conference Organizing Committee, with Ant Group co-hosting [2] - Over 10,000 job seekers attended the event, with more than 6,500 resumes collected by companies on-site [1][2] - The fair included discussions on "AI Era Talent Employment and Job Trends," providing insights into industry trends for job seekers [2] Group 2: Industry Trends - The demand for roles such as data scientists, robotics engineers, and algorithm engineers has seen a year-on-year increase of over 50% in the first half of the year [2] - AI technology is reshaping hiring practices, with a growing emphasis on human creativity, insight, and cross-disciplinary integration skills [2] Group 3: Collaborations and Innovations - Ant Group's Learning and Growth Center partnered with ChuanZhi Education to enhance digital talent cultivation and support AI industry development [5] - The recruitment fair featured AI interview experiences, career assessments, and development services, providing a comprehensive intelligent service for job seekers [7] Group 4: Company Highlights - Ant Group offered over 500 technical positions at the fair, with 84.7% of new graduate hires in 2024 being technical talent [7] - The company has invested a total of 23.45 billion yuan in research and development, maintaining over 10% of total revenue for three consecutive years [7]

Core Insights - The 2025 Inclusion Bund Conference Technology Talent Recruitment Fair was held in Shanghai, featuring over 50 companies offering more than 1,500 job positions focused on AI, internet, and finance sectors [1][3] - This year's recruitment positions increased by 50% compared to last year, with over 60% of companies posting AI job demands, marking a continuous growth in recruitment positions for three consecutive years [3] Group 1: Event Overview - The recruitment fair was guided by the Shanghai Human Resources and Social Security Bureau and organized by the Bund Conference Organizing Committee, with Ant Group co-hosting [3] - More than 10,000 job seekers attended the event, engaging directly with employers and submitting over 6,500 resumes [1] Group 2: Industry Trends - The fair included discussions on "Employment and Job Trends in the AI Era," providing insights to help job seekers understand industry trends and seize employment opportunities [7] - The demand for positions such as data scientists, robotics engineers, and algorithm engineers has seen a year-on-year increase of over 50% in the first half of this year due to the impact of AI [8] Group 3: Globalization and Talent Acquisition - The CEO of Intelliprop Group emphasized the need for Chinese companies to adopt a global mindset, highlighting that the essence of global competition is a deep contest for talent acquisition [10] - The average recruitment salary for overseas positions has been steadily increasing in recent years [10] Group 4: Collaboration and Talent Development - Ant Group and Chuan Zhi Education announced a partnership at the fair to enhance the cultivation of digital talent and support the development of the AI industry [14] - The recruitment fair offered AI interview experiences, career assessments, and development services, providing a comprehensive suite of intelligent services for job seekers [15] Group 5: Company Participation - Ant Group, as a co-host and participating company, provided over 500 technical job openings, with 84.7% of new graduate recruits in 2024 being technical talents [15] - Ant Group's research and development investment reached 23.45 billion yuan, consistently accounting for over 10% of total revenue for three consecutive years [15]

Group 1 - The 2025 Inclusion Bund Conference in Shanghai focused on "Reshaping Innovative Growth" and showcased how technology is transitioning from grand narratives to everyday life [1] - The conference featured advancements in AI and technology, including 6G, brainwave identification, and AI cooking robots, highlighting the increasing integration of AI into daily activities [3][4] - The concept of human-machine symbiosis is becoming more prevalent, emphasizing deep integration and collaboration rather than simple command and execution [4][5] Group 2 - The conference demonstrated AI's role in various sectors such as finance, healthcare, and disaster response, showcasing its ability to liberate humans from repetitive tasks and dangerous environments [5] - AI is also being utilized for health monitoring and emotional companionship for the elderly, indicating a shift towards technology that understands human emotions [5] - The ultimate goal of AI is to enhance human capabilities and well-being, positioning itself as a facilitator rather than a replacement for human roles [5]

Group 1: AI and Wealth Management - AI is reshaping the wealth management industry by enhancing data intelligence, emotional resonance, and multi-body collaboration, showcasing a "humanized" companionship capability [4] - The application of AI in wealth management is becoming more mature, with 70% of institutional investors using AI tools, although only 7% are deep users, indicating significant potential for further exploration [5] - Ant Group's wealth management platform has upgraded to version 3.0, offering three professional AI assistants to better meet user needs across the entire wealth management chain [6] Group 2: Market Trends and Opportunities - By the end of 2024, China's personal financial assets are projected to reach 205 trillion, making it the second-largest wealth management market globally, with a compound annual growth rate of around 10% over the next five years [3] - The integration of AI in financial technology is expected to benefit global markets, with Ant Group's security product, Ant Shield, already serving over 20 countries [6] - The launch of various AI-driven financial products, such as Alipay AI payment and smart insurance advisor Ant Xiaobao, highlights the growing importance of AI in enhancing user experience in financial services [6]