Core Insights - The Industrial and Commercial Bank of China (ICBC) has announced a significant expansion of its "Tian Tian Ying" cash management service, now offering the "Tian Tian Ying No. 1" product from Huabao Fund, which has a minimum investment threshold of just 0.01 yuan [1] - The service is linked to 106 high-quality money market funds, providing a quick redemption limit of 10,000 yuan per fund per day, with features like 24/7 quick redemption and real-time fund availability [1] - Huabao Fund has a strong track record in fixed income, with total assets under management reaching 215.7 billion yuan as of June 2025, and a diverse range of fixed income products catering to various investor needs [1][2] Company Performance - Huabao Fund emphasizes the integration of research, investment, and trading in its fixed income business, aiming to enhance liquidity management and risk control [2] - As of June 2025, Huabao Fund's fixed income assets achieved a return of 4.88% over the past year, ranking in the top 10% of the industry [2] - The current downward trend in risk-free returns and the reduction of bank deposit rates below 1% create a favorable environment for the "Tian Tian Ying" service, appealing to investors seeking a balance between yield and liquidity [2]

五一放假5天，如何玩"赚"假期？除了早点购入货币基金，今年因为有万得基金"0"折卡活动加 持，申购基金更丝滑。 1.货基：多享受6天收益 货币基金不受股市休市影响，节假日期间仍可获得收益，对于普通投资者而言，在五一节前申购 货币基金，就能够轻松多享受6天收益（4月30日至5月5日）。 因为货币基金是在申购后的第二个交易日确认份额（T+1）并计息，所以务必要在4月29日15:00 之前成功申购，否则假期的收益就泡汤了。 不过，购买货币基金宜早不宜迟。按照往年惯例，一些货币基金会在长假前几日暂停申购，以保 护原有投资者的收益不被稀释。 当前，万得钱包对接货币基金 华宝现金宝E （000678.OF）处于可申购状态，而且华宝现金宝E是 一只业绩出色的货币基金，2019至2022连续四年排名处于同类前1/3，2023、2024年也居中上。 一、宜提前布局的中低风险品种 | | | 年份 华宝现金宝E 货币市场型基金 一年定期存款利率 同类排名 | | | --- | --- | --- | --- | | 2024 | 1.79% : | 1.72% : | 1.50% : 366/867 | | 2023 | 2. ...