Core Insights - The Industrial and Commercial Bank of China (ICBC) has launched the "828 Wealth Season" event to enhance wealth management experiences for customers through optimized product offerings, innovative online investment services, and enriched investment education resources [1][2] Product Optimization - ICBC has upgraded and expanded the "Daily Earnings" cash management services, increasing the number of associated money market funds to 106, catering to higher liquidity needs of customers [1] - The bank offers automatic purchase and redemption services for idle funds, making fund management more efficient for clients [1] Innovative Investment Services - ICBC collaborates with fund companies to analyze market trends and monthly selects "Aggressive Strategy" and "Conservative Strategy" fund product configurations [1] - The bank has introduced a "Wish Investment" feature, allowing customers to choose from various financial products for systematic investment [1] - Gold asset allocation services have been optimized, enabling customers to accumulate gold through active saving or systematic investment methods [1] Investment Education Initiatives - ICBC has launched the "Wealth Accompaniment" theme activity, utilizing interactive and gamified approaches to educate customers on investment knowledge, attracting over 6 million participants [2] - The bank emphasizes the importance of understanding risk and encourages customers to make informed investment decisions based on their individual goals and circumstances [2] Partnership with Huazhang Fund - Huazhang Fund, a core partner of ICBC, has a public fund management scale exceeding 740 billion yuan, with over 440 billion yuan in non-monetary management, serving more than 100 million investors [2] - The fund company focuses on creating long-term stable returns for investors, particularly small and medium-sized investors, through a centralized research platform and diversified investment teams [2] Future Outlook - Huazhang Fund aims to enhance its comprehensive strength through technological investments and maintain a focus on professional research capabilities and diversified product lines [3] - The fund is committed to supporting the national economic strategy and meeting the wealth management needs of the public [3]

工商银行第六届"828·工银财富季"活动近期拉开帷幕。从产品供给、线上投服、投教资讯等多个方面， 活动尝试优化创新，力争为广大客户带来更加丰富和个性化的财富管理体验。 升级扩充"天天盈"，提供更丰富增值选择 此次工商银行对 "天天盈"系列现金管理服务进行了升级扩充，为客户提供更多财富增值选择。 其中，"天天盈1号"关联货币基金扩充至106只，可满足客户更高额度的资金流动性需求，并提供余额自 动购买和自动快赎服务，让客户管理闲置资金更省心、更有效； "天天盈2号"关联10只优选现金管理类理财产品，并提供"理财夜市"服务，申购赎回时间延长至每日 20：00，便利客户从容安排资金。 目前，"天天盈"服务规模已超过1200亿元。 联合基金公司共研共判市场趋势 工商银行联合基金公司共研共判市场趋势，每月研选"进取策略"与"稳健策略"基金产品配置方案，定期 推出"数字看市 指数选基"活动，帮助客户把握市场节奏，选好投资工具。 推出"偏债基金"栏目，优化产品展示与筛选功能，创新"目标选+省心选"双维度服务。 上线"心愿定投"功能，支持客户同时选择理财、基金、存款等品种，为客户提供跨品类、个性化、便捷 性的投资理财产品定投服 ...

日前，国海富兰克林基金正式入驻中国工商银行"天天盈"现金管理服务，旗下货币基金国富日日收益B（代码：000204）正式上线，为投资者提供便捷、 高效的现金管理新选择。 "天天盈"是工商银行推出的一项支持7*24小时快赎、一键购买和普赎多只关联货币基金/理财产品、一键快赎单只货币基金/理财产品的现金管理服务，具 有四大鲜明优势： 7*24小时快赎：天天盈1号每只货币基金每日提供1万元快赎额度 6、购买货币市场基金不等于资金作为存款存放在银行或存款类金融机构，基金管理公司不保证一定盈利，也不保证最低收益。 资金管理高效：天天盈1号支持余额自动购买、智能转入、自定义转入等多种便捷功能 资金使用灵活：天天盈1号支持快速赎回、普通赎回、自动快赎等方式，满足多样化使用需求 国海富兰克林基金是一家成立于2004年的老牌合资公募基金公司，投资实力雄厚，各项业务资质及产品线齐全，构建了股票投资、固收投资、海外投资共 同发展的多元业务格局。公司长期坚持稳健的"底仓"投资文化，追求为投资者贡献长期可持续的回报，适合作为居民理财配置的"底仓"长期持有。而对风 险控制的高度重视，也恰与现金管理业务内在的低风险偏好与稳健运营的需求高度契 ...

Core Insights - The Industrial and Commercial Bank of China (ICBC) has announced a significant expansion of its "Tian Tian Ying" cash management service, now offering the "Tian Tian Ying No. 1" product from Huabao Fund, which has a minimum investment threshold of just 0.01 yuan [1] - The service is linked to 106 high-quality money market funds, providing a quick redemption limit of 10,000 yuan per fund per day, with features like 24/7 quick redemption and real-time fund availability [1] - Huabao Fund has a strong track record in fixed income, with total assets under management reaching 215.7 billion yuan as of June 2025, and a diverse range of fixed income products catering to various investor needs [1][2] Company Performance - Huabao Fund emphasizes the integration of research, investment, and trading in its fixed income business, aiming to enhance liquidity management and risk control [2] - As of June 2025, Huabao Fund's fixed income assets achieved a return of 4.88% over the past year, ranking in the top 10% of the industry [2] - The current downward trend in risk-free returns and the reduction of bank deposit rates below 1% create a favorable environment for the "Tian Tian Ying" service, appealing to investors seeking a balance between yield and liquidity [2]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) has expanded its "Tian Tian Ying" cash management service, introducing three new funds from Wan Jia Fund, enhancing investment options for users [1][2]. Group 1: Product Features - "Tian Tian Ying" offers 24/7 quick redemption and one-click purchase and redemption for multiple associated money market funds and financial products [1]. - The expanded "Tian Tian Ying 1" is designed as a "good partner for managing liquid funds," with four key advantages: a wide range of associated products (106 money market funds), low minimum investment (starting from 0.01), fast redemption (up to 10,000 yuan per fund daily), and multiple purchasing methods [1]. - The purchasing methods include "smart transfer," "custom transfer," and "automatic purchase," catering to diverse user needs [1]. Group 2: Fund Management - The three funds included in "Tian Tian Ying" are managed by experienced professionals: Wan Jia Cash Treasure by Zhi Yuan and Huang Qianqian, focusing on absolute returns and liquidity risk control [2]. - Wan Jia Daily Salary and Wan Jia Tian Tian Bao are co-managed by Zhi Yuan and Zhang Ruchen, emphasizing macroeconomic trends and asset-liability matching [2]. - Wan Jia Fund's fixed income team aims to control risks while seeking better long-term returns for investors, particularly appealing to those prioritizing low volatility and low drawdown [2].

8月8日，中国工商银行"天天盈"迎来扩容，长城基金旗下两只基金——长城收益宝D（基金代码： 019023）、长城工资宝D（基金代码：017171）正式上线。 据悉，"天天盈"是工商银行推出的一项支持7*24小时快赎、一键购买和赎回多只关联货币基金/理财产 品的现金管理服务，包含"天天盈1号"和"天天盈2号"两类产品。其中，"天天盈1号"关联产品为货币基 金（1分起购），"天天盈2号"关联产品为现金管理类理财产品（1元起购），每只货币基金/理财产品均 每天提供1万元快赎额度。 自8月8日起，"天天盈1号" 底层关联的货币基金数量增至106只，长城基金旗下有两只产品纳入。 这两只基金均由长城基金总经理助理、现金管理部总经理邹德立管理。基于多年固收投资实践，他总结 出两点心得：其一，优先做好负债端管理，再完善资产端配置，负债端的稳定有助于组合配置更优质的 资产，通过资产端与负债端的联动，有助于实现产品流动性、稳健性与收益性的良好平衡。其二，强化 投资端与销售端的联动，通过高效沟通引导做好销售端协作，力争打造良好的投资体验增强投资者信 心，进一步优化规模管理，形成正向循环。 近期债券市场波动有所加大，邹德立认为，在经 ...