Core Viewpoint - The article discusses the functionalities of social security cards, specifically the distinction between social security accounts and bank accounts, and the conditions under which funds can be accessed. Group 1: Social Security Accounts - Social security accounts typically refer to the balances in pension and medical insurance personal accounts, which generally cannot be withdrawn freely as they are designated for pension payments and medical expenses [5] - The balances in these accounts can be checked through various online platforms such as the electronic social security card app, the 12333 app, and the national government service platform [6] Group 2: Bank Accounts - Once the financial function of the social security card is activated, it can be used as a regular bank debit card, allowing for cash withdrawals, transfers, and payments, as well as supporting various types of payments and benefit collections [7] - The bank account balance can be checked through the service bank's counter, ATMs, and mobile banking [8] Group 3: Card Replacement and Fund Transfer - When replacing a social security card, the funds in the bank account are not affected, and the original card's bank account funds can be transferred to the new card after user authentication [10][11] - The original bank account must be canceled within a certain period according to management requirements, and users are responsible for transferring the funds from the original card [11]

Core Viewpoint - The article emphasizes the significant advancements in government services through digital empowerment, aiming to enhance efficiency and accessibility for businesses and the public, particularly in the context of the "High Efficiency in Handling Matters" initiative [1][2][3]. Group 1: Digital Government Development - The National Government Service Platform has been operational for six years, facilitating streamlined offline and online services for citizens and businesses [1]. - The State Council issued guidelines to optimize government services, focusing on improving service quality, expanding service channels, and enhancing digital capabilities [1][2]. - Various regions are leveraging the push for digital government construction to improve both online and offline service capabilities [1][2]. Group 2: Administrative Efficiency - The initiative aims to address common complaints regarding bureaucratic inefficiencies, such as slow processing times and complicated procedures [2]. - There is a strong emphasis on enhancing administrative efficiency through better coordination and integration of services [2][3]. - For instance, Heilongjiang Province has reduced processing times from 30 days to immediate completion, significantly decreasing the number of required visits from nine to one [2]. Group 3: Technological Integration - The application of new technologies like blockchain and artificial intelligence is transforming government services from manual to data-driven processes [3]. - By digitizing workflows, multiple related tasks can be handled in a single process, simplifying the experience for users [3]. - An example includes Anyang City in Henan Province, which has streamlined various business registration processes, reducing the number of required documents by over 30 [3]. Group 4: Service Model Innovation - The government service model is evolving to include both physical and digital service points, enhancing accessibility for users [3][4]. - Continuous innovation in service delivery methods is necessary to meet the changing needs of businesses and citizens [3][4]. - The focus is on integrating various service channels and developing new service models to effectively address issues like redundancy and inefficiency in the process [3][4]. Group 5: Security and User Guidance - Ensuring the security and stability of online services is crucial, alongside providing guidance and training for users [4]. - Continuous optimization of service channels and models is necessary to enhance the overall quality and efficiency of government services [4].