Core Insights - The People's Bank of China announced the winners of the "2024 Financial Technology Development Award," with Financial One Account winning for its projects on digital transformation in life insurance and a new "technology + insurance" model for the new energy sector, marking its fourth consecutive year of recognition [1] Group 1: Digital Transformation in Life Insurance - The project "Data-driven, Human-machine Collaborative Comprehensive Digital Transformation in Life Insurance" was developed by Ping An Life, Ping An Technology, and Financial One Account, creating an intelligent operational system covering customers, agents, and internal staff [2] - The project achieved a 30% reduction in life insurance business processes, with an online rate exceeding 90% and an automation rate over 70%. AI underwriting provides conclusions in seconds, while AI claims processing can complete reviews and payments in as little as one minute [2] - The initiative has significantly reduced the use of offline business and paper documents, resulting in an annual carbon reduction of 70,000 tons, establishing a benchmark for digital transformation in the life insurance industry [2] Group 2: New Energy "Technology + Insurance" Model - The "Technology + Insurance" model for new energy was jointly developed by Ping An Property & Casualty and Financial One Account, addressing risks in the new energy sector and creating a collaborative ecosystem among car manufacturers, insurance companies, and car owners [3] - The project features an integrated claims model that enables intelligent accident responsibility determination and automated claims processing, achieving on-site evacuation in as little as five minutes and reducing claims waiting time by 60% [3] - The project has seen a 61% increase in insured customers and a claims payout rate that outperforms the industry by 4.5 percentage points, facilitating a shift in new energy insurance from "risk bearer" to "ecosystem enabler" [3] Group 3: Commitment to High-Quality Financial Development - Financial One Account's recognition for the fourth consecutive year reflects its ongoing innovation in AI and privacy computing, leveraging the "AI in ALL" strategy of Ping An Group to enhance efficiency and reduce risks in the financial sector [4] - Looking ahead, Financial One Account aims to accelerate the construction of secure and efficient financial infrastructure and collaborate with industry partners to contribute technological strength to serve the real economy and mitigate financial risks [4]

近日，中国人民银行正式公布"2024年度金融科技发展奖"（以下简称"金发奖"）获奖名单。金融壹账通 联合平安人寿、平安科技申报的"基于数据驱动、人机协同的寿险全面数字化转型实践"项目，以及联合 平安产险申报的"新能源'科技+保险'新模式建设"项目，双双荣获二等奖。这也是金融壹账通连续第四 年荣获中国人民银行"金发奖"。 面向未来，金融壹账通方面表示，公司将继续发挥科技输出窗口作用，携手平安生态及行业伙伴，共同 探索智能金融新模式，为服务实体经济、培育新质生产力、提升金融风险防控能力贡献平安力量。 平安产险、金融壹账通联合打造的"新能源'科技+保险'新模式建设"项目，围绕新能源产业风险特征， 打造车企、险企、车主三方共建的科技保险生态，推动绿色金融创新。该项目构建"险企+车企+行 业"多方联合动态定价模型，结合车机系统、路端设备与云端分析能力，实现事故责任智能判定与核赔 自动化。通过"车路云协同"一体化理赔模式，最快5分钟完成现场撤离，客户理赔等待时间缩短60%， 次生事故发生率下降26%。同时，基于AI大模型的事故仿真平台可反哺车企产品迭代，实现风险减量与 产业协同。此外，项目创新搭建全球风险地图与量化模型， ...

近日，中国人民银行正式公布"2024年度金融科技发展奖"（以下简称"金发奖"）获奖名单。金融壹账通 凭借两大创新项目再创佳绩——联合平安人寿、平安科技申报的"基于数据驱动、人机协同的寿险全面 数字化转型实践"项目，以及联合平安产险申报的"新能源'科技+保险'新模式建设"项目，双双荣获二等 奖。这也是金融壹账通连续第四年荣获中国人民银行"金发奖"。 来源：环球网 "金发奖"是我国金融领域唯一的部级科技奖项，由中国人民银行于1992年成立。2024年度共有681个项 目参与评审，最终290个项目脱颖而出。评审委员会指出，金融科技创新已成为推动我国金融高质量发 展的重要驱动力，应加快建设自主可控、安全高效的金融基础设施体系，全面提升智能化与数智化水 平。 以AI驱动寿险业务全面智能化升级 "基于数据驱动、人机协同的寿险全面数字化转型实践"项目由平安人寿、平安科技、金融壹账通联合打 造，以AI为引擎，构建覆盖客户、代理人、内勤三大主体的智能化运营体系，全面实现"数据驱动+人 机协同"。 • 2022年，由平安集团、金融壹账通联合申报的"金融数据隐私计算平台"荣获二等奖； 在"双碳"战略和绿色金融转型背景下，平安产险、 ...