基建天气保
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点燃科技引擎,守护城市韧性,助力行稳致远
Nan Fang Du Shi Bao· 2025-06-29 23:04
Core Insights - The company is committed to leveraging insurance services to support the high-quality development of Shenzhen, aligning with national strategies and local economic goals [1][4][6] Group 1: Innovation in Insurance Products - The company launched four innovative weather-related insurance products, including "Low Altitude Weather Insurance" and "Infrastructure Weather Insurance," to address meteorological risks in emerging industries [2][3] - The company introduced the first "Calculation Chain Insurance" in the country, providing risk coverage for a well-known data enterprise, enhancing competitiveness in the digital economy [2] - In the smart automotive sector, the company is collaborating with academic institutions to develop insurance solutions for new energy vehicles and intelligent driving technologies [3] Group 2: Comprehensive Risk Management Solutions - The company has developed a comprehensive insurance system covering the entire innovation chain, including a trial insurance product for a pharmaceutical company, providing over one million yuan in risk coverage [4] - The company has initiated a data intellectual property insurance product to protect against infringement losses, supporting enterprises in global competition [4] - A new data asset insurance product was launched to assist a smart elderly care technology company in realizing the value of its data assets [5] Group 3: Green Finance and Social Governance - The company has received multiple awards for its contributions to green finance and continues to innovate in the renewable energy sector, focusing on risk management for energy storage and offshore wind power [6] - The company has implemented a governance model for small construction projects, providing over 120 billion yuan in risk coverage to enhance social safety levels [7] - The company is actively participating in cross-border financial innovation and technology finance development, aiming to contribute to the high-quality development of the region [7]
全国首单“低空天气保”落地深圳 低空风险保障迈向“主动防控”
2 1 Shi Ji Jing Ji Bao Dao· 2025-05-27 14:37
5月24日,全国首单"低空天气保"落地深圳,标志着我国低空经济风险保障体系从"事后赔付"迈向"主动 防控"。 南方财经记者 周妙妙 深圳报道 记者获悉,该产品由人保财险深圳市分公司与粤港澳大湾区气象监测预警预报中心联合签发,为深圳市 翰斯航空运输有限公司提供定制化天气风险解决方案。 "低空天气保"的创新性在于,能依托粤港澳大湾区气象监测预警中心(MOTOR-DA)500米级快速更新 预报系统,实时融合AI建模、低空环境模拟测试数据与气象监测实况分析,构建全场景风险预警机 制,并通过深圳市低空气象服务中心向运营方推送低空气象服务专报,避灾路径自动触发保单响应,同 步将风速、能见度等气象因子嵌入动态定价模型,实现"风险越高预警越早、防控越优费率越低"。 通过首创"数据驱动+动态风控"保障体系,"低空天气保"能帮助低空飞行器预防或分散天气风险。深圳 作为临海城市,暴雨、台风、雷电等极端天气频发,低空飞行器容易遭受损坏,还可能引发运营中断甚 至因"坠机"引发安全事故。 例如,针对深圳沿海强对流天气多发、高楼风场复杂等挑战,粤港澳大湾区气象监测预警预报中心可为 运营企业和个人提供未来6小时起降点和航线区域地面500米范 ...