Core Viewpoint - Postal Savings Bank emphasizes its commitment to local development and comprehensive cross-border services for both individual and corporate clients, leveraging its extensive network and online channels [2] Group 1: Services for Individual Clients - The bank offers a range of services including foreign currency savings, international remittances, foreign exchange trading, currency exchange, and issuance of foreign currency carrying certificates [2] - It has partnered with DBS Bank to launch cross-border wealth management services (Southbound) for clients in the Greater Bay Area, facilitating diversified global asset allocation [2] Group 2: Services for Corporate Clients - The bank provides 24/7 cross-border settlement, financing, and foreign exchange services, collaborating with overseas branches of Chinese banks, globally significant banks, and core regional banks in overseas financial markets [2] - It aims to build a global international cooperation layout and supports the "Belt and Road" initiative through overseas project financing, cross-border syndication, and guarantees [2] Group 3: Digital Currency Initiatives - Since 2024, the bank has successfully connected to a multilateral central bank digital currency bridge, which serves various industries including finance, manufacturing, retail, construction, wholesale, logistics, and precious metal processing [2] - The digital currency bridge offers advantages such as instant transactions and full traceability, effectively supporting the bank's overseas business development [2]

Core Viewpoint - Postal Savings Bank emphasizes its commitment to local development and comprehensive cross-border services for both individual and corporate clients, leveraging its extensive network and online channels [1]. Group 1: Services for Individual Clients - The bank offers a range of services including foreign currency savings, international remittances, foreign exchange trading, currency exchange, and issuance of foreign currency carrying certificates [1]. - In collaboration with DBS Bank, the bank has launched the Cross-Border Wealth Management Connect (Southbound) service for clients in the Greater Bay Area, facilitating diversified global asset allocation [1]. Group 2: Services for Corporate Clients - The bank provides 24/7 cross-border settlement, financing, and foreign exchange services, establishing a global cooperation framework through partnerships with overseas branches of Chinese banks and major global banks [1]. - The bank supports the construction of the "Belt and Road" initiative through overseas project financing, cross-border syndication, and guarantees [1]. Group 3: Digital Currency Initiatives - Since 2024, the bank has successfully integrated with the multilateral central bank digital currency bridge, which serves various industries including finance, manufacturing, retail, construction, wholesale, logistics, and precious metal processing [1]. - The digital currency bridge offers advantages such as instant transactions and full traceability, effectively supporting the bank's overseas business development [1].