证券日报网讯 1月5日，邮储银行在互动平台回答投资者提问时表示，我行立足资源禀赋，植根本土发 展，遍布城乡的营业网点及全面赋能的线上渠道，为个人和企业客户提供完备的跨境服务。面向个人客 户，我行提供外币储蓄、国际汇款、结售汇、外币兑换和外币携带证开具等服务，除美元外币理财之 外，携手星展银行对大湾区客户推出跨境理财通（南向通）服务，助力客户实现资产全球配置的多元化 需求。面向企业客户，提供全天候的跨境结算、融资、汇兑等服务，通过与中资银行境外分支机构、全 球系统重要性银行、境外金融市场核心区域银行的业务合作，打造面向全球的国际合作布局，并通过境 外项目融资、跨境银团、跨境担保等助力构建"一带一路"立体互联互通网络。2024年以来，我行成功接 入多边央行数字货币桥，目前数字货币桥已广泛服务于金融、制造、零售、建筑、批发、货运及贵金属 加工等多个行业，凭借秒级到账、全程可溯等优势，有效助力我行境外业务发展。关于我行经营发展及 业务详情，请关注我行官网，以及我行发布的定期报告及相关公告。 （编辑 楚丽君） ...

Core Insights - The rapid growth of public QDII funds is driven by increasing global asset allocation demand and the profitability of the US stock market [1][2] Fund Growth - As of the end of Q3 this year, the total QDII fund shares reached 6,809.68 million, up from approximately 5,711.25 million at the end of Q2, marking a net subscription of 1,098 million shares [2] - QDII funds have become a popular investment choice due to their high returns, with the highest annual return reaching 121.70% as of November 12 [2] Fund Manager Performance - Notable fund managers like Zhang Kun from E Fund and Pi Jinsong from Chuangjin Hexin have seen their QDII funds outperform their A-share funds significantly, with performance differences reaching 26 percentage points and 46 percentage points, respectively [2][3] - The performance gap between QDII and A-share funds may encourage investors to shift their focus towards QDII products, especially those managed by well-known fund managers [3] Subscription Limitations - The rapid increase in QDII fund shares has led to recent announcements of subscription limits by several funds to ensure stable operations and protect the interests of existing shareholders [4][5] - For instance, the招商纳斯达克100ETF has suspended large subscriptions and limited regular investment amounts to 100 yuan, while the浦银安盛全球智能科技QDII has set a daily purchase limit of 10,000 yuan [4] Market Trends - QDII products focused on US stocks are attracting more investment compared to those focused on Hong Kong stocks, indicating a preference for US market exposure [6][7] - The growth in QDII fund sizes is closely linked to their US stock holdings, with funds that have a higher allocation to US stocks experiencing significant inflows [7]

近年来,无论是在财经新闻还是娱乐报道中,我们都能看到类似的标题——某位知名企业家、当红影视明 星,悄然办理了香港身份,有人好奇:这背后究竟藏着怎样的吸引力?为什么越来越多高净值人群纷纷将香 港身份列为重要的资产配置之一?香港高地集团有限公司将从本文将带你深入解读。 一、香港身份的综合优势 1.全球通行的便利性 香港特别行政区护照的"含金量"位居世界前列,目前可免签或落地签进入超过170个国家和地区,包括英 国、欧盟申根区、日本、新加坡等主要发达国家。这意味着持有人在全球商务、旅游、留学等活动中更 加高效便捷,无需频繁申请签证。 2.国际化的教育资源 香港拥有多所世界排名前列的大学,如香港大学、香港科技大学、香港中文大学等,教育质量与国际接轨, 同时,香港身份子女在报读本地学校及申请海外高校时具备更多优惠条件,例如学费相对低廉、无需高 考、可直申海外名校。 3.税制简单且税率低 4.资产全球配置的便利 香港是国际金融中心,拥有完善的银行、证券、保险等金融体系,资本自由进出,没有外汇管制,这让高净值 人群能够在全球范围内灵活配置资产、进行跨境投资与财富传承。 5.优质的医疗与生活环境 香港的公立医疗体系排名世界前 ...