为深入实施新一轮财政金融互动政策，省财政厅会同各行业主管部门统筹整合了规模约13亿元的 省级贷款风险补偿资金池，并推出天府系列产业贷金融产品，包括"天府服保贷""天府科创贷""天 府制惠贷"等，着力缓解中小微企业有融资需求但无抵押或抵押物不足值等问题，提供低门槛、低 成本信贷支持。其中，"天府服保贷"于去年3月进入标准化实施阶段，去年4月完成首笔放款，截 至去年底，全省已有1134户企业通过天府服保贷审核备案，累计审核备案金额47.77亿元。 "'天府服保贷'具有'广、优、省、快'四大核心优势。"现场，省财政厅经济建设处相关负责人介 绍，四川省内依法经营、纳税的中小微非国有服务业企业均可申请该产品，重点覆盖批发零售、 住宿餐饮、交通运输、软件服务等领域，以增值税纳税申报表认定行业，信用良好无重大不良记 录即可，无隐性门槛。单户最高可贷2000万元，最长期限2年，满足扩大经营、资金周转等需求。 同时还支持续贷和无还本续贷，减轻企业资金周转压力。 如何申请"天府服保贷"？四川省信用再担保有限公司业务部总经理泽仁多吉介绍，企业可登录"天 府产业贷"服务平台，填写上传申请表，自主选择不超过3家合作银行；管理机构5个工 ...

Group 1 - The core viewpoint of the articles is that Minsheng Bank Chengdu Branch is actively implementing national policies to promote consumption and stabilize growth by innovatively combining "National Subsidy Loan" and "Tianfu Service Guarantee Loan" to support small and micro enterprises in sectors like home appliances and digital products [1][3][4] - The Chengdu Branch has successfully issued a loan of 1.5 million yuan to a local appliance company, addressing their liquidity needs during the peak sales season, which demonstrates the bank's responsiveness to business demands [3][4] - The "Tianfu Service Guarantee Loan" is part of a policy product system aimed at supporting small and micro service enterprises, with the provincial government providing a 1.5% interest subsidy on the loan amount, significantly reducing the overall financing costs for businesses [3][4] Group 2 - The successful implementation of this business model reflects Minsheng Bank Chengdu Branch's commitment to supporting small and micro financing and integrating financial resources with consumption policies [4] - The bank plans to deepen collaboration with government departments and guarantee institutions to continuously optimize service models, providing efficient, convenient, and low-cost financial support to eligible enterprises [4][5] - This initiative aims to inject financial momentum and support the high-quality development of the economy in Sichuan, contributing to the recovery of the consumer market [4][5]

Core Viewpoint - Postal Savings Bank of China Sichuan Branch is actively supporting local economic development through innovative financial products and services, focusing on technology finance, rural revitalization, and inclusive finance to enhance the growth of small and micro enterprises and agricultural sectors [4][12]. Group 1: Financial Support for Technology Enterprises - The Sichuan Branch successfully launched the first "Tianfu Service Guarantee Loan" in the province, providing a customized credit solution of 1 million yuan to a medical technology company within 5 working days [5][6]. - The bank has developed various financial products such as "Kechuang e-loan" and "Kechuang loan" to support high-quality development of technology enterprises, with a loan balance exceeding 20 billion yuan as of the end of March [7][12]. - A national-level specialized "little giant" enterprise received a 15 million yuan unsecured loan in just 5 working days, demonstrating the bank's ability to provide rapid financing solutions [6][9]. Group 2: Support for Agricultural Development - The bank has injected financial resources into spring farming, with a focus on digital financial solutions to enhance rural revitalization efforts [8][9]. - A family farm operator received 300,000 yuan in financing through a combination of online and offline services, addressing urgent funding needs for equipment upgrades [8][9]. - As of the end of March, the bank's agricultural loan balance reached 111.8 billion yuan, with a net increase of 1.7 billion yuan, supporting over 70,000 farming households [9][12]. Group 3: Services for Small and Micro Enterprises - The bank has issued over 35 billion yuan in loans to small and micro enterprises this year, serving more than 44,000 clients with an average loan amount of approximately 800,000 yuan [11][12]. - Customized financial service solutions have been developed to simplify loan approval processes and reduce collateral requirements for small businesses [10][11]. - A labor dispatch company received a 10 million yuan "Small Micro Easy Loan - Government Procurement Loan," showcasing the bank's tailored approach to financing challenges faced by small enterprises [11].