数字化投资时代，一款优秀的炒股APP能在毫秒之间决定投资盈亏。 随着中国证券类APP月活跃用户已突破1.66亿，全网渗透率达15.46%，炒股软件已成为投资者不可或缺 的武器。面对琳琅满目的选择，如何找到最适合自己的交易工具？ 本文从数据覆盖、资讯时效、智能工具、社区生态和交易体验五大核心维度，深度解析主流炒股APP， 助您找到最佳的财富管理伙伴。 新浪财经APP：综合实力的王者 新浪财经APP在多项评测中表现卓越，以其全方位的综合能力成为许多专业投资者的首选。其核心竞争 力在于将实时数据、智能分析、极速交易、社交洞察编织成无缝网络。 核心优势 全球市场覆盖：无缝衔接40多个全球市场，覆盖A股、港股、美股、期货、外汇及贵金属市场。行情刷 新速度达0.03秒级，独家接入纳斯达克Level2数据流。 AI驱动决策：内置的"喜娜AI助手"通过北京市生成式AI服务备案，可将5000字年报浓缩为300字核心摘 要，并用红绿双色标识风险点与机会点。 极速交易体验：分布式交易网关支持每秒12万笔并发，在2025年2月股市巨震期间保持零卡单记录。 其"智能路由"系统可动态选择最优券商通道，实测市价单成交速度比行业平均快0.7 ...

Core Insights - The article discusses the evolution of stock trading tools from simple trading channels to comprehensive platforms that integrate intelligent investment research, risk management, and asset allocation, driven by the "AI + Finance" trend [1] - The focus is on the development of the "AI Zhangle" application by Huatai Securities, which serves as a benchmark for AI transformation in the securities industry, offering a full-link solution for intelligent decision-making, efficient trading, dynamic risk control, and user-friendly interaction [1][2] Group 1: AI Zhangle - AI Zhangle scores 9.8, leveraging Huatai Securities' self-developed financial model and research framework to create a comprehensive service loop that caters to both experienced investors and beginners [2] - The application features a dual-driven design of LUI (Language User Interface) and GUI (Graphical User Interface), transitioning from "users finding functions" to "AI delivering services" [2] - Key performance dimensions include intelligent decision support, trading execution and cost control, risk control systems, and interaction and adaptability [1][3][4][5][6] Group 2: Performance Dimensions - Intelligent Decision Support: AI Zhangle utilizes a dynamic tracking engine to scan market news and events, providing real-time valuation frameworks and stock selection tools with a 62% probability of next-day price limits [3] - Trading Execution and Cost Control: The platform offers millisecond-level market response, 24/7 order placement, and various algorithmic trading options to minimize transaction costs [4] - Risk Control System: AI-driven portfolio diagnostics analyze users' holdings for industry distribution and financial risks, providing timely alerts for significant market events [5] - Interaction and Adaptability: The application features a user-friendly interface with personalized digital avatars and gamified learning content to enhance user experience [6][7] Group 3: Other Trading Tools - Junhong scores 9.6, providing institutional-level research reports and a wealth management service system, focusing on professional investment services for high-end users [8][9] - Tiger Brokers scores 9.5, specializing in the US stock market with a strong community interaction and low-latency trading tools [10][11] - Xueqiu scores 9.4, leading in social investment ecology with user-generated content and a mature portfolio-following function [12][13] - Tencent Stock scores 9.3, leveraging the WeChat ecosystem for user acquisition and providing a simple interface for light investors [14][15] - Futu NiuNiu scores 9.2, offering comprehensive cross-border trading support for Hong Kong and US stocks [16][17] - Yitaojin scores 9.0, excelling in financial product sales and research service synergy [18][19] - Ping An Securities APP scores 9.0, integrating insurance, banking, and securities services for ordinary investors [20][21] - Wisdom Star scores 8.9, focusing on traditional trading tools and educational content [22][23] - Huabao Smart Investment scores 8.8, specializing in quantitative trading and high-frequency trading services [24][25] Group 4: Investment Tool Recommendations - For novice investors, tools like AI Zhangle, Xueqiu, and Tencent Stock are recommended for their user-friendly interfaces and educational resources [28][29] - Short-term traders should consider AI Zhangle and Huabao Smart Investment for their speed and cost efficiency [29][30] - Value investors may benefit from AI Zhangle, Yitaojin, and Junhong for their in-depth research and fundamental analysis tools [30][31] - Comprehensive financial planners can look to AI Zhangle, Yitaojin, and Ping An Securities APP for their diverse product offerings and ecosystem integration [31][32] Conclusion - The article emphasizes that the AI transformation in the securities industry has moved from conceptual exploration to practical implementation, with a focus on matching tools to the real needs of different investors [32][33]

Market Overview - US stock index futures are all down ahead of the market opening on November 18, with Dow futures down 0.68%, S&P 500 futures down 0.57%, and Nasdaq futures down 0.72% [1] - European indices also show declines, with Germany's DAX down 1.40%, UK's FTSE 100 down 1.37%, France's CAC40 down 1.42%, and the Euro Stoxx 50 down 1.46% [2][3] - WTI crude oil is up 0.02% at $59.87 per barrel, while Brent crude oil is down 0.05% at $64.17 per barrel [4] Market Sentiment - Analysts warn of a potential market correction as the S&P 500 index closes below its 50-day moving average for the first time in 139 trading days, breaking a record for the second-longest period above this trend line in the 21st century [5] - The Nasdaq also falls below its 50-day moving average, ending a record streak of 187 trading days above this level, with more stocks hitting 52-week lows than highs, indicating weak market internals [5] - Bitcoin briefly drops below $90,000, further increasing market risk aversion [5] Federal Reserve Insights - Federal Reserve Vice Chairman Jefferson indicates that a soft labor market alters the risk balance, suggesting a cautious approach to further rate cuts [6] - The upcoming changes in the Federal Reserve's committee members may influence the direction of monetary policy, with potential shifts towards a more dovish stance if a hawkish member retires [6] Economic Data - UBS predicts that the Federal Reserve is likely to cut rates in December, despite internal disagreements among committee members [7] - Initial jobless claims in the US total 232,000, with continuing claims at 1.957 million, slightly above the previous week [7] Oil Market Forecast - Goldman Sachs warns of a continued decline in oil prices until 2026 due to a supply surplus of approximately 2 million barrels per day, predicting Brent crude to average $56 per barrel and WTI at $52 per barrel by 2026 [8][9] Company Performance - Apple's iPhone 17 series sees a 37% increase in sales in China, regaining a 20% market share, indicating strong momentum in a key market [10] - Home Depot reports Q3 sales of $41.35 billion, with same-store sales growth of only 0.2%, below expectations [11] - Axalta announces a merger with AkzoNobel to create a $25 billion global coatings company, expected to complete by late 2026 or early 2027 [11] - Baidu reports Q3 total revenue of 31.2 billion yuan, with AI new business revenue growing over 50% [12] - Futu Holdings sees Q3 revenue increase of 86.3% year-on-year, with net profit rising by 136.9% [13] - Weibo reports a net profit of $221 million for Q3, a 69.33% increase year-on-year, despite a slight decline in total revenue [14]

Market Overview - US stock index futures are all down ahead of the market opening, with Dow futures down 0.68%, S&P 500 futures down 0.57%, and Nasdaq futures down 0.72% [1] - European indices also show declines, with Germany's DAX down 1.40%, UK's FTSE 100 down 1.37%, France's CAC40 down 1.42%, and the Euro Stoxx 50 down 1.46% [2][3] - WTI crude oil is up 0.02% at $59.87 per barrel, while Brent crude oil is down 0.05% at $64.17 per barrel [4] Economic and Monetary Policy Insights - Analysts warn of a potential market correction as the S&P 500 index closes below its 50-day moving average for the first time in 139 trading days, breaking a record for the second-longest period above this trend line in the century [4] - The Nasdaq also falls below its 50-day moving average, ending the longest streak since October 1995, with more stocks hitting 52-week lows than highs, indicating weak market internals [4] - Federal Reserve Vice Chair Jefferson emphasizes a cautious approach to further rate cuts, citing a softening job market and recent easing inflation risks [5] - UBS predicts a strong likelihood of a rate cut in December, despite internal disagreements within the Federal Reserve [6] Oil Market Forecast - Goldman Sachs warns of a continued decline in oil prices until 2026 due to a supply surplus of approximately 2 million barrels per day, forecasting Brent crude at $56 per barrel and WTI at $52 per barrel by 2026 [7][8] Company-Specific Developments - Apple (AAPL.US) sees a 37% increase in iPhone 17 sales in China, regaining a 20% market share, indicating strong consumer response to new models [9] - Google (GOOGL.US) CEO warns of irrational factors in the current AI market, suggesting that no company, including Google, is immune to potential market corrections [9] - Arm (ARM.US) partners with Nvidia (NVDA.US) to integrate NVLink technology into its Neoverse platform, enhancing collaboration in AI data center chips [9] - Home Depot (HD.US) reports Q3 sales of $41.35 billion, with same-store sales growth of only 0.2%, below expectations [10] - Axalta (AXTA.US) announces a merger with AkzoNobel to create a $25 billion global coatings company, expected to complete by late 2026 or early 2027 [10] - Baidu (BIDU.US) reports Q3 revenue of 31.2 billion yuan, with AI-related business revenue growing over 50% [11] - Futu Holdings (FUTU.US) shows a significant increase in Q3 revenue by 86.3% year-on-year, with net profit up 136.9% [12] - Weibo (WB.US) reports a net profit of $454 million for Q3, a 55.43% increase year-on-year, despite a slight decline in total revenue [13]

（原标题：富途控股(FUTU.US)Q3营收同比增逾86% 净利润同比猛增近137%） 智通财经APP获悉，富途控股(FUTU.US)公布了截至2025年9月30日的第三季度未经审计财报。数据显 示，富途第三季度总营收为64.03亿港元(约8.23亿美元)，同比增长86.3%;在非美国通用会计准则下(Non- GAAP)，净利润为33.12亿港元(约4.26亿美元)，同比增长136.9%。 截至第三季度末，富途旗下富途牛牛和moomoo应用程式注册用户数达2,816万，账户数为561万，分别 同比增长17%和31%;有资产客户数同比增长43%至313万;平台客户资产首次突破万亿规模，达1.24万亿 港元(约1,595亿美元)，同比涨幅高达79%。第三季度市场行情带动富途客户交投活跃，总交易再刷新平 台纪录，达3.9万亿港元，同比增长105%。 富途控股创始人、董事长、首席执行官及技术委员会主席李华表示："第三季度，富途在全球化进程上 再次收获令人欣喜的佳绩，季度净增有资产客户数突破25万。这一成绩离不开广大投资者的信任与选 择，是市场对富途专业价值与服务能力的认。我们始终坚信，真正的增长源于对用户需求的认真倾 ...

Core Insights - The article highlights the increasing importance of efficient stock trading software in the rapidly changing digital financial era, particularly in the Hong Kong stock market, which is attracting more investors [1] - It identifies the top five trading applications for Hong Kong stocks in 2025: Sina Finance APP, Futu NiuNiu, Tonghuashun, Xueying Securities, and Huasheng Securities, emphasizing their evolution from simple market access tools to comprehensive decision-making platforms [1] Group 1: Sina Finance APP - Sina Finance APP is positioned as the leading intelligent investment platform due to its three-dimensional architecture of "global monitoring × intelligent tools × social validation" [2] - It connects directly to over 40 global exchanges, providing millisecond-level Level-2 market data for Hong Kong stocks, which allows users to capture minute price differences in real-time [2] - The app features the "Xina AI Assistant," which can condense lengthy annual reports into concise summaries and highlight risk and opportunity points [2] Group 2: Futu NiuNiu - Futu NiuNiu is designed for technical traders, offering free Level-2 deep market data for U.S. stocks and supporting pre-market and after-hours trading [3] - It seamlessly integrates Hong Kong and A-share markets, making it a valuable tool for cross-border operations for Chinese investors [3] - The platform provides professional-level solutions for investors looking to allocate assets globally [3] Group 3: Tonghuashun - Tonghuashun appeals to tech-savvy users with its upgraded MindGo system, which supports millisecond-level backtesting and high-frequency strategy execution [4] - Its natural language stock selection tool, "Ask Finance," simplifies complex strategies for users [4] - However, it has some limitations in the speed of international market data updates, particularly during U.S. pre-market trading [5] Group 4: Xueying Securities - Xueying Securities offers a global account solution, allowing investment in over 100 markets with a single account, catering to younger investors' needs for convenience [6] - It provides Level-2 market data for Hong Kong stocks upon account opening, but its data update speed and depth are less competitive compared to the top three platforms [6] - The platform's analysis features are basic and lack depth, but it is suitable for users who appreciate the community atmosphere of Xueying [6] Group 5: Huasheng Securities - Huasheng Securities is optimized for mobile users, particularly commuters, thanks to its traffic compression technology [7] - It has been recognized as the "Best Hong Kong and U.S. Stock Broker APP" in 2021, focusing on enhancing the trading experience for mobile network users [7] - While it meets basic market data needs, its data update speed and depth are not as strong as the leading platforms [7] Conclusion - The emergence of intelligent tools has empowered ordinary investors with decision-making capabilities previously reserved for professional institutions, making the choice of trading tools crucial for investment success [8] - Different types of investors can benefit from specific tools, such as high-frequency traders using Tonghuashun and Huasheng Securities, while value investors may prefer the combination of Xueying's community features and Sina's research capabilities [8]

11月11日晚间，香港耀才证券发布公告，收购要约人蚂蚁方面正考虑可能延长交易的最后截止日期。按照双方4 月订立的收购协议，交易原定截止日期是2025年的11月25日，但要约方有权延长交易日期。 据此前公告，蚂蚁集团通过旗下全资控股的境外主体，以每股3.28港元的价格向耀才证券发起要约收购，目标 直指其50.55%控股权，这也被视为蚂蚁财富进军海外券商牌照的关键一步。 按照两地监管规定，这一交易需获得香港证监会和中国发改委的审批。此前的9月23日，香港证监会已审批通 过，而根据此前耀才证券公告，中国发改委的申报在早前几个月也已经提交，"并一直在积极与其沟通"。 然而，耀才证券方面近期公告则提示，可能无法在11月25日前达成所有交易条件。分析人士认为，还未获得内 地监管审批，应该是蚂蚁考虑延长交易日期的核心原因。 21世纪经济报道方面获悉，近年来监管一直在整治老虎、富途等香港券商的跨境违规开户乱象问题。今年6月媒 体再次曝光这一现象未被彻底杜绝。 也是在2021年，中国证监会开始关注并持续治理违规跨境开户业务。2021年10月,证监会首次公开表明，富途、 老虎等境外券商未经核准面向境内投资者开展的跨境证券业务不符 ...

Core Viewpoint - Ant Group is considering extending the deadline for its acquisition of Yaocai Securities, originally set for November 25, 2025, due to potential regulatory approval delays from mainland China [2][5]. Group 1: Acquisition Details - Ant Group has made a cash offer of HKD 3.28 per share to acquire a 50.55% stake in Yaocai Securities, marking a significant step in its expansion into overseas brokerage licenses [5]. - The acquisition requires approvals from the Hong Kong Securities and Futures Commission and the National Development and Reform Commission of China, with the former already granted [5]. - Yaocai Securities has indicated that it may not meet all transaction conditions by the original deadline, prompting Ant Group to consider an extension [5][9]. Group 2: Regulatory Environment - The regulatory landscape has been tightening around cross-border account opening practices, with recent scrutiny on firms like Tiger Brokers and Futu Securities for violations [6][8]. - In response to regulatory pressures, Futu and Tiger have tightened their account opening policies, limiting services to certain types of identification [6][7]. - The ongoing regulatory efforts have been in place for two years, aiming to curb illegal cross-border operations by foreign brokers targeting mainland investors [8]. Group 3: Market Impact - Following the announcement of the acquisition, Yaocai Securities' stock price surged from HKD 3 to a peak of HKD 17, but has since declined to HKD 8.71 as of November 11 [7]. - Analysts believe that the acquisition could significantly enhance Yaocai's capabilities through Ant Group's technological and product advantages, facilitating a transition from traditional to internet-based brokerage services [7][9].

Group 1 - Ant Group is considering extending the deadline for the acquisition of Yao Cai Securities, originally set for November 25, 2025, as they have the right to do so under the agreement [1][4] - The acquisition offer is priced at HKD 3.28 per share, targeting a 50.55% stake in Yao Cai Securities, marking a significant step for Ant Group's expansion into overseas brokerage licenses [4] - The transaction requires approval from the Hong Kong Securities and Futures Commission and the National Development and Reform Commission of China, with the former already granted approval [4] Group 2 - Recent announcements indicate that Yao Cai Securities may not meet all transaction conditions by the original deadline, primarily due to pending regulatory approvals from mainland China [4][6] - The ongoing regulatory scrutiny of cross-border account opening practices has raised concerns, particularly as Ant Group's acquisition is at a critical stage [6][8] - Yao Cai Securities, being a traditional local broker, primarily serves Hong Kong residents and foreigners, which may mitigate some of the negative impacts from the regulatory environment [6] Group 3 - The stock price of Yao Cai Securities has experienced volatility, rising from HKD 3 to a peak of HKD 17 after the acquisition announcement, but has since declined to HKD 8.71 as of November 11 [6][8] - The regulatory crackdown on cross-border account opening has been ongoing for two years, with significant actions taken against firms like Futu and Tiger Brokers for illegal operations [7][8] - Analysts believe that the acquisition may still have a chance to succeed despite uncertainties, as the overall policy direction remains supportive of technology and private enterprises [8]

Core Viewpoint - The Sina Finance APP stands out in the competitive landscape of Hong Kong stock investment tools, achieving a comprehensive score of 9.56, making it the preferred choice for cross-market investors in the digital finance era [1][2]. Group 1: Market Landscape - The Hong Kong stock software market is dominated by three main players: Sina Finance APP, Futu Niu Niu, and Tonghuashun, each catering to different investor needs [2]. - Sina Finance APP leads with a score of 9.56, outperforming competitors like Tonghuashun and Dongfang Caifu [2]. Group 2: Data Coverage - Sina Finance APP covers over 40 global markets, including A-shares, Hong Kong stocks, US stocks, futures, foreign exchange, and precious metals, establishing itself as an industry benchmark [3]. - The APP's market coverage capability scored 9.8, providing millisecond-level real-time updates across major global markets [3]. - Its unique Level-2 high-speed market system reduces traditional 3-second delays to microsecond levels, significantly enhancing information retrieval for short-term traders [3]. Group 3: Information Dimension - Timeliness and depth of information are crucial for investment decisions, with Sina Finance APP leading the industry by 5-10 seconds in interpreting major events like Federal Reserve decisions [4]. - The "Xina AI Assistant" can condense lengthy reports into concise summaries, highlighting risk and opportunity points effectively [4]. - The APP's content matrix includes real-time news, in-depth reports, and live interpretations, with over 200 daily news updates that are 15 minutes faster than competitors [4]. Group 4: Intelligent Tools - The APP's AI tools break down information barriers between institutional and individual investors [5]. - Features like the "AI Strategy Factory" allow users to create custom investment portfolios based on specific criteria, with historical return backtesting [6]. - The "Funds Compass" function analyzes large transactions and provides actionable insights based on market patterns [6]. Group 5: Trading Experience - The stability and efficiency of the trading system are critical, with the APP's distributed trading gateway supporting 120,000 concurrent transactions per second [7]. - The "Smart Routing" system optimizes broker channel selection, achieving a market order execution speed that is 0.7 seconds faster than the industry average [7]. - Users can complete the entire process of account opening, fund transfer, and trading without switching platforms, with data synchronization delays under 0.2 seconds [8]. Group 6: Ecosystem Integration - Sina Finance APP integrates information and trading processes, providing a seamless user experience [9]. - The platform combines news, analysis, and trading, allowing users to track institutional opinions and engage in discussions within the community [9]. - Users report that the APP consolidates multiple functions into one platform, significantly enhancing user engagement time compared to industry averages [9]. Conclusion - The emergence of intelligent tools in the financial market empowers ordinary investors with decision-making capabilities previously reserved for professional institutions, making the choice of investment tools critical for success in the Hong Kong stock market [10].