来源：北京人社 音频摘要 近日，北京市人社局发布消息，要在全市范围内推行新业态劳动者职业伤害"小伤快赔"。 "小伤快赔"主要面向的是外卖员、网约车司机等新业态劳动者群体。它主要是指符合职业伤害确认情 形，仅在本市门（急）诊就医且不需要住院治疗，事实清楚、资料齐全，责任划分明确、不存在争议的 职业伤害案件。只要是这类案件都适用于"小伤快赔"。 "小伤快赔"是在合规、安全和可追溯前提下，兼顾了基金安全、流程规范和服务便捷。通过采取添加标 识优先办理、专人全程跟办、电子材料替代纸质材料等举措，实现"小伤"医疗费报销全程线上办，既省 时又快捷。从提出申请到报销钱款到账的时间压缩了75%，不耽误劳动者的工作时间。 实施以后，在职业伤害保障案件中，"小伤"案件将添加特殊标识，各个环节都置顶优先办理，实行全流 程简易审核发放程序。 同时，更好发挥商保机构服务优势，对于"小伤"案件，商保机构在接收到事故备案信息后，会安排专 人"一对一"对接服务，主动联系报案人员，全流程提供办事提示，帮助劳动者梳理材料清单，从报案到 报销全程提供服务，直至报销钱款到劳动者个人账户。 文字：孙 悦 责编：王晓霞 统筹：赵清华 监制：张ㅤ蕊 责任 ...

Core Viewpoint - Beijing is implementing a "small injury quick compensation" model for gig economy workers, significantly reducing claim processing time and allowing for online reimbursement of medical expenses for minor injuries [1][3]. Group 1: Policy Implementation - The "small injury quick compensation" model targets gig economy workers such as delivery personnel and ride-hailing drivers, allowing for online processing of medical expense reimbursements for minor injuries [1][5]. - The model is designed for injuries that do not require hospitalization and have no long-term impact on the worker's ability to work, such as soft tissue injuries and sprains [5]. Group 2: Coverage and Impact - The occupational injury insurance in Beijing currently covers 21 companies across three industries: transportation, instant delivery, and local freight, benefiting over 1.57 million gig economy workers [3]. - Cases that meet the criteria for "small injury quick compensation" will be prioritized and tracked by dedicated personnel, ensuring efficient processing [3].