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革命热土换新颜 金融赋能启新程
Jin Rong Shi Bao· 2025-08-28 02:32
Core Viewpoint - The article highlights the revitalization of Chifeng City, an important revolutionary area in Inner Mongolia, through the integration of financial support and traditional industries, showcasing a blend of historical significance and modern economic development [1]. Financial Support and Development - The People's Bank of China Chifeng Branch has actively utilized monetary policy tools to support key sectors such as agriculture, small and micro enterprises, and green technology, resulting in significant loan growth [2]. - As of the end of May, the total loans for agriculture and small enterprises reached 34.4 million yuan and 29.7 million yuan respectively, with year-on-year growth rates of 7.21%, 10.33%, and 31.29% for various loan categories [2]. Agricultural Innovation and Economic Impact - The development of facility agriculture in Ningcheng County has led to increased income for farmers, with one farmer reporting an annual income increase of several tens of thousands of yuan due to improved financial services [4]. - The total area of facility agriculture in Ningcheng has reached 530,000 acres, producing 1.63 million tons of vegetables, significantly contributing to local economic growth [4]. Millet Industry Development - Chifeng City, known as the "Hometown of Millet," has seen the establishment of a stable planting area of 1 million acres, benefiting over 80,000 farming households with an average income increase of over 1,000 yuan per person [5]. - The local financial institutions have launched various financial products to support millet farmers, enhancing the overall agricultural productivity and brand recognition of Chifeng millet [6]. Industrial Transformation and Green Development - Chifeng City is focusing on high-quality industrial development, with companies like Chifeng Zhongse Zinc Industry implementing sustainable practices supported by tailored financial products [7][8]. - The establishment of a credit evaluation system for technology-based enterprises aims to channel more financial resources into innovation, fostering a synergistic relationship between technology, finance, and industry [9].
工商银行内蒙古分行近3年累计投放民营企业贷款近1500亿元
Nei Meng Gu Ri Bao· 2025-04-29 10:36
优化审批流程。向总行争取政策支持,实施容缺审批、试行流程并联,推动内蒙古百强民企授信总额超 800亿元,支持30家重点拟上市企业授信超500亿元。 强化让利。该行携手内蒙古工商联举办高质量发展对接会,发布16条专项支持政策,预计每年多让利 5000万元。普惠贷款平均利率连续3年下降,预计每年多让利8600万元。 工商银行内蒙古分行通过创新普惠金融服务,破解内蒙古民营小微企业融资难题。 下沉服务触角。该行在内蒙古设立149个"农村普惠金融服务点",让广大农牧民真正体会到工商银行 是"您身边的银行,可信赖的银行";工银"乌兰牧骑"76支小分队深入乡村送金融服务超3.5万次,覆盖 40余万人;推广"金融副村长"服务模式,聘任3055名"金融副村长"。 创新融资产品。该行围绕各地品牌农业,先后推出巴彦淖尔"葵花贷"、兴安盟"大米贷"、赤峰"小米 贷"等30余个特色场景方案,目前余额57亿元,有效助力当地产业兴旺、农民增收。为科技型民营企业 设计"专精特新贷"、"科创贷"等专属融资产品,累计为400余户科创小微企业提供融资17.6亿元。迭代 升级"商户e贷"特色产品,让广大个体工商户融资更加便捷优惠;创新推出"敬老贷" ...