支持金融机构将农业设施抵押贷款纳入普惠金融体系，优化信贷评估机制，提高单笔授信额度。建立农 业设施抵押贷款分级分类激励政策，根据金融机构年度贷款增量分档设立奖补资金，激发金融机构授信 活力。推动金融机构与地方金融中介组织加强信息共享，提高信贷投放精准度。支持金融机构联合政策 性农业担保公司开展设施资产评估，合理确定抵押价值。鼓励金融机构拓展循环贷款业务模式，探 索"投贷联动"在设施农业抵押贷款中的示范应用，加大政策性贴息支持，健全抵押贷款长效机制，为现 代设施农业更新改造提供更加灵活、高效、可持续的融资服务。 规范抵押农业设施用地剩余经营期限及抵押期内设施使用权限，确保融资供需双方在达成意向后，通过 产权交易平台在线登记，规范抵押融资行为。将农业设施抵押贷款纳入农担风险补偿资金池，支持政策 性担保机构为经营主体提供增信，减少反担保要求，全面推行"见贷即保""出险即偿"。以县域为单位设 立"助保金"，针对存贷比高、资金紧张、农业设施抵押贷款业务量大的金融机构提供科技创新和技术改 造专项再贷款。对以企业主或主要股东名义承贷、专用于设施农业更新改造的贷款项目，可参照城镇中 小企业风险处置方式，优化利益相关方风险补偿 ...

据悉，"鲁担惠农贷"是山东农担公司服务"三农"的创新举措，通过"政、银、担"三方协同机制，为农业 经营主体提供强有力的信贷担保支持。2024年，泰安市出台《关于进一步发挥农业信贷担保作用推动农 业农村高质量发展的工作方案》，将高效蔬菜等特色产业纳入贴息贴费范围，进一步降低了农户融资成 本。在政策红利的带动下，大羊镇多家新型农业经营主体纷纷受益。贷款资金不仅用于大棚建设，还延 伸至冷链物流、品牌打造和市场拓展，形成了"建一个大棚、兴一项产业、富一方百姓"的良性循环。更 令人欣喜的是，设施农业的发展还有效缓解了当地群众的就业难题。大棚日常管理、采摘包装、运输销 售等环节创造了大量就近就业岗位，不少村民实现了"家门口就业"，既顾了家，又挣了钱。 金秋九月，硕果盈枝。在东平县大羊镇的广袤田野上，一座座现代化蔬菜大棚鳞次栉比，绿意盎然，棚 内瓜果飘香，农户忙碌穿梭，一派生机勃勃的丰收景象。这背后，离不开山东农担公司推出的"鲁担惠 农贷"政策的有力支持，为当地设施农业的蓬勃发展注入了强劲金融动能。 近年来，大羊镇立足本地资源优势，大力发展设施农业，推动蔬菜产业向规模化、标准化、现代化迈 进。然而，不少农村合作社和种植户在 ...

Core Insights - The article highlights the efficiency and effectiveness of smart agriculture in tomato harvesting and transportation, showcasing a system that integrates technology for improved productivity and quality control [1][2]. Group 1: Smart Greenhouse Operations - The smart greenhouse spans 55 acres and cultivates approximately 71,000 tomato plants, utilizing sensors and big data to monitor fruit ripeness and create a "ripeness map" for precise harvesting [2]. - The system has achieved a product qualification rate exceeding 98%, with a 40% increase in single-plant yield and a 50% boost in labor efficiency, while post-harvest loss rates have been reduced to 5% [2]. Group 2: Transportation Efficiency - The dedicated transport route for the harvesting vehicle is designed to minimize loss, featuring a non-slip surface and optimized curves and slopes for stable travel [6]. - The internal damage rate during transport is below 2%, a 15 percentage point improvement over traditional methods, with the vehicle capable of making 15 trips per day, transporting up to 9,000 pounds, and achieving a 60% efficiency increase compared to manual labor [6]. Group 3: Loading and Market Readiness - Upon arrival at the loading area, workers follow strict layering and weight control standards, ensuring each truck is loaded with a maximum of 600 pounds, with monitoring throughout the loading process for traceability [9]. - Tomatoes are shipped within 12 hours of harvesting, with an average daily shipment of 2,000 pounds, exceeding 5,000 pounds during peak seasons, covering 13 cities [10]. Group 4: Quality Control and Customer Satisfaction - The smart system continuously adjusts temperature, humidity, light, and nutrient levels, stabilizing the average weight of each tomato at 14 grams and sugar content above 9° Brix, ensuring uniform quality [12]. - Customer satisfaction and repurchase rates for the tomatoes exceed 80%, demonstrating the system's effectiveness in scaling and modernizing facility agriculture [12].

Core Insights - The article highlights the achievements in agricultural development during the "14th Five-Year Plan" period, emphasizing food security and the diversification of food supply in China [1][3]. Agricultural Production and Food Security - China's grain production reached a new high of 1.4 trillion jin (approximately 700 million tons) last year, an increase of 74 billion jin (approximately 37 million tons) compared to 2020 [1][3]. - The per capita grain availability in China has reached 500 kg, ensuring basic self-sufficiency in grains and absolute safety in staple food [3]. - The Ministry of Agriculture and Rural Affairs has implemented a national food security strategy focusing on domestic production, moderate imports, and technological support [3]. Crop and Livestock Production - The production capacity of cotton, oil, and sugar has been continuously improved, with sufficient and diverse supply of fruits, vegetables, meat, eggs, milk, and aquatic products [1][6]. - The total output of livestock products reached 175 million tons by the end of last year, an increase of 27.78 million tons (18.8%) since 2020 [6][7]. - The soybean production reached 20.65 million tons, with a self-sufficiency rate increase of 4 percentage points compared to 2020 [4][6]. Agricultural Reform and Modernization - The Ministry of Agriculture and Rural Affairs is deepening rural reforms, including extending land contracts and managing rural housing land [2]. - Over 2 million farmer cooperatives and nearly 4 million family farms have been cultivated, promoting the integration of smallholders with modern agriculture [2]. Food Supply Diversification - The central government has emphasized the establishment of a diversified food supply system, focusing on various food sources including forests, grasslands, and aquatic resources [6][7]. - The area of facility agriculture has reached 40 million mu (approximately 2.67 million hectares), with annual vegetable production exceeding 20 million tons [7]. Consumer Engagement and Market Stability - The Ministry of Agriculture and Rural Affairs has launched a plan to boost agricultural product consumption, emphasizing brand development and marketing strategies [8][9]. - The plan aims to enhance consumer engagement through various channels, including festivals and exhibitions, to stabilize the agricultural product market [9].

Core Viewpoint - The Chinese government is making significant progress in diversifying food supply systems and enhancing agricultural development during the "14th Five-Year Plan" period, focusing on modern livestock, fisheries, facility agriculture, and biotechnology [1][2]. Group 1: Modern Livestock Development - The level of modern livestock development is being significantly improved, with a stable supply of livestock products. By the end of last year, the total output of meat, eggs, and milk reached 175 million tons, an increase of 27.78 million tons or 18.8% compared to 2020 [2]. - Per capita consumption of meat and poultry eggs in China reached 72 kg and 25 kg respectively, both exceeding the global average. Per capita dairy consumption also increased to 40.5 kg, up by 2.3 kg from 2020 [2]. Group 2: Modern Fisheries Development - The development of modern fisheries is being prioritized, with a focus on sustainable use of fishery resources, ecological fisheries in large water bodies, and deep-sea aquaculture, contributing to the creation of a "blue granary" [2]. Group 3: Facility Agriculture Development - Facility agriculture is rapidly advancing, with the area of facility crops reaching 40 million acres and annual vegetable production exceeding 20 million tons, achieving year-round balanced supply [2]. Group 4: Expansion of Agricultural Development Space - The agricultural sector is expanding from traditional crops and livestock to a wider range of biological resources, accelerating the development of biotechnology and new food products through breakthroughs in key technologies [2]. Group 5: Nutritional Improvement - The nutritional health levels of food consumed by urban and rural residents are approaching those of developed countries, indicating that the population is not only well-fed but also has access to healthier and more nutritious food [3].

Core Viewpoint - The Chinese government has made significant progress in diversifying food supply systems during the "14th Five-Year Plan" period, focusing on enhancing agricultural productivity and food security through various initiatives and technological advancements [1][2][3] Group 1: Modern Livestock Development - The level of modern livestock development has been significantly improved, with the total output of meat, eggs, and milk reaching 175 million tons by the end of last year, an increase of 27.78 million tons or 18.8% compared to 2020 [1] - Per capita consumption of meat and eggs in China reached 72 kg and 25 kg respectively, both exceeding the global average, while per capita milk consumption increased to 40.5 kg, up by 2.3 kg from 2020 [1] Group 2: Modern Fisheries Development - The total output of aquatic products in China reached 73.58 million tons in 2024, marking a 12.3% increase from 2020, maintaining the country's position as the world's largest producer of aquatic products for 36 consecutive years [2] - The variety and supply of aquatic products, including fish, shrimp, crab, and shellfish, have become increasingly abundant [2] Group 3: Facility Agriculture Development - During the "14th Five-Year Plan" period, facility agriculture has rapidly developed, with the area of agricultural facilities reaching 40 million acres and annual vegetable production exceeding 20 million tons, achieving year-round balanced supply [2] - The production of edible mushrooms from facility agriculture has reached over 42 million tons, accounting for 85% of global production, while the availability of facility-grown fruits like strawberries and cherries has extended their market season [2] Group 4: Expansion of Agricultural Development Space - The agricultural sector is expanding from traditional crops and livestock to a wider range of biological resources, accelerating the development of biotechnology and new food products [2] - China has achieved breakthroughs in key core technologies related to algae cultivation, with various species now available on the dining tables of the public [2] Group 5: Nutritional Improvement - The nutritional health levels of food consumed by urban and rural residents in China are approaching those of developed countries, with balanced intake of protein, fat, and carbohydrates [3] - The overall food supply not only meets the caloric needs but also enhances the quality and nutritional value of the diet for the population [3]

Core Insights - The article highlights the successful development of facility agriculture in Tibet's Shannan region, driven by technological advancements and research efforts from Huazhong Agricultural University [1][2][4]. Group 1: Technological Advancements - The project led by Professor Huang Yuan focuses on key technologies for facility vegetable and fruit production, utilizing IoT and simulation models [1][4]. - The introduction of multi-layer covering technology and a precision drip irrigation system has addressed challenges posed by the region's temperature fluctuations and humidity [4][5]. - The integration of IoT, AI, and big data in the newly constructed smart greenhouses represents a significant shift towards data-driven agricultural practices [5]. Group 2: Economic Impact - The facility agriculture initiative has resulted in a substantial yield, with 40 acres of melons producing an average of 3,000 kg per acre, leading to a potential gross income exceeding 3.6 million yuan per season [2][4]. - The establishment of 200 acres of facility greenhouses has not only filled market gaps with off-season produce but also created new employment opportunities in the local community [2][4]. Group 3: Future Prospects - The focus for the future includes advancements in intelligent water and fertilizer management, precise pest control, and further upgrades to the IoT management systems [6]. - The unique climatic and soil conditions in Tibet are seen as a competitive advantage for producing high-quality fruits and vegetables, with aspirations to expand market reach nationally and internationally [6].

Core Insights - The article highlights the successful implementation of advanced agricultural technologies in Tibet, particularly in the Naitong District of Shannan City, leading to significant agricultural yields and economic benefits [1][2]. Group 1: Agricultural Development - The project led by Professor Huang Yuan from Huazhong Agricultural University focuses on key technologies for facility vegetable and fruit production in Shannan, utilizing IoT and simulation models [1]. - The facility agriculture managed by Xizang Yue Lin Technology Co., Ltd. has successfully produced off-season melons and vegetables, filling market gaps and creating new employment opportunities [2]. - The 40 acres of melon cultivation achieved a yield of 3,000 kg per acre, with a potential gross income exceeding 3.6 million yuan per season [2]. Group 2: Technological Innovations - Huang Yuan's team has developed multi-layer covering technology to manage temperature and humidity challenges in Shannan's unique climate [2]. - The introduction of a precision drip irrigation system ensures efficient use of water and nutrients, contributing to high yield and ecological sustainability [2]. - The establishment of smart greenhouses in Qushong County integrates IoT, AI, and big data, transforming traditional farming into a data-driven, intelligent agricultural model [3]. Group 3: Future Prospects - The vision for future agricultural practices includes the integration of 5G and AI technologies, aiming to create "thinking farms" that optimize resource management [3]. - The unique climatic conditions of Tibet are seen as a competitive advantage for producing high-quality fruits and vegetables, with aspirations to expand market reach nationally and internationally [3].

Core Insights - The article highlights the integration of technology in agriculture through the example of a smart greenhouse in Xiji County, showcasing a modern approach to farming that emphasizes efficiency and quality [1][7]. Group 1: Digital Empowerment - The smart greenhouse operates with a sophisticated management system that utilizes real-time data from hundreds of sensors to monitor temperature, humidity, light intensity, and CO2 levels, leading to a 50% reduction in energy consumption and a 45% increase in production efficiency [4]. - Operations such as irrigation, lighting, and ventilation can be controlled remotely via a mobile platform, allowing for efficient management with only 25 staff members for a 55-acre facility [4]. Group 2: Quality Assurance - The implementation of intelligent temperature control and precise water and nutrient management results in uniform fruit size, bright color, and stable sugar content at 9.0%, with a product qualification rate of 97% and an average yield of 4,000 kg per acre [6]. - The greenhouse supplies high-quality fruits and vegetables directly to 13 major supermarkets and e-commerce platforms, achieving annual sales exceeding 4 million yuan [6]. Group 3: Agricultural Modernization - The smart greenhouse serves as a model for agricultural modernization in the region, creating jobs for 50 local farmers and promoting smart planting techniques across 2,000 acres of surrounding agricultural land [8]. - Farmers are transitioning from traditional labor roles to data-driven agricultural technicians, with an average annual income increase of 300% [9]. - The company is developing a comprehensive modern agricultural industry chain that includes research, production, processing, and sales, aiming for high efficiency, quality, and intelligence in agriculture [9].

Core Viewpoint - The article highlights the revitalization of Chifeng City, an important revolutionary area in Inner Mongolia, through the integration of financial support and traditional industries, showcasing a blend of historical significance and modern economic development [1]. Financial Support and Development - The People's Bank of China Chifeng Branch has actively utilized monetary policy tools to support key sectors such as agriculture, small and micro enterprises, and green technology, resulting in significant loan growth [2]. - As of the end of May, the total loans for agriculture and small enterprises reached 34.4 million yuan and 29.7 million yuan respectively, with year-on-year growth rates of 7.21%, 10.33%, and 31.29% for various loan categories [2]. Agricultural Innovation and Economic Impact - The development of facility agriculture in Ningcheng County has led to increased income for farmers, with one farmer reporting an annual income increase of several tens of thousands of yuan due to improved financial services [4]. - The total area of facility agriculture in Ningcheng has reached 530,000 acres, producing 1.63 million tons of vegetables, significantly contributing to local economic growth [4]. Millet Industry Development - Chifeng City, known as the "Hometown of Millet," has seen the establishment of a stable planting area of 1 million acres, benefiting over 80,000 farming households with an average income increase of over 1,000 yuan per person [5]. - The local financial institutions have launched various financial products to support millet farmers, enhancing the overall agricultural productivity and brand recognition of Chifeng millet [6]. Industrial Transformation and Green Development - Chifeng City is focusing on high-quality industrial development, with companies like Chifeng Zhongse Zinc Industry implementing sustainable practices supported by tailored financial products [7][8]. - The establishment of a credit evaluation system for technology-based enterprises aims to channel more financial resources into innovation, fostering a synergistic relationship between technology, finance, and industry [9].