（来源：饲料行业信息网） 来源：饲料行业信息网 沃野江淮，稻谷飘香。在全面推进乡村振兴的时代画卷中，产业兴旺是浓墨重彩的一笔。 近年来，邮储银行安徽省分行将服务乡村振兴相关特色产业的根系深扎于安徽这片热土，以源源不断的 金融活水，精准浇灌粮食、茶叶、中药材、特色养殖等一棵棵"产业之树"，奏响了金融助力特色产业发 展、赋能乡村全面振兴的乐章。 【战略引领】 数字背后的责任与担当 置身于"江淮粮仓"，邮储银行安徽省分行围绕"江淮粮仓建设、发展农业科技、培育农业产业"，始终致 力于以金融力量支持乡村振兴，将金融资源向农业农村特色产业和重点领域倾斜。 这份担当，并非简单的资金投放，而是建立在系统性战略布局之上。 一组沉甸甸的数据，勾勒出其坚实的足迹：截至2025年11月末，该行本年累计投放涉农贷款640亿元， 涉农贷款规模已达1490亿元。一股股涓涓金融细流，润泽着万千农户与新型经营主体。 【精准滴灌】 记者获悉，该行构建了"省级主导产业、市级优势产业、县级特色产业"的三级产业体系，绘制精细化的 产业金融地图。围绕安徽省十大千亿级绿色食品产业发展规划，他们深入县域开展产业调研，为特色农 业产业"量身定制"专属信贷服务 ...

Core Viewpoint - The People's Bank of China, along with various local financial and regulatory bodies, has introduced measures to enhance financial support for the key metals industry in Guangxi, aiming for high-quality development in this sector [1][2]. Group 1: Financial Support Measures - A total of nineteen measures have been proposed to support the high-quality development of the key metals industry in Guangxi [1][2]. - The measures include utilizing agricultural and small business re-loans and rediscounts to guide financial institutions in providing targeted support to key metal enterprises [1][2]. - A specialized financial product named "Nandan Key Metals Loan" will be established to support eligible key metal enterprises with loans [1][2]. Group 2: International Financing Standards - The initiative includes research on new financing credit standards such as cross-border asset pledges between China and ASEAN, aimed at supporting international expansion [1][2].

在卓尼县的温室大棚里，一排排菌棒整齐列阵，一朵朵肥厚黝黑的木耳竞相"绽放"，焕发着勃勃生 机。 近年来，中国人民银行甘南州分行紧紧围绕乡村振兴战略，依托金融支持"一县一业一品"专项行 动，立足卓尼县木耳产业链发展优势，打造食用菌产业全链条金融服务特色品牌，大力推广"助业快e 贷""种植e贷""富民贷"等惠农金融产品，助力木耳产业规模化、集约化、智能化发展。截至2025年10月 末，卓尼县累计向木耳产业链投放贷款5640万元，同比增长12.32%。在金融的大力支持下，卓尼县木 耳种植规模达到1万亩，年产量2800吨，产值达2.08亿元。 精准施策 金融雨露润田间 卓尼县位于青藏高原东北边缘，高寒阴湿的气候为优质木耳生长提供了条件。中国人民银行甘南州 分行围绕当地"牛羊猪鸡菜果菌药+青稞"的特色产业规划，指导卓尼县金融机构积极对接木耳种植大 户，加大信贷资源倾斜力度，支持农户扩大种植规模、升级设施，将木耳产业打造成为当地农业经济新 的增长点。 工行卓尼县支行在深入调研后，率先推出"种植e贷"产品，以高效便捷的信贷服务精准满足农户需 求。喀尔钦磊族村种植户全扎什在30万元"种植e贷"的支持下，建起了30座标准化温室 ...

Core Insights - The article highlights the successful integration of financial services with local agricultural practices, particularly in the livestock sector, facilitated by Agricultural Bank of China in Gulin County [1][2][3] Financial Support and Impact - Agricultural Bank of China provided timely financial assistance to local farmers, enabling them to expand their livestock operations, with loans such as the "Huinong e-loan" being crucial for their growth [1][2] - A total of 30 million yuan in loans was disbursed to farmers, allowing them to purchase quality cattle and improve their farming infrastructure [1][2] - The bank's proactive approach led to the renewal of loans totaling nearly 4 million yuan for 20 farmers facing financial difficulties due to fluctuating cattle prices [2] Agricultural Integration and Economic Development - The synergy between local wineries and cattle farming has created a sustainable agricultural ecosystem, where winery by-products serve as feed for cattle, reducing feed costs by nearly 30% [2][3] - The "Erliang Drunken Cattle," raised on winery by-products, has gained popularity among consumers, enhancing local tourism and contributing to the economic uplift of the region [2][3] Broader Financial Strategy - Agricultural Bank of China has effectively covered all 23 townships in Gulin County, issuing a total of 360 million yuan in "Huinong e-loans" to support various local industries, including tea and traditional Chinese medicine [3] - The bank emphasizes targeted financial support rather than a broad approach, ensuring that funds are allocated where they are most needed to foster local agricultural development [3]

Group 1 - Hainan Island is known for its coconut industry, which is supported by financial institutions like Postal Savings Bank, helping local businesses thrive [1] - The bank has implemented innovative service models to provide precise credit support to small and micro enterprises in the coconut processing sector, addressing their funding challenges [2] - The collaboration between Postal Savings Bank and local agricultural cooperatives has led to the establishment of a national postal agricultural product base, significantly boosting sales for coconut processing companies [2] Group 2 - In Wanning City, a craft factory primarily employing disabled individuals received a loan of 600,000 yuan from Postal Savings Bank, enabling it to grow from zero to an annual output value of 6 million yuan over ten years [3] - The bank's proactive approach in providing timely loans has been crucial for companies like Chengmai Yuan Zhen Ecological Leisure Agriculture Development Co., which received 2 million yuan to address urgent funding needs for production line innovations [2]

Core Viewpoint - The financial support from Postal Savings Bank of China (邮储银行) has significantly boosted the production and distribution of Kuerle fragrant pears in Xinjiang, enhancing the local agricultural economy and improving farmers' income through innovative loan products and services [1][2][3] Group 1: Financial Support and Loan Products - Postal Savings Bank of China's Xinjiang branch has launched a series of credit products, including "Planting Loan," "Acquisition Loan," and "Storage Loan," to support the fragrant pear industry [2] - The bank has issued over 200 million yuan in loans to the fragrant pear industry, facilitating the movement of pears from farms to consumers [1][2] - The bank's "Express Loan" provided 3.5 million yuan to a cold storage company within three days, addressing urgent funding needs for pear acquisition [1] Group 2: Agricultural Production and Economic Impact - Kuerle fragrant pear's planting area has reached 412,000 acres, with an expected production of over 300,000 tons this year [2] - Farmers like Heng Zhen, who cultivate 200 acres of fragrant pears, anticipate earnings exceeding 1 million yuan due to high yield and quality [2] - The brand value of Kuerle fragrant pears has ranked first in China for six consecutive years, indicating strong market recognition and demand [2] Group 3: Industry Transformation and Future Outlook - The Kuerle city is transforming its pear industry towards standardized planting, brand marketing, and deep processing, supported by a model of "government support + financial backing + enterprise leadership" [3] - The bank is committed to enhancing its services in deep processing and cold chain logistics, aiming to further strengthen the local economy and support rural revitalization [3] - The integration of financial services with agricultural training and market analysis is expected to improve the overall quality and efficiency of the pear industry [3]

Core Insights - The bag and leather goods industry in Huaihua City, Hunan Province, has rapidly developed into a significant sector, with a total output value expected to exceed 3 billion yuan in 2024 [1] - Huaihua City has implemented a three-dimensional collaborative approach combining policy guidance, financial empowerment, and dual energy driving to integrate local industries with financial support for high-quality development [1][2] Financial Support and Policies - The Huaihua Municipal Government has allocated 60 million yuan annually for the development of the bag and leather goods industry and has passed a resolution to promote its high-quality development [2] - The People's Bank of China Huaihua Branch has introduced a specialized action plan to enhance financial support for private enterprises, focusing on increasing credit supply to the bag and leather goods sector [2][3] - From January to July, banks in Huaihua identified financing needs of 340 bag enterprises amounting to 1.08 billion yuan, with a loan balance of 890 million yuan [2] Credit and Loan Innovations - The Huaihua Branch of the People's Bank has established a "re-loan+" policy framework to support key private industries, providing special re-loan quotas for the bag and leather goods sector [3] - A risk compensation fund and a "bag industry development fund" have been set up to alleviate financing difficulties for enterprises [3] - The implementation of expedited customs clearance processes has improved export efficiency by 40% for enterprises in the sector [3] Financing Accessibility and Support - The Huaihua Branch has conducted numerous financial policy seminars to assist bag enterprises in securing financing, achieving a nearly 90% satisfaction rate in meeting financing needs [4] - Financial institutions have tailored financing solutions for bag manufacturing companies, providing over 200 million yuan in support [5] - Innovative credit products such as "flow loans" and "fund flow loans" have been developed to address the collateral challenges faced by start-ups in the bag industry [5] Cost Reduction and Efficiency Improvement - The Huaihua Branch has initiated a pilot program to clarify the comprehensive financing costs for enterprises, enhancing transparency and trust between banks and businesses [6] - The average interest rate for small and micro-enterprise loans in Huaihua has decreased by 0.69 percentage points year-on-year [6] Strategic Development Initiatives - The People's Bank of China Huaihua Branch has outlined guidelines to support the construction of the Huaihua International Land Port, prioritizing major projects and offering preferential rates for the bag and leather goods industry [7] - Financial institutions are responding quickly to the unique challenges faced by small and medium-sized enterprises in the bag sector, creating customized financing solutions based on logistics and order data [7]

Core Insights - The Hexi Corridor, historically significant as part of the Silk Road, is experiencing revitalization through unique agricultural and renewable energy developments driven by financial support [2][3]. Financial Support and Agricultural Development - Agricultural Bank's timely financial assistance has enabled local farmers to overcome funding challenges, facilitating the growth of organic vegetable farming in Gansu [3][4]. - The introduction of flexible loan products like "Fumin Loan" has encouraged farmers to expand operations, leading to significant increases in income and employment opportunities [4][8]. - Ma Zhaocun's organic vegetable base has grown to 3,600 acres, generating sales of 42 million yuan in 2024, with an average income of 35,000 yuan per acre, five times higher than conventional vegetable farming [4][8]. Specialty Crop Production - The region has become known for its high-quality grapes, with over 10,000 acres dedicated to grape cultivation, yielding more than 20,000 tons annually and generating over 50 million yuan in revenue [7][8]. - Financial support from Agricultural Bank has enabled local farmers to upgrade their production methods, enhancing both quality and profitability [7][8]. Seed Production Industry - Zhangye is recognized as the largest corn seed production base in China, with over 1 million acres dedicated to seed production, accounting for nearly half of the national seed supply [8][12]. - The Agricultural Bank's "Hexi Corridor Seed Loan" has provided crucial funding to ensure timely operations during critical production periods [8][12]. Dairy Farming Innovations - Dairy farming in Gulang County has faced challenges due to funding and asset limitations, prompting the introduction of the "Smart Livestock Loan" to leverage livestock as collateral [12][13]. - The bank's innovative approach includes real-time monitoring of livestock through IoT technology, enhancing asset management and reducing credit risk [14][13]. Renewable Energy Development - The region is transforming its ecological disadvantages into advantages for renewable energy, with significant solar and wind energy projects underway [16][17]. - Agricultural Bank has committed substantial financing to support these projects, including a 15 billion yuan credit line for a solar power project [18][17]. - The introduction of energy storage solutions is addressing the challenges of renewable energy intermittency, with significant investments in compressed air storage technology [18][19]. Credit Innovations - The "Electricity e-Loan" product allows businesses to leverage their electricity payment history as a basis for credit, promoting sustainable agricultural practices [19][18]. - This innovative financing model supports the development of modern irrigation technologies, enhancing water efficiency in agriculture [19][18].

Core Insights - The People's Bank of China Suining Branch is implementing tailored financial strategies to support the development of the cultural and tourism industry in Suining, resulting in a 36.09% year-on-year increase in loans for the cultural, sports, and entertainment sectors as of the end of July, significantly outpacing the average loan growth rate of 23.48% [1] Group 1: Financial Support for Local Industries - The establishment of a monetary policy transmission work station in Shehong City aims to enhance the local liquor industry by creating a specialized service system that addresses financing pain points across the entire industry chain [2] - The Shehong Rural Commercial Bank has launched various financial products such as "Wine Town Loan" and "Wine Chain Loan," achieving a total credit issuance of 425 million yuan and a loan balance of 230 million yuan, benefiting over 200 liquor distributors [2] Group 2: Cultural and Ecological Development - The Suining Branch is actively supporting the "Bring Customers to Suining" strategy by facilitating financial support for rural revitalization, approving 220 million yuan in credit to develop the "Songjing Peach Blossom Source" scenic area, which has attracted over 3 million visitors since its opening [3] - The "K歌公社" project in Hailong Village is being developed to integrate biogas culture, ecological agriculture, and rural leisure, with financial products like "Happy K歌 Loan" helping to transform the village into a popular tourist destination [4]

Core Insights - The development of the meat sheep industry in Xilin Gol League is significantly supported by financial institutions, with a focus on enhancing the overall quality and efficiency of the grassland animal husbandry sector [1][2][3] Financial Support and Growth - Financial institutions in Xilin Gol League issued a total of 4.369 billion yuan in loans for the meat sheep industry in the first seven months of this year, with a loan balance exceeding 10 billion yuan as of the end of July, reflecting a year-on-year growth of 17.63% [1] - The Agricultural Commercial Bank of Inner Mongolia provided low-interest loans totaling 590,000 yuan to a local farmer, facilitating the expansion of his sheep farming operations [2] - As of the end of July, the balance of targeted re-loans for supporting agriculture and small enterprises reached 909 million yuan, with over 500 million yuan specifically allocated to the meat sheep industry [2] Product Innovation - Financial institutions have developed a comprehensive and customized credit product matrix to address the cyclical and seasonal nature of the meat sheep industry, resulting in the launch of nearly 30 credit products, including "Meat Sheep Loan" and "Ecological Mu Sheep Loan" [3][4] - In the first seven months of this year, loans from these credit products exceeded 2 billion yuan, with a loan balance reaching 5.407 billion yuan by the end of July [3] Brand Development - The "Xilin Gol Sheep" regional public brand has achieved a brand value of 32.17 billion yuan, ranking second in the 2024 Inner Mongolia well-known regional public brand list [5] - Financial institutions have provided over 90 million yuan in loans to brand-authorized enterprises in the first seven months, with a loan balance of 179 million yuan as of the end of July [5] Case Studies of Financial Support - The Inner Mongolia Agricultural Commercial Bank's support for the Inner Mongolia Fengjing Manyuan Animal Husbandry Co., Ltd. has enabled the company to meet increased demand from its supply chain partners, with a loan balance of 3.924 million yuan [4] - The Industrial and Commercial Bank of China has provided 30 million yuan in loans to three authorized enterprises of the "Xilin Gol Sheep" brand, enhancing their operational capabilities [6]