"两天到账90万，中行的服务太牛了！"滨州某运输公司负责人激动地握着客户经理的手。春节订单激 增，企业却因采购原材料出现资金缺口，一旦延误，不仅影响订单交付，更可能错失市场机遇。关键时 刻，中国银行滨州北海支行启动紧急放款预案。从安排专人上门对接，到客户经理加班加点梳理资料、 指导企业完善手续，再到与分行部门高效联动，各环节无缝衔接。仅用2天时间，90万元"便捷贷"即顺 利到账，让企业一次性备足了原材料，生产重回正轨，稳稳接住了春节市场红利。 同样感受到中行"加速度"的，还有枣庄滕州市新东谷面粉有限公司。节前生产旺季，这家保障千家万户 面食原料的企业却遭遇"断粮"风险。中国银行枣庄滕州支行闻讯而动，量身定制普惠小微专属信贷产 品，快速为企业及关联企业投放贷款3000万元。资金直达生产一线，激活了整个车间。如今，车间全自 动生产线24小时轰鸣不息，优质小麦足量采购，一袋袋带着麦香的面粉从车间走向商超、社区、百姓餐 桌，撑起了周边百姓的新春年味。 烟火守护，温暖舌尖上的幸福 转自：新华财经 山东各地的年味是从舌尖开始的。花饽饽出锅的麦香、渔港码头卸货的鲜味、饺子馆里升腾的热气…… 这背后，离不开中国银行山东省分行 ...

来源：泰山财经 普惠金融是滋养实体经济的"源头活水"，是践行金融"五篇大文章"的关键抓手。为全面展现山东金融机构在普惠金融领域的创新实践与担当作为，泰山财 经、山东齐鲁普惠金融研究院联合开展"山东普惠金融典型新闻案例"征集活动，经过系列流程筛选，最终选出十个典型新闻案例。 这些案例覆盖乡村振兴、小微企业发展、产业链协同、民生保障等多个重点领域，以创新举措破解融资痛点，用实效成果书写普惠篇章，为山东普惠金融 高质量发展提供了可复制、可推广的实践样本。 这些案例作为代表生动诠释了山东普惠金融在产品创新、服务优化、模式探索、数字化转型等方面的丰硕成果。下一步，泰山财经和山东齐鲁普惠金融研 究院将通过全媒体平台做好专题报道，持续搭建金融机构交流展示平台，推动普惠金融理念深入人心，让金融"活水"持续浸润齐鲁大地，为山东经济高质 量发展注入不竭动力。 案例一：中国工商银行山东省分行"信贷直通车"——党建引领，搭建金融助农桥梁 "手机点点，贷款到账，种蒜黄的本钱再也不用愁了！"淄博市沂源县小水村村民孟祥军的感慨，道出了工商银行山东省分行"信贷直通车"的惠民实效。 针对涉农贷款信息不对称、流程烦琐、担保难等痛点，工商银行山东 ...

Group 1 - The core event of the 2025 China Farmers' Harvest Festival was held in Yantai, showcasing the joy of harvest with golden fields and abundant fruits, with the Bank of China Shandong Branch actively participating to support rural revitalization through financial services [1] - The Bank of China Shandong Branch set up a financial service booth at the event, providing farmers and agricultural entrepreneurs with insights into agricultural credit policies and introducing specialized products like "Yinong Loan," "Grain Storage Loan," and "Market Merchant Loan" to address funding challenges in agricultural operations [2] - As of the end of August, the Bank of China Shandong Branch provided nearly 500 million yuan in credit support to farmers and over 300 million yuan to grain storage farmers, demonstrating its commitment to agricultural financing [2] Group 2 - The bank utilized the harvest festival's platform to demonstrate digital services such as "Bank of China Smart Payment" for quick transactions and online supply chain finance, helping farmers and agricultural merchants achieve efficient financing and sales [2] - The Bank of China Shandong Branch conducted financial literacy activities at the festival, educating farmers on anti-counterfeiting, fraud prevention, and deposit insurance, thereby enhancing their financial knowledge [3] - This year, the bank has issued over 23 billion yuan in agricultural loans, providing robust financial support for rural revitalization and agricultural development, and plans to continue deepening its involvement in the agricultural sector [3]

Core Insights - The article highlights the launch and impact of the "Market Business Loan" product by the Bank of China Shandong Branch, aimed at supporting individual businesses and small enterprises in overcoming financial challenges [1][5][8] Group 1: Product Overview - The "Market Business Loan" offers up to 1 million yuan in pure credit loans, addressing the funding needs of individual businesses and small enterprises [5][6] - The application process is streamlined through the "Love Shandong" app, requiring only basic identification and online authorization for pre-approval [6][7] - The average interest rate for the "Market Business Loan" is as low as 3.1%, significantly reducing financing costs for small businesses [6][8] Group 2: Impact and Adoption - As of May 2025, the "Market Business Loan" has disbursed a total of 5.026 billion yuan, benefiting over 20,000 individual businesses and small enterprise owners [8] - In 2024 alone, the loan product provided 310 million yuan in funding to 1,300 new clients in Linyi, showcasing its effectiveness in meeting urgent financial needs [7][8] - The product not only provides loans but also extends to comprehensive financial services, including account management and financial planning, enhancing the financial management capabilities of individual businesses [8]