·广告 烟台金融监管分局大力支持实施创新驱动发展战略，推动大型银行统筹运用债权、股权等方式为科技型 企业提供全方位、全生命周期金融服务。工商银行烟台分行审批办理科技企业并购贷款2亿元，为全市 率先发放成功的科技企业并购贷款；交通银行烟台分行开展试点将科技企业并购交易价款中并购贷款所 占比例最高扩大至70%，并购贷款期限拉长至不超过7年。 （宫燕燕 张 超） 烟台金融监管分局严格落实国家工作部署，聚焦主责主业，深耕服务实体，谱写辖区大型银行"科技金 融"大文章的新答卷。 烟台金融监管分局通过座谈调研、定期监测、差异化监管等措施，持续构建科技金融新生态。截至2025 年11月末，辖区大型银行科技贷款余额突破1400亿元大关，较年初增长27%；存量贷款户数突破5000 户，较年初增长达35%。同时，以金融资产投资公司股权投资试点范围扩展到全省为契机，烟台金融监 管分局与烟台市财政局联合下发《关于做好金融资产投资公司股权投资试点工作有关事项的通知》，加 强对金融机构、产业项目的政策指导。交通银行烟台分行借助"新苗计划"，推动3户企业成功通过交银 投资股权直投基金标的筛选系统评级，进入被投企业储备户。 烟台金融监管分局 ...

Core Viewpoint - Agricultural Bank of China Shandong Branch is committed to serving rural revitalization and has established multiple demonstration zones to support various regional economic initiatives, achieving significant social impact and recognition in financial assessments [1][2]. Group 1: Rural Revitalization Initiatives - The bank has created several demonstration zones, including Weifang, Linyi, Dongying, Heze, and Yantai, each focusing on different themes such as ecological protection, food security, and marine economy [1][2]. - It has introduced specialized financial products like "Grain Farmer e-loan," "Golden Garlic Loan," and "Pomegranate e-loan" to support agricultural production and rural development [1]. Group 2: Green Finance Development - The bank has implemented a "Green Finance Service System" to promote sustainable development, with green credit balance exceeding 3178 billion yuan, marking a 16.5% increase from the beginning of the year [3]. - The proportion of green loans in total loans has surpassed 25%, reflecting the bank's commitment to environmental sustainability [3]. Group 3: Inclusive Finance - Agricultural Bank of China Shandong Branch has developed a comprehensive digital inclusive finance product system, addressing the financing challenges faced by small and micro enterprises [3]. - As of May, the balance of inclusive loans reached 1837 billion yuan, with an annual increase of 252 billion yuan, serving over 285,000 small and micro clients [3]. Group 4: Elderly Financial Services - The bank has launched the "Agricultural Bank Pension" service brand, offering products like "Pension e-loan" and establishing senior-friendly service points [5]. - It has issued over 23 million social security cards and served more than 12 million elderly clients, with 1.6 billion yuan in loans allocated to the pension industry in the first five months of the year [5]. Group 5: Collaboration with Government and Enterprises - The bank emphasizes cooperation with government and enterprises to enhance financial service delivery, particularly through the "Financial Directly Reaching the Grassroots" initiative [6][9]. - It has successfully streamlined approval processes, significantly improving efficiency and facilitating a loan of 25 million yuan to support a key enterprise [9].