齐鲁晚报·齐鲁壹点 胡晓娟 秋意渐浓，齐鲁大地的田畴间，金黄的玉米勾勒出丰收的图景。"以前想扩大种植规模，总被资金'卡脖 子'，现在有了中国银行的助农贷款，不仅解了土地流转的资金困境，买种子、添农机也都不用愁 了。"望着田间长势喜人的玉米，菏泽市鄄城县的冯女士感慨道。此前，她计划流转300亩耕地推进规模 化种植，却被50多万元的资金缺口绊住了脚步。租地、化肥、农机……每一笔支出都迫在眉睫。而传统 贷款要么需要房产抵押，要么程序繁琐，等审批完却误了农时。 "益农贷"正是这一转型的生动实践。它精准对接农村产业链上的各类个体经营户，覆盖种植、养殖、林 业、农产品收购及加工等多个环节，着力破解农业生产中"钱从哪里来"的根本问题。从田间地头的走访 调研，到金融服务的扎实落地，中国银行山东省分行始终坚信，助农贷款不是简单的金融业务，而是破 解农业生产瓶颈、支撑产业可持续发展的关键一环。 2025年中央一号文件明确提出，要"千方百计推动农业增效益、农村增活力、农民增收入，为推进中国 式现代化提供基础支撑。"这为金融机构助力乡村振兴指明了方向。中国银行山东省分行积极响应国家 政策，持续优化涉农金融产品与服务模式，不仅为农户提 ...

Group 1 - The core event of the 2025 China Farmers' Harvest Festival was held in Yantai, showcasing the joy of harvest with golden fields and abundant fruits, with the Bank of China Shandong Branch actively participating to support rural revitalization through financial services [1] - The Bank of China Shandong Branch set up a financial service booth at the event, providing farmers and agricultural entrepreneurs with insights into agricultural credit policies and introducing specialized products like "Yinong Loan," "Grain Storage Loan," and "Market Merchant Loan" to address funding challenges in agricultural operations [2] - As of the end of August, the Bank of China Shandong Branch provided nearly 500 million yuan in credit support to farmers and over 300 million yuan to grain storage farmers, demonstrating its commitment to agricultural financing [2] Group 2 - The bank utilized the harvest festival's platform to demonstrate digital services such as "Bank of China Smart Payment" for quick transactions and online supply chain finance, helping farmers and agricultural merchants achieve efficient financing and sales [2] - The Bank of China Shandong Branch conducted financial literacy activities at the festival, educating farmers on anti-counterfeiting, fraud prevention, and deposit insurance, thereby enhancing their financial knowledge [3] - This year, the bank has issued over 23 billion yuan in agricultural loans, providing robust financial support for rural revitalization and agricultural development, and plans to continue deepening its involvement in the agricultural sector [3]

Core Viewpoint - The event "Financial Education Promotion Week" was launched in Shandong, focusing on enhancing financial literacy and consumer rights protection through various interactive activities and exhibitions [1][3]. Group 1: Event Overview - The event was held on September 15 at Jinan Quancheng Square, organized by Shandong Financial Regulatory Bureau, People's Bank of China Shandong Branch, and Shandong Securities Regulatory Bureau [1]. - Shandong Bank collaborated with its insurance subsidiaries to showcase financial education initiatives [1]. Group 2: Financial Education Initiatives - Shandong Bank created a "Consumer Protection Chinese Medicine Shop" to promote financial knowledge, featuring interactive modules and real-life case studies [3]. - The bank highlighted its commitment to public welfare through various initiatives, including the first mortgage loan for allocated affordable housing in Jinan and the establishment of an AIC equity investment fund [3]. Group 3: Outreach and Engagement - Shandong Bank launched the "Zhonghang Consumer Protection Qilu Action" brand, conducting over 7,000 financial education activities that reached nearly 100 million consumers [5]. - The bank organized unique activities like "Hometown Talks on Consumer Protection" to bring financial education to rural and urban areas [5]. Group 4: Interactive Experience - The event featured an interactive experience area where financial knowledge was presented in engaging formats, including quizzes and lucky draws [5]. - Various educational materials were available, covering topics such as credit card protection and fraud prevention, with dedicated staff providing guidance to attendees [6]. Group 5: Social Responsibility - The event not only improved financial literacy among citizens but also demonstrated Shandong Bank's commitment to consumer rights protection and social responsibility [7]. - The bank plans to continue collaborating with various stakeholders to foster a safe and harmonious financial consumption environment [7].

Core Viewpoint - The article emphasizes the role of the Guangdong Branch of Bank of China in integrating party building with business operations to enhance financial services and support rural revitalization efforts [2][4]. Group 1: Party Building and Financial Services - The Guangdong Branch focuses on promoting the "Revitalization No. 1" smart party building platform, which serves as a digital guide to improve the effectiveness of party building work and bridge the gap between party building and business [2][7]. - The bank adheres to the principle of strengthening party leadership and construction, implementing various systems to enhance governance and deepen the educational initiatives within the party [5][6]. - The bank has achieved significant results in the Guangdong-Hong Kong-Macao Greater Bay Area, with new loan balances exceeding 120 billion yuan, and has improved its market share in various sectors, including green credit and support for small and micro enterprises [6][8]. Group 2: Rural Revitalization Efforts - The bank extends its party building efforts to rural revitalization, actively providing financial support to local industries and communities, with a focus on five key areas: industry, ecology, talent, culture, and organization [2][12]. - The bank has established a "Financial + Industry" support model, significantly increasing credit support for rural areas, with over 68 million yuan allocated to specific projects [12][14]. - The bank has also developed the "Zhongyin Shanyuan" platform to facilitate the sale of rural products, achieving over 13 million yuan in consumption assistance through online and offline channels [12][14].

Core Viewpoint - China Bank's Liaoning Branch is actively contributing to the economic development of Liaoning by focusing on technology finance and inclusive finance, achieving significant growth in loans and services tailored to local needs [1][3][6]. Group 1: Technology Finance Development - The bank has prioritized technology finance, resulting in a loan increase of 4.5 billion yuan with a growth rate of 13.72% for technology finance loans and 9.4 billion yuan with a growth rate of 22.70% for strategic emerging industry loans by the end of Q1 2025 [1][2]. - A differentiated credit mechanism has been established, with pilot branches in Shenyang, Anshan, and Jinzhou, to provide specialized services for technology enterprises [2]. Group 2: Inclusive Finance Initiatives - The bank has achieved a historical high in inclusive finance, providing loans to over 22,000 small and micro enterprises, with a total inclusive loan balance exceeding 27.5 billion yuan, reflecting a year-on-year increase of 9.22 billion yuan and a growth rate of 50.34% [3]. - Various agricultural finance products have been launched, including "Spring Cultivation Loan" and "Grain Loan," to support farmers' financial needs, resulting in a 24.93% growth in agricultural loans since the beginning of the year [3]. Group 3: Support for Foreign Trade and Investment - The bank has facilitated international settlement for nearly 2,500 enterprises, amounting to 7.4 billion USD in international settlement and 12.5 billion yuan in cross-border RMB settlement since the beginning of the year [5]. - The bank is enhancing its role in supporting Liaoning's high-level opening-up by optimizing cross-border financial services and assisting local governments in attracting foreign investment [5][6]. Group 4: Strategic Positioning and Future Goals - The bank aims to align its operations with the strategic positioning of Liaoning in national development, focusing on high-quality growth and expanding high-level openness [6]. - The bank is committed to leveraging its global advantages and comprehensive services to support the cultivation of new productive forces and contribute to the overall revitalization of Liaoning [6].

Core Viewpoint - The Qingdao Branch of Bank of China is actively implementing a comprehensive financial policy to support market stability and expectations, focusing on key industries such as advanced manufacturing and marine industries, while enhancing financial services for small and micro enterprises in various sectors [1][2]. Group 1: Financial Support Mechanisms - The bank emphasizes a policy-driven approach, innovating products and improving mechanisms to provide comprehensive financial support for the high-quality development of small and micro enterprises [2][3]. - Specific financial products have been optimized to meet the precise needs of enterprises, such as increasing credit limits and extending loan terms for technology companies [3][5]. - The introduction of new products like "Knowledge Property Loan" and "Manufacturing Benefit Loan" aims to support technology-driven small and micro enterprises and the manufacturing sector, respectively [3][5]. Group 2: Case Studies and Impact - Qingdao Pruisen Medical Technology Co., Ltd. received a loan of 6 million yuan through the "Benefit as Desired: Specialized and Innovative Loan" to upgrade its production facilities, which accelerated its product development and market entry [4][5]. - Qingdao Zhongjiao Food Ingredients Co., Ltd. benefited from a 10 million yuan unsecured loan under the "Benefit as Desired: Foreign Trade Loan," which alleviated its financial pressure and facilitated its international market expansion [7][8]. Group 3: Broader Economic Contributions - The bank has supported over 2 billion yuan in loans for small and micro foreign trade enterprises this year, providing tailored solutions to help them navigate challenges posed by changing trade policies [8]. - By leveraging its global advantages, the bank offers customized financing solutions for enterprises looking to expand internationally, thereby contributing to the development of a new platform for international cooperation along the Belt and Road [8].