"千锤万凿出深山，烈火焚烧若等闲"，生石灰从矿石到成品的蜕变，恰似成武小微企业在金融支持下的 成长历程。 在成武县，范先生公司的车间里机器声轰鸣，年产20万吨的氧化钙生产线正满负荷运转。不同规格的成 品经传送带送入仓储区，再由等候在装货区的货车运往周边县市。这一繁荣景象的背后，离不开成武农 商银行的贷款支持。 范先生的公司主要生产各类氧化钙产品，广泛应用于建筑行业、工业脱硫、农业土壤改良等领域。2023 年，公司年产20万吨的生产线投产后，虽订单充足，但前期基础建设和设备采购投入巨大，导致流动资 金紧张。范先生表示："原材料供货方要求按时结账，可下游客户都是月结货款，我一个月里大半时间 都在为资金周转奔波。" 齐鲁晚报.齐鲁壹点李可通讯员朱国朝 针对氧化钙生产企业"前期投入大、周期长、波动大、回款慢"的特点，该行迅速定制融资方案，仅用3 个工作日就完成300万元贷款审批发放。 有了该行的支持，范先生得以专注于安全生产和市场拓展。如今，企业不仅满足了成武本地需求，产品 还辐射至周边多个县市。年产20万吨的生产线不断将成品输送至货车，包装袋上"山东成武"的字样格外 醒目。 该行针对不同行业小微企业的特点，形成"一 ...

Core Insights - A cultural media company in Shandong successfully addressed its funding bottleneck with a 3 million yuan "Enterprise Circulation Loan" from Qufu Rural Commercial Bank, enabling further business expansion [1][2] - The company focuses on the development and promotion of traditional cultural products, aiming to create a comprehensive service platform that integrates collection, practicality, and art [1] - The "Enterprise Circulation Loan" is designed specifically for small and micro enterprises, offering long-term credit, flexible usage, and quick access to funds, which aligns perfectly with the company's financing needs [2] Company Overview - The cultural media company is experiencing significant growth and plans to expand its market presence, which has led to increased financial pressure due to raw material procurement, equipment upgrades, and staff expansion [1] - Prior to obtaining the loan, the company faced challenges with a 1.7 million yuan loan from another bank that required monthly interest payments and regular principal repayments, creating liquidity pressure [1] Financial Product Features - The "Enterprise Circulation Loan" offers a one-time credit with a ten-year cycle, allowing funds to be reused effectively throughout the company's operational cycle [1][2] - The loan process is efficient, with funds available almost instantly and a self-service online operation for amounts up to 5 million yuan, significantly enhancing financing efficiency [1][2] - The bank's commitment to supporting local economies and small businesses is evident in its innovative financial products, which have already helped numerous enterprises overcome financing challenges [2]