Core Viewpoint - The third Low Altitude (Suzhou) Industry Innovation Ecological Conference and the 2025 Digital Low Altitude Conference was held in Suzhou, focusing on the theme "Digital Innovation Leads, Intelligent Benefits for the Future" [1] Group 1: Financial Support Initiatives - Changshu Rural Commercial Bank actively engaged in the low-altitude economy sector by leveraging its financial institution advantages to communicate with industry representatives, researchers, and experts [1] - The bank has implemented various measures to support the development of the low-altitude economy, including financial service innovation, industry chain collaboration, talent cultivation, and resource integration [1][2] - Financial products offered by the bank, such as "Patent Loan," "Talent Loan," and "Hui Ke Loan," are designed to meet the needs of technology-driven companies in the low-altitude economy, characterized by light assets and high R&D investment [1] Group 2: Comprehensive Service Coverage - The bank provides full-cycle services covering all stages of enterprise development, offering construction loans for newly introduced companies and working capital support for mature enterprises [2] - A "policy supermarket" has been established, integrating over a hundred policies, including tax incentives and technological transformation subsidies, to assist companies in matching applicable projects [2] - The bank actively builds platforms for government, banks, and enterprises to connect, supporting low-altitude economic activities and promoting technological cooperation and order matching among industry chain enterprises [2] Group 3: Talent Development and Future Plans - The bank has a dedicated team for scientific and technological innovation, conducting in-depth research on low-altitude economic trends and collaborating with universities to establish postdoctoral workstations [2] - As the low-altitude economy is a rapidly growing emerging industry, the bank aims to provide comprehensive and customized financial services to enterprises in this sector through multi-dimensional initiatives [2] - The bank plans to continue its efforts in financial innovation to empower the low-altitude economy and explore new development paths in collaboration with industry stakeholders [2]

江南时报讯 江苏常熟市，民营经济的活力在这片热土上涌动，全市私营企业超7万家、个体工商户超20 万户，民营经济贡献了全市60%以上的税收和80%以上的就业。在这背后，常熟农商银行以普惠金融为 纽带，积极探索"网格化、综合化、数字化"服务路径，为民营经济发展注入强劲动能。 该行打破传统信贷边界，打造"金融+"多维生态。一方面，加强政银联动。上线政务共享中心，集成税 收优惠、技改补贴等超百项政策，形成"政策超市"，匹配企业可申报项目。另一方面，推动产融结合， 联合商务局打造"电商创业综合服务平台"，推出"直播贷"特色产品，为5万电商从业者提供全生命周期 服务。 这种生态化思维在科创领域尤为显著。一家从事半导体材料研发的科技型企业，曾因无抵押、轻资产特 性遇到融资难题。常熟农商银行通过"知识产权质押+融资租赁"组合方案，提供1000万元资金支持，并 联动政府为其争取研发补贴。"银行像创业伙伴一样为我们整合资源。"企业创始人表示，公司现已跻身 省级"专精特新"企业行列。 数字化赋能：跑出小微融资"加速度" "从申请到放款全线上操作，还能无感转贷，省去了筹钱过桥的麻烦！"通过线上续转贷工具完成200万 元贷款续贷的某机 ...