来源：滚动播报 （来源：河北法制报） 银企对接环节气氛热烈，企业代表结合自身生产经营状况与融资需求，与对应银行代表面对面深入交流，就贷款额度、利率、还款方式等细 节展开磋商。多家企业代表会后表示，此次对接会不仅让他们及时掌握了最新金融扶持政策，更通过精准对接获得了量身定制的融资方案， 极大提振了企业发展信心。 图为银企对接会现场。 本报讯 （杨建光）9月18日，广平县行政审批局召开银企对接会，邯郸市行政审批局相关工作人员、县域8家银行机构信贷负责人及20余家 中小微企业代表受邀参会。 此次对接会紧扣"以信促融、银企共赢"主题，通过政策解读、产品推介、现场对接三大核心环节，搭建起金融机构与企业间高效沟通的桥梁。 会上，邯郸市行政审批局工作人员详细介绍了"邯郸市中小企业融资综合服务平台"的建设初衷与服务模式，明确提出希望银企双方以信用为纽 带，建立高效便捷的合作机制，推动金融资源精准对接企业需求。 广平县行政审批局工作人员聚焦"邯郸市中小企业融资综合服务平台"，现场讲解平台注册流程与使用方法。该平台依托信用信息共享机制，提 供全方位线上融资服务，兼具渠道全、效率高、公益性三大优势，直击中小企业"融资难、融资贵"的 ...

Core Viewpoint - Advanced manufacturing has become a new driving force for county-level economic growth, with Changshu Rural Commercial Bank playing a crucial role in supporting the transformation and upgrading of this sector through targeted financial services [1]. Group 1: Financial Support Mechanisms - Changshu Rural Commercial Bank has established "one household, one file" support archives for advanced manufacturing, implementing "one household, one policy" precision financial services to help manufacturing enterprises upgrade and develop [1]. - The bank collaborates with government departments, industry associations, and industrial clusters to accurately grasp policy directions and development strategies, providing references for investment and financing decisions [2]. - The bank has supported over 2,300 high-tech enterprises, enhancing its service mechanisms and establishing a service list with dedicated personnel for targeted support [2]. Group 2: Tailored Financial Products - The bank addresses the common challenges faced by manufacturing enterprises, such as urgent funding needs and long return cycles, by innovating financial products tailored to different entities and scenarios [3]. - Loan terms and repayment methods are set based on the development stage and funding needs of manufacturing enterprises, including order financing and equipment loans [3]. - New types of collateral-based credit products, such as patent loans and equity loans, have been introduced to alleviate financing difficulties [3]. Group 3: Enhanced Service Efficiency - To improve customer satisfaction and convenience in obtaining loans, the bank leverages technology, allowing customer managers to collect data on-site and enabling mobile loan processing [4]. - The bank has delegated loan approval authority to branch institutions to enhance response speed and streamline the credit approval process [4]. - The bank has simplified loan application materials and advanced online approval processes, facilitating rapid credit granting to help enterprises seize market opportunities and enhance competitiveness [4].

Core Viewpoint - The development of technology finance is essential for accelerating the construction of a strong financial nation and fostering new momentum for high-quality development [1] Group 1: Financial Support for Technology Enterprises - Local financial management departments and institutions are encouraged to implement detailed measures to support technology finance, including enhancing credit support for technology innovation [1][5] - Hunan Lihua Houpu Technology Co., Ltd. received a loan of 10 million yuan based on the assessed value of its intellectual property, highlighting the importance of patents in financing [2] - The People's Bank of China in Zhuzhou has issued implementation opinions to guide banks in focusing credit resources on technology enterprises [2][3] Group 2: Innovative Financial Products - Zhuzhou Construction Bank has introduced "Technology Loans" to support technology enterprises in key industries, while Zhuzhou Rural Commercial Bank has developed various loan products tailored to the needs of technology firms [3] - The cumulative issuance of "intellectual property pledge" loans reached 91.1 million yuan, benefiting 630 technology enterprises in Zhuzhou [3] - The average interest rate for technology loans in Zhuzhou is 3.75%, which is 68 basis points lower than the average rate for general loans [6] Group 3: Efficient Financial Services - Companies like Lifan New Energy have benefited from quick loan approvals, receiving 10 million yuan in "Technology e-loans" within 10 minutes, showcasing the efficiency of banking services [4] - Since 2024, banks have issued a total of 1.495 billion yuan in technology loans, indicating a strong commitment to supporting technology enterprises [4] Group 4: Government and Bank Collaboration - The People's Bank of China has established a 500 billion yuan re-lending program at a 1.75% interest rate to support technology innovation and transformation [5] - A total of 57 projects have been approved under this re-lending program, with a financing demand of 2.62 billion yuan [5] Group 5: Financing Connection Activities - Recent financing connection activities have facilitated partnerships between over 160 technology enterprises and banks, resulting in signed agreements totaling 7.35 billion yuan [7][8] - The People's Bank of China in Zhuzhou has organized 17 financing connection events, leading to the implementation of 92 loan projects worth 16.85 billion yuan [8] - A specialized service mechanism for quality technology enterprises has been established to enhance the coverage of high-tech enterprises [8]

Core Viewpoint - Ningbo Bank's Shaoxing branch has been recognized as the "Most Satisfied Bank for Private Enterprises" in Zhejiang Province, reflecting its commitment to supporting the development of private enterprises through innovative financial services and a robust service system [1] Group 1: Financial Support for Private Enterprises - Ningbo Bank's Shaoxing branch focuses on the needs of private enterprises, integrating various service models to enhance service quality and support high-quality development [1] - The branch has implemented the "1+7 Work Plan" to direct financial resources towards advanced manufacturing and industrial upgrades, aiding the transformation of private enterprises towards high-end, intelligent, and digital directions [2] Group 2: Innovation in Financial Products - The bank has developed specialized products like "patent loans" to support technology-driven enterprises, with a loan balance for technology enterprises reaching 4.624 billion yuan by March 2025 [2] - A variety of green financial products have been introduced, including carbon emission quota pledge loans and pollution rights mortgage loans, with green loan balances increasing to 1.749 billion yuan, a growth of 16.42% [4] Group 3: Support for Small and Micro Enterprises - The bank has allocated 8.824 billion yuan in loans to small and micro enterprises, emphasizing tailored financial services that align with local industry characteristics [7] - The implementation of a no-repayment renewal policy has eased the repayment pressure on small enterprises, enhancing their financing efficiency [7] Group 4: Development of Pension Financial Products - The bank has launched various pension products, with 9,264 personal pension accounts opened in the Shaoxing region by March 2025 [8] - Efforts to improve digital services for the elderly include the development of an elderly-friendly version of the bank's app and the adaptation of smart devices in branches [8] Group 5: Digital Financial Services - The bank has embraced digital finance, launching over 60 digital systems to provide efficient and intelligent financial services to private enterprises [9] - The "Kuanpeng Treasury" and "Financial Management Expert" platforms have been developed to support global fund management for enterprises [9] Group 6: Comprehensive Value-Added Services - The bank has created platforms like "Bobo Zhiliao" to offer comprehensive services for enterprises, including procurement and operational support [10] - A one-stop overseas service platform has been established to assist enterprises in expanding into international markets, providing a range of services from company registration to tax planning [10] Group 7: Commitment to High-Quality Development - Ningbo Bank's Shaoxing branch aims to continue enhancing its services through professional, digital, platform-based, and international approaches to support the high-quality development of the real economy [11]

Core Viewpoint - The third Low Altitude (Suzhou) Industry Innovation Ecological Conference and the 2025 Digital Low Altitude Conference was held in Suzhou, focusing on the theme "Digital Innovation Leads, Intelligent Benefits for the Future" [1] Group 1: Financial Support Initiatives - Changshu Rural Commercial Bank actively engaged in the low-altitude economy sector by leveraging its financial institution advantages to communicate with industry representatives, researchers, and experts [1] - The bank has implemented various measures to support the development of the low-altitude economy, including financial service innovation, industry chain collaboration, talent cultivation, and resource integration [1][2] - Financial products offered by the bank, such as "Patent Loan," "Talent Loan," and "Hui Ke Loan," are designed to meet the needs of technology-driven companies in the low-altitude economy, characterized by light assets and high R&D investment [1] Group 2: Comprehensive Service Coverage - The bank provides full-cycle services covering all stages of enterprise development, offering construction loans for newly introduced companies and working capital support for mature enterprises [2] - A "policy supermarket" has been established, integrating over a hundred policies, including tax incentives and technological transformation subsidies, to assist companies in matching applicable projects [2] - The bank actively builds platforms for government, banks, and enterprises to connect, supporting low-altitude economic activities and promoting technological cooperation and order matching among industry chain enterprises [2] Group 3: Talent Development and Future Plans - The bank has a dedicated team for scientific and technological innovation, conducting in-depth research on low-altitude economic trends and collaborating with universities to establish postdoctoral workstations [2] - As the low-altitude economy is a rapidly growing emerging industry, the bank aims to provide comprehensive and customized financial services to enterprises in this sector through multi-dimensional initiatives [2] - The bank plans to continue its efforts in financial innovation to empower the low-altitude economy and explore new development paths in collaboration with industry stakeholders [2]

Core Viewpoint - Anhui Xingtai Guarantee has been recognized for its innovative financial products that effectively address the financing challenges faced by technology-based enterprises, showcasing a comprehensive financial service system that supports the growth of private enterprises [1][3]. Group 1: Inclusive Financing - Anhui Xingtai Guarantee has provided financing guarantees totaling 134 billion yuan for 39,000 small and micro enterprises and agricultural entities, with an average guarantee fee rate reduced from 1% to 0.65% [3]. - The company has saved clients 200 million yuan in financing costs over the past three years, demonstrating its commitment to enabling businesses to achieve more with less [3]. Group 2: Technology Financing - Since its establishment, Anhui Xingtai Guarantee has supported 6,536 technology enterprises with 26.7 billion yuan in guarantees, helping over 20 companies go public [4]. - The company has introduced various specialized products targeting key industries, with a total investment of 3.3 billion yuan to address the financing difficulties of technology enterprises [4][5]. Group 3: Debt Guarantee - Anhui Xingtai Guarantee has supported the issuance of technology bonds and medium-term notes, with a credit scale exceeding 6 billion yuan, enhancing the fundraising capabilities of various funds [6]. - The company has achieved a credit rating of AAA, with a bond guarantee scale exceeding 34 billion yuan over three years [6][7]. Group 4: Guarantee Services - The company has developed an electronic guarantee platform, transitioning from paper guarantees to fully online services, facilitating 61.3 billion yuan in performance guarantees for major infrastructure projects [8]. - The electronic bidding guarantee has expanded its reach across multiple provinces, totaling 36.9 billion yuan in business, enhancing cash flow for enterprises [8]. Group 5: Commitment to Private Economy - Anhui Xingtai Guarantee aims to deepen its service to the private economy by focusing on the entire lifecycle needs of small and micro enterprises, promoting high-quality development in the sector [9].