1996年1月，北京银行(原北京城市合作银行)成立，成为我国较早成立的城商行之一。30年来，北京银 行积极响应国家发展战略，以高质量党建指引航向，坚持特色化、差异化发展。总资产从成立之初的 200多亿元增长至2025年的近4.9万亿元，在英国《银行家》杂志"2025年全球银行1000强"榜单中排名第 49位……数字背后，是北京银行坚定不移走中国特色金融发展之路、服务中国式现代化的生动实践。 强基固本，党建引领塑造发展优势 北京银行的30年，是坚持党的领导、加强党的建设、将政治优势转化为发展优势的30年。北京银行党委 始终发挥坚强领导作用，确保全行重大决策契合国家战略方向和行业发展规律，推动经营业绩实现历史 性突破，构建起特色鲜明、覆盖广泛、服务高效的现代金融服务网络。 将党的领导深度融入公司治理全过程。北京银行党委严格落实"把方向、管大局、保落实"根本要求，通 过层层制定并严格执行党委前置研究讨论重大事项清单及程序，清晰界定各治理主体权责边界，有效推 动形成了决策科学、执行有力、监督有效、运转协同的现代公司治理机制。 党组织的覆盖面与战斗力持续增强。全行党组织数量稳步增长至562家，党员队伍壮大至9321名， ...

扎实的积累使得北京银行的科技金融版图，既有对产业源头的持续支持，也有对创新主 体的细致托举。多年来，它始终坚持走一条专业主义、长期主义的道路，在技术萌芽时 坚定支持，在企业探索期播下种子，在产业链关键处精准滴灌。 导语：三十载春秋，北京银行从一家规模尚小的地方城商行起步，成长为如今服务城市 发展和产业升级的重要金融力量。从支持科创到服务民生，北京银行始终在这条改革主 线中探索新的解法，打造了金融供给侧结构性改革的"京行样本"。透过点滴故事，我们 能看见一座城市如何被金融滋养，也看见金融供给侧结构性改革在最细微处的温度和力 量。 三十年前，北京银行的前身"北京城市合作银行"在原宣武区一栋五层小楼中挂牌成立。 市民在银行排队等待，人声、翻动资料声、拨弄算盘声，是那个年代的网点最真实的背 景音。 如今，北京银行早已换了另一种节奏：智能系统在后台静默却高效地处理海量数据，线 上贷款申请能在短时间内完成批复，社保卡通过上门服务送达市民手中，新发地的商户 使用该行打造的智慧收银系统便能轻松掌握每日经营情况。 时代的声音在变，但北京银行的底色没有变——守护便捷、提升效率、支撑创新，让生 活更稳，让未来更近。这既是一家城商行 ...

以下文章来源于新浪金融研究院 ，作者CapWrite 新浪金融研究院 . 深度的原创报道，新颖的内容策划，干货的金融新闻，都尽在新浪金融！风里雨里，金融新闻都在等 你。 创新的根系 二十多年前的中关村，还没有今天林立的科研楼、孵化器和科创园区，北京的科技版图，也 尚在孕育之中，北京银行却已经听见了来自未来的召唤。 1999 年，北京银行率先在中关村地区成立了中关村科技园区支行，将金融服务嵌入中国科 技创新的源头地带。 2011 年，成立中关村地区首批分行级金融机构， 2015 年，北京银 行又率先打造国内首家银行系孵化器 " 小巨人 " 创客中心，让金融走入创新者的日常。 导语：三十载春秋，北京银行从一家规模尚小的地方城商行起步，成长为如今服务城市发展 和产业升级的重要金融力量。从支持科创到服务民生，北京银行始终在这条改革主线中探索 新的解法，打造了金融供给侧结构性改革的"京行样本"。透过点滴故事，我们能看见一座 城市如何被金融滋养，也看见金融供给侧结构性改革在最细微处的温度和力量。 三十年前，北京银行的前身"北京城市合作银行"在原宣武区一栋五层小楼中挂牌成立。市 民在银行排队等待，人声、翻动资料声、拨弄算盘 ...

来源：新浪金融研究院 导语：三十载春秋，北京银行从一家规模尚小的地方城商行起步，成长为如今服务城市发展和产业升级 的重要金融力量。从支持科创到服务民生，北京银行始终在这条改革主线中探索新的解法，打造了金融 供给侧结构性改革的"京行样本"。透过点滴故事，我们能看见一座城市如何被金融滋养，也看见金融供 给侧结构性改革在最细微处的温度和力量。 三十年前，北京银行的前身"北京城市合作银行"在原宣武区一栋五层小楼中挂牌成立。市民在银行排队 等待，人声、翻动资料声、拨弄算盘声，是那个年代的网点最真实的背景音。 如今，北京银行早已换了另一种节奏：智能系统在后台静默却高效地处理海量数据，线上贷款申请能在 短时间内完成批复，社保卡通过上门服务送达市民手中，新发地的商户使用该行打造的智慧收银系统便 能轻松掌握每日经营情况。 时代的声音在变，但北京银行的底色没有变——守护便捷、提升效率、支撑创新，让生活更稳，让未来 更近。这既是一家城商行不断重塑自身、超越自我的故事，也是一部中国金融业探索如何让服务抵 达"更深层、更细处、更贴近人心"的实践史。 新|浪|金|融|研|究|院 创新的根系 二十多年前的中关村，还没有今天林立的科研楼、孵 ...

Core Viewpoint - Changsha is actively promoting itself as a hub for young talent and entrepreneurship through financial support initiatives and a favorable ecosystem for innovation and development [1][9]. Group 1: Financial Support Initiatives - Changsha has launched a "Financial Support for Talent Innovation and Entrepreneurship Policy Product Service Package," which includes ten areas of service aimed at providing comprehensive financial support for talent [2][3]. - A framework agreement was signed between the Changsha Municipal Financial Office and seven financial institutions to enhance collaboration in supporting talent [2]. - Nine financial products have been introduced to support various stages of talent entrepreneurship, ensuring financial backing from seed to mature stages [3]. Group 2: Talent Ecosystem Development - The establishment of a financial support alliance aims to provide specialized investment and financing services to talent enterprises, reducing financing costs and enhancing service coordination [4]. - A talent financial service matchmaking event was held, facilitating direct communication between talent representatives and financial institutions, leading to potential collaborations [5]. - Changsha's policies have resulted in a significant increase in the number of entrepreneurial entities, with over 9,500 new businesses established by university students, a 2.2 times increase compared to before policy implementation [10]. Group 3: Success Stories and Impact - Young entrepreneurs shared their success stories, highlighting the supportive environment in Changsha that fosters innovation and entrepreneurship [6][7]. - The city has been recognized as a "talent-friendly city," ranking ninth nationally and first in central China for talent retention [10]. - Changsha's focus on developing key industrial chains has created numerous job opportunities, attracting diverse talent to the region [10].

本报讯 （记者刘钊）山西高层次人才创新创业迎来专属资本市场平台。12月4日上午，山西股权交易中 心"人才板"正式开板，山西省人才金融服务平台同时在山西金控综合金融服务大厅揭牌。 据介绍，这是深入贯彻党的二十届四中全会和山西省委十二届十一次全会精神，落实人才强省、创新驱 动发展战略的重要举措，旨在更好发挥区域性股权市场功能，支持高层次人才集聚和创新创业，促进创 新链产业链资金链人才链深度融合，为山西省坚定有序推进转型发展，因地制宜发展新质生产力提供金 融动能。 为精准赋能人才企业，现场同步发布多项专属服务与战略合作。通过整合晋商银行"英才贷"、中煤保险 科技保险及山西证券综合服务方案，构建起"投、贷、险"一体化金融支持链条；同时，山西股权交易中 心携手中国产业投资百人会、国际院士专家联盟（山西）中心，共同启动投资服务与科技创新服务合作 项目，强化对人才企业全周期服务支持。 在活动现场，山西东大土壤科技股份有限公司、大同市国信智控科技有限公司、汇智立健（太原）医药 科技有限公司3家企业依次登台路演，与投资机构实现了面对面、点对点的精准对接。 当天，参加仪式的还有山西省证券业协会、山西省上市公司协会、山西省投资基金 ...

Core Viewpoint - The article emphasizes the current surge in technological innovation across various industries, highlighting the role of technology finance as a key driver for supporting high-level technological self-reliance and the development of new productive forces in China [3][6]. Group 1: Technological Innovation and Financial Support - The article notes that as of June 2025, China has nurtured over 600,000 technology and innovation-oriented small and medium-sized enterprises (SMEs) [7]. - Beijing Bank has supported over 20,000 enterprises since 2020 through its "First Loan" initiative, with a total technology loan balance reaching 4.41 trillion yuan, reflecting a year-on-year growth of 12.5% [11]. - The bank has developed various financing products tailored for technology-driven SMEs, including "Kechuang e-loan" focusing on independent intellectual property and R&D investment [8][12]. Group 2: Specialized Financial Services - Beijing Bank has served over 26,000 specialized and innovative enterprises, with a loan balance exceeding 120 billion yuan, and has cumulatively disbursed over 130 billion yuan through its "Leading e-loan" program [15]. - The bank's "Talent Financial" service has supported over 24,000 talents across various fields, with loans amounting to nearly 1.6 billion yuan, enhancing financial support for talent development [19]. - The bank has established a comprehensive service system integrating "innovation chain, industry chain, capital chain, and talent chain" to promote deep integration [19]. Group 3: Cross-Border Financing and Market Expansion - Beijing Bank actively implements national policies to stabilize foreign trade, launching ten measures to support small and micro foreign trade enterprises, including a foreign exchange risk hedging service [25]. - The bank has developed cross-border financing products that match the characteristics of small and medium enterprises, enhancing their financing convenience [24]. - As of June 2025, Beijing Bank has established a connectivity mechanism with the Beijing Stock Exchange, providing comprehensive services for listed companies [30].

Group 1 - The current wave of technological innovation is thriving, with various industries such as biomedicine, artificial intelligence, commercial aerospace, and new materials experiencing significant growth [1] - The number of technology and innovation-oriented small and medium-sized enterprises in China has exceeded 600,000 [8] - As of June 2025, the number of specialized and innovative "little giant" enterprises in China has reached 14,600 [15] Group 2 - A series of policy documents have been released to guide the development of technology finance, which is crucial for achieving technological self-reliance and fostering new productive forces [6] - Beijing Bank has launched various financial products aimed at supporting technology-driven small and micro enterprises, focusing on their independent intellectual property and R&D investment [10][13] - As of June 2025, Beijing Bank has served over 26,000 specialized and innovative enterprises, with a loan balance exceeding 120 billion yuan [16] Group 3 - Beijing Bank has implemented a comprehensive service plan called "Talent Finance," which integrates services for individuals, families, and enterprises, promoting the deep integration of innovation, industry, finance, and talent [22] - The bank has established a mechanism for interconnection with the Beijing Stock Exchange, providing comprehensive services for listed companies [34] - The balance of technology finance loans from Beijing Bank has shown significant growth, reaching 434.61 billion yuan by June 2025, with a year-on-year increase of 12.5% [42]

Core Viewpoint - The third Low Altitude (Suzhou) Industry Innovation Ecological Conference and the 2025 Digital Low Altitude Conference was held in Suzhou, focusing on the theme "Digital Innovation Leads, Intelligent Benefits for the Future" [1] Group 1: Financial Support Initiatives - Changshu Rural Commercial Bank actively engaged in the low-altitude economy sector by leveraging its financial institution advantages to communicate with industry representatives, researchers, and experts [1] - The bank has implemented various measures to support the development of the low-altitude economy, including financial service innovation, industry chain collaboration, talent cultivation, and resource integration [1][2] - Financial products offered by the bank, such as "Patent Loan," "Talent Loan," and "Hui Ke Loan," are designed to meet the needs of technology-driven companies in the low-altitude economy, characterized by light assets and high R&D investment [1] Group 2: Comprehensive Service Coverage - The bank provides full-cycle services covering all stages of enterprise development, offering construction loans for newly introduced companies and working capital support for mature enterprises [2] - A "policy supermarket" has been established, integrating over a hundred policies, including tax incentives and technological transformation subsidies, to assist companies in matching applicable projects [2] - The bank actively builds platforms for government, banks, and enterprises to connect, supporting low-altitude economic activities and promoting technological cooperation and order matching among industry chain enterprises [2] Group 3: Talent Development and Future Plans - The bank has a dedicated team for scientific and technological innovation, conducting in-depth research on low-altitude economic trends and collaborating with universities to establish postdoctoral workstations [2] - As the low-altitude economy is a rapidly growing emerging industry, the bank aims to provide comprehensive and customized financial services to enterprises in this sector through multi-dimensional initiatives [2] - The bank plans to continue its efforts in financial innovation to empower the low-altitude economy and explore new development paths in collaboration with industry stakeholders [2]

Core Viewpoint - In 2024, Beijing Bank demonstrates resilience and innovative practices amidst challenges in the banking sector, achieving significant growth in assets, revenue, and net profit despite a declining interest rate environment [1][3]. Financial Performance - As of the end of 2024, Beijing Bank's total assets reached 4.22 trillion yuan, a 12.61% increase from the beginning of the year [1][3]. - The bank reported operating income of 69.917 billion yuan, a year-on-year growth of 4.81% [1]. - The net profit attributable to shareholders was 25.831 billion yuan, reflecting a 0.81% increase year-on-year [1]. Market Performance - Beijing Bank's stock price increased by 43.69% over the year, marking the largest gain in nearly a decade [1]. - The bank's brand value reached 103.662 billion yuan, indicating a dual enhancement in market capitalization and brand value [1]. Strategic Development - The bank focuses on "stable growth and optimized structure," achieving balanced development across scale, structure, quality, and efficiency [3]. - The deposit scale reached 2.45 trillion yuan, growing by 18.34% year-on-year, driven by a strategy emphasizing quality deposits [3]. - Loan balances in key sectors such as technology finance, green finance, and inclusive finance saw substantial growth, with increases of 40.52%, 43.11%, and 28.30% respectively [4]. Non-Interest Income - Non-interest income amounted to 18.007 billion yuan, a 10.06% increase, constituting 25.75% of total operating income, up by 1.22 percentage points year-on-year [4]. Retail Business - The bank's retail assets under management (AUM) reached 1.22 trillion yuan, growing by 17.25% year-on-year, marking the best performance since its transformation [4]. Competitive Advantage - Beijing Bank aims to differentiate itself in a competitive market by creating a unique identity and expanding its financial services in key regions, particularly in the Yangtze River Delta [5]. - The bank has established over 110 branches in Shanghai, Zhejiang, and Jiangsu, with loans from these regions accounting for 22.9% of the total [5]. Digital Transformation - Beijing Bank has initiated a three-year digital transformation plan, focusing on unifying data, financial operations, and risk control systems [9]. - The bank is transitioning to a fully digital operating model, with significant projects aimed at enhancing operational efficiency and customer experience [9]. AI Integration - The bank is committed to integrating AI into its operations, having developed its own large-scale AI model and various AI-driven platforms to enhance service delivery [10]. - AI applications have been implemented in high-value areas such as customer service and risk management, improving operational efficiency by over 10% [10].