Core Viewpoint - Advanced manufacturing has become a new driving force for county-level economic growth, with Changshu Rural Commercial Bank playing a crucial role in supporting the transformation and upgrading of this sector through targeted financial services [1]. Group 1: Financial Support Mechanisms - Changshu Rural Commercial Bank has established "one household, one file" support archives for advanced manufacturing, implementing "one household, one policy" precision financial services to help manufacturing enterprises upgrade and develop [1]. - The bank collaborates with government departments, industry associations, and industrial clusters to accurately grasp policy directions and development strategies, providing references for investment and financing decisions [2]. - The bank has supported over 2,300 high-tech enterprises, enhancing its service mechanisms and establishing a service list with dedicated personnel for targeted support [2]. Group 2: Tailored Financial Products - The bank addresses the common challenges faced by manufacturing enterprises, such as urgent funding needs and long return cycles, by innovating financial products tailored to different entities and scenarios [3]. - Loan terms and repayment methods are set based on the development stage and funding needs of manufacturing enterprises, including order financing and equipment loans [3]. - New types of collateral-based credit products, such as patent loans and equity loans, have been introduced to alleviate financing difficulties [3]. Group 3: Enhanced Service Efficiency - To improve customer satisfaction and convenience in obtaining loans, the bank leverages technology, allowing customer managers to collect data on-site and enabling mobile loan processing [4]. - The bank has delegated loan approval authority to branch institutions to enhance response speed and streamline the credit approval process [4]. - The bank has simplified loan application materials and advanced online approval processes, facilitating rapid credit granting to help enterprises seize market opportunities and enhance competitiveness [4].

Core Viewpoint - The third Low Altitude (Suzhou) Industry Innovation Ecological Conference and the 2025 Digital Low Altitude Conference was held in Suzhou, focusing on the theme "Digital Innovation Leads, Intelligent Benefits for the Future" [1] Group 1: Financial Support Initiatives - Changshu Rural Commercial Bank actively engaged in the low-altitude economy sector by leveraging its financial institution advantages to communicate with industry representatives, researchers, and experts [1] - The bank has implemented various measures to support the development of the low-altitude economy, including financial service innovation, industry chain collaboration, talent cultivation, and resource integration [1][2] - Financial products offered by the bank, such as "Patent Loan," "Talent Loan," and "Hui Ke Loan," are designed to meet the needs of technology-driven companies in the low-altitude economy, characterized by light assets and high R&D investment [1] Group 2: Comprehensive Service Coverage - The bank provides full-cycle services covering all stages of enterprise development, offering construction loans for newly introduced companies and working capital support for mature enterprises [2] - A "policy supermarket" has been established, integrating over a hundred policies, including tax incentives and technological transformation subsidies, to assist companies in matching applicable projects [2] - The bank actively builds platforms for government, banks, and enterprises to connect, supporting low-altitude economic activities and promoting technological cooperation and order matching among industry chain enterprises [2] Group 3: Talent Development and Future Plans - The bank has a dedicated team for scientific and technological innovation, conducting in-depth research on low-altitude economic trends and collaborating with universities to establish postdoctoral workstations [2] - As the low-altitude economy is a rapidly growing emerging industry, the bank aims to provide comprehensive and customized financial services to enterprises in this sector through multi-dimensional initiatives [2] - The bank plans to continue its efforts in financial innovation to empower the low-altitude economy and explore new development paths in collaboration with industry stakeholders [2]