21世纪经济报道记者 曹媛 深圳报道 中国平安既是改革的产物，也是改革的探索者、创新者、同行者，以持续的资本投入、技术创新与社会 责任服务经济特区建设。 资金引擎：撬动多元资本服务特区建设 "1988年，中国平安在改革开放的前沿阵地深圳蛇口诞生，成为我国第一家股份制保险企业，开启了中 国保险业市场化改革的探索之路。" 寥寥数语，不仅勾勒出平安的发轫，更紧密串联起深圳特区的成长轨迹。 今年，是深圳经济特区建立45周年。1979年，广东宝安县改设为深圳市。彼时的深圳，GDP仅1.96亿 元、常住人口31.41万人，还是一个边陲小县。1980年，第五届全国人民代表大会宣布在深圳设置经济 特区，这片土地成为改革开放的试验田，一系列全国首创的改革举措相继在此推出。 中国平安便是改革的产物。1988年，中国平安在深圳蛇口成立，时任蛇口工业区负责人的袁庚对马明 哲"成立一家真正意义上的股份制保险公司"的构想给予了大力支持。于是，在多方合力下，平安保险由 招商局和中国工商银行各自出资，注册资本4200万元，成为新中国第一家股份制保险企业。 中国平安依托特区的开放环境与创新基因，开辟出一条独特的发展路径：率先构建起规范的公司治 ...

Core Insights - The insurance industry in China is shifting from traditional compensation to proactive risk reduction strategies, particularly in response to increasing natural disaster risks [1][2][3] - The Ping An Eagle Eye system has evolved from a natural disaster warning tool to a comprehensive global risk management platform, utilizing AI, big data, and satellite technology [2][3][5] Group 1: Risk Management Innovations - The Eagle Eye system has issued 42.6 billion warning messages and provided over 100,000 on-site services in the first half of 2025, covering 64 million clients [1] - The system can identify 24 types of natural disaster risks and has undergone multiple upgrades, enhancing its capabilities in risk intervention [2][3] - In June 2025, the system sent out over 5.7 million disaster warnings and provided disaster relief materials to 374 enterprises [3] Group 2: Technological Advancements - The Eagle Eye system integrates various technologies, including AI, spatial data processing, and disaster prediction models, to enhance its operational efficiency [5][6] - A new feature for real-time flood forecasting has been introduced, achieving a spatial accuracy of 30 meters and allowing for predictions up to 10 days in advance [5] - The system's AI-driven platform enables real-time monitoring and risk assessment across various sectors, including safety management and marketing [6][7] Group 3: Global Expansion - The Eagle Eye system has launched an overseas version, EagleX, expanding its risk reduction services globally, with features like risk mapping and satellite monitoring [3][4] - The system has successfully utilized satellite technology to monitor construction sites in high-risk areas, ensuring safety during adverse weather conditions [4]

Core Insights - China Ping An has launched the EagleX platform, an overseas version of its risk reduction service, aimed at global risk management and supporting the Belt and Road Initiative [1][4] Group 1: Eagle Eye System Overview - The Eagle Eye system has issued 25.9 million natural disaster warnings and sent 4.26 billion alerts in the first half of 2025, serving over 64 million clients [1] - The system has evolved through three versions, enhancing its capabilities from a natural disaster warning tool to a comprehensive global risk management platform [2] - The latest version, Eagle Eye 3.0, can identify 24 types of natural disaster risks and integrates IoT technology for real-time monitoring and intervention [3] Group 2: Technological Innovations - The Eagle Eye system utilizes AI, big data, satellite monitoring, and other advanced technologies to improve risk management efficiency [5] - A new feature for real-time flood forecasting has been introduced, achieving a spatial accuracy of 30 meters and allowing for up to 10 days of advance warning [6] - The system's IoT platform enables 24/7 monitoring and intervention for various risks, including gas leaks in restaurants, enhancing safety for small businesses [3][7] Group 3: Global Expansion and Applications - The EagleX platform aims to extend risk reduction services globally, with applications in high-risk areas like Pakistan, utilizing satellite technology for real-time monitoring [4] - The platform provides a full lifecycle risk management service, including risk assessment, disaster warning, and claims support for international clients [1][4] Group 4: AI-Driven Enhancements - The integration of AI has transformed risk management from a manual process to an automated one, improving service efficiency and standardization [5][8] - The PingAnGPT model has enabled automation in claims processing, significantly reducing the time required for settlement [7][8] - The company is advancing its "intelligent agent project" to enhance marketing and operational efficiency through AI-generated content [8]