从广泛连接的"互联网+"，到创新引领的"人工智能+"，中国的数智化征程始终以非凡的创造力拥抱未 来。产业经济在一次次技术跃迁中强势崛起，谱写着令世界瞩目的"春天故事"。 智能新画卷，规划是起笔。2025年7月31日，国务院常务会议审议通过《关于深入实施"人工智能+"行动 的意见》，推动人工智能在经济社会发展各领域加速普及、深度融合，构建"以创新带应用、以应用促 创新"的良性循环。 "这一战略部署，不仅是对历史政策的接续，也鸣响了新经济纪元的发令枪。"恒友汇宏观经济研究室如 是评价。回溯2015年7月，《国务院关于积极推进"互联网+"行动的指导意见》发布，开启中国千行百业 数字化转型的恢弘篇章。如今"人工智能+"行动的落地，则标志着数字中国迈入智能驱动新阶段，构筑 了赋能新质生产力、重塑国家竞争力的核心引擎。 当新技术叩响时代大门，恒友汇这一资深会员服务平台，正以"'点'破技术、'线'链生态，'面'向会员"的 立体布局，开启"人工智能+"的新航程。 "点"破技术 夯实服务基石 技术突破是"人工智能+"的第一落点。在政策与时代双重驱动下，作为中国由"金融科技"迈向"科技金 融"的践行者，恒友汇联合生态伙伴恒生活数 ...

Core Insights - Manus has launched a new feature called Wide Research, currently available only to Pro users, with plans to expand access to Basic and Plus users in the future [1] - The AI industry is witnessing a shift from large models to Agent technology, with several companies showcasing new Agent applications at the World Artificial Intelligence Conference (WAIC) [2][3] Group 1: Manus and Agent Development - Manus has faced challenges including layoffs and halted collaborations, yet continues to innovate with new features [1] - The introduction of Agent technology is seen as a new paradigm, with companies like Jieyue Xingchen and MinMax presenting their advancements in this area [3][5] Group 2: WAIC Highlights - WAIC attracted over 800 companies, showcasing more than 40 large models, although the number of core manufacturers has decreased [2] - Jieyue Xingchen launched its new foundational model Step 3 and demonstrated an AI smart cockpit in collaboration with Geely, marking a significant achievement in voice model production [3] Group 3: Agent Applications and Trends - Companies are focusing on creating scenario-specific and vertical Agent products, with Tencent showcasing 12 vertical Agent applications targeting various service sectors [8] - The importance of private deployment for Agent technology is emphasized, as companies seek to meet the unique needs of their clients [10][11]

Core Insights - The integration of finance and technology is reshaping the industry landscape, driven by the rapid development of digital economy and financial technology in China [1][2] - The "2025 China Financial Technology Competitiveness Report" highlights the competitive landscape of digital finance, showcasing the exemplary case of Xiaoheng Data's self-developed large language model "Heng Jiyuan" [1][4] Industry Trends - The financial sector is undergoing a transformation due to advancements in artificial intelligence, big data, cloud computing, and blockchain, which are significantly altering production and lifestyle [2][3] - In 2023, global financial industry investments in AI accounted for 28% of total AI spending, with 92% of the top 50 banks deploying large language models [2] - The penetration rate of AI in the financial sector reached 35%, surpassing that of healthcare (15%) and retail (20%) [2] Company Developments - Xiaoheng Data's "Heng Jiyuan" model was launched on November 7, 2023, aiming to lead financial transformation through technological innovation [3] - The model addresses challenges in traditional financial services, such as inefficiency, high costs, and risk identification, by leveraging deep learning and knowledge reasoning capabilities [5] - Xiaoheng Data has developed six intelligent applications based on "Heng Jiyuan," enhancing efficiency and quality in financial services while reducing operational costs [5][6] Security and Governance - The conference emphasized the importance of security governance alongside the reshaping of the financial landscape, highlighting the need for a sustainable digital finance ecosystem [7] - Xiaoheng Data prioritizes financial security and compliance in its technological innovations, ensuring data safety and algorithm fairness [8][9] Recognition and Impact - The inclusion of "Heng Jiyuan" in the authoritative report signifies Xiaoheng Data's efforts in safe and compliant applications of large models, setting a positive industry example [9] - The model has garnered multiple awards, reflecting its innovative capabilities and social responsibility [9]