国家统计局数据显示，今年上半年，我国规模以上高技术制造业增加值同比增长9.5%，对全部规模以 上工业增长的贡献率为23.3%。在国际环境复杂多变、国际经贸秩序遭受重创的背景下，我国坚持高质 量发展方向不动摇，大力培育和发展新质生产力，推动科技创新与产业创新深度融合，经济发展模式正 向创新驱动型转变。 科创实力稳步增强 DeepSeek大模型火热出圈、智能机器人亮相春晚舞台和马拉松赛场、大型水陆两栖灭火飞机AG600获颁 中国民航局型号合格证与生产许可证、"祖冲之三号"量子计算原型机领跑全球、"东方超环"核聚变实验 装置刷新世界纪录……今年以来，我国科技创新成果持续涌现，科技自立自强步伐加快，我国正稳步走 向世界科技创新、成果转化的前沿。 国家统计局副局长盛来运介绍，随着各地继续加大创新投入，我国研发（R&D）经费投入占GDP比重 已接近2.7%，超过欧盟平均水平，接近OECD（经济合作与发展组织）国家平均水平。据统计，前5个 月，我国有效发明专利申请量接近500万件，增长12.8%。 转型升级步伐加快 金融资本是支撑高水平科技自立自强的重要力量，发展科技金融是促进科技创新和产业创新深度融合的 必由之路。前不久 ...

当前，我国科技金融已经建立起一整套框架体系，形成了以政府部门为引领，科技企业和金融机构为核 心，其他多种主体为支撑的发展模式，与世界范围内其他经济体相比较，有其优势也有其劣势。未来， 科技金融将在重构"制度—资本—技术"关系中继续扮演关键的"加速器"角色，需要着眼于战略协同、资 本赋能、技术支撑，推动政策、金融、科技的融合发展，实现从制度创新到范式定义的转变，构建具有 中国特色的科技金融生态体系。 新阶段的新特点 战略价值更加凸显，科技金融已经从单纯的金融工具上升为推动国家科技自立自强的核心战略。过去科 技金融政策并没有统一的顶层设计，只是陆续出台了指导科技贷款、创业投资、科技担保、创新基金、 科技保险、科创债券等单一产品的支持和引导政策，科技金融的工具属性较为明显。随着科技强国和金 融强国发展战略提出，我国在科技金融政策层面开始加强顶层设计，注重政策之间的协同与配合。2025 年3月5日，《国务院办公厅关于做好金融"五篇大文章"的指导意见》进一步明确了科技金融的总体目 标，即到2027年，科技金融体系应与实现高水平科技自立自强目标需求更相适应。科技金融在国家发展 战略中的地位日益提升，也形成了自上而下的战略 ...

科技创新和产业创新离不开金融支持。由江苏省人民政府网、新华日报、交汇点新闻客户端、中国江苏 网和"北京西路瞭望"微信公众号联合推出的"在线访谈"节目，近日邀请省委金融办常务副主任巩海滨 就"向'新'求'质'，以高质量科技金融赋能新质生产力发展"主题，与网友分享交流。 硬核数据，金融支撑 关于江苏科技创新，有这样一组数据：全省区域创新能力排名跃升至全国第二，累计获批牵头建设全国 重点实验室44家、国家先进制造业产业集群14个，落地首个全国高校区域技术转移转化中心，并设立4 家分中心；现有高新技术企业超5.7万家、科技型中小企业超8.9万家。 "另外一组数据也很亮眼——近年来，江苏金融支持科技创新成效显著，有规模大、增长快、数量多等 特点。"巩海滨介绍说，"规模大"是指科技型企业信贷规模大。2024年末，全省高新技术、专精特新等 科技型企业贷款余额突破2万亿元，约占全国的十分之一以上。"增长快"是指科技型企业信贷增长速度 快。2024年末，全省高新技术、专精特新等科技型企业贷款余额同比增长26.03%，较全省贷款平均增 速高近15个百分点。"数量多"是指上市科技型企业数量多。目前全省科创板上市公司114家，占全国 ...

Core Viewpoint - Financial support is essential for technological and industrial innovation, as highlighted by the recent online interview with Jiangsu Provincial Financial Office's Executive Deputy Director Gong Haibin, focusing on high-quality technological finance empowering new productive forces. Group 1: Technological Innovation in Jiangsu - Jiangsu's regional innovation capability has risen to second in the nation, with 44 national key laboratories and 14 national advanced manufacturing industry clusters established [2] - The province has over 57,000 high-tech enterprises and more than 89,000 technology-based SMEs [2] - By the end of 2024, the loan balance for high-tech and specialized enterprises in Jiangsu is expected to exceed 2 trillion yuan, accounting for over 10% of the national total [2] - The loan balance for these enterprises has grown by 26.03% year-on-year, significantly outpacing the provincial average loan growth rate [2] - Jiangsu has 114 companies listed on the Sci-Tech Innovation Board, representing one-fifth of the national total, with three new listings in the first half of this year [2] Group 2: Financial Support Mechanisms - Jiangsu is enhancing its "technology finance" service system to facilitate a virtuous cycle between technology, industry, and finance [3] - A provincial-level mechanism for supporting technology enterprise financing has been established, along with a comprehensive policy package for financing technology enterprises [3] - The province is actively pursuing pilot projects for technology finance, including the establishment of a technology finance reform pilot zone in Nanjing [3] Group 3: Investment and Capital Market Development - Jiangsu has created a 50 billion yuan strategic emerging industry mother fund and has launched 36 specialized industry funds to support technology innovation [4] - The province's financial asset investment companies have signed agreements totaling 70 billion yuan, focusing on strategic emerging industries [4] - In 2024, Jiangsu enterprises received 1,603 equity investments totaling 81.8 billion yuan, accounting for 19% and 12.8% of the national totals, respectively [4] Group 4: Private Equity Investment Policies - Jiangsu has introduced comprehensive measures to promote high-quality development in private equity investment, addressing industry challenges [5] - The province has seen over 700 companies listed, accounting for about one-eighth of the national total, with 12 new listings in the first half of this year [5] Group 5: Enhancing Capital Market Access - Jiangsu has established a working group to promote high-quality enterprise listings and is actively engaging with major stock exchanges [6] - A resource pool for potential listed companies has been created, with over 400 enterprises included [6] Group 6: Specialized Financial Products - Jiangsu has over 100 technology credit products available, including specialized loans for high-tech enterprises [7] - The province has facilitated credit access for 8,468 specialized and innovative enterprises, amounting to 491.68 billion yuan in credit [7] Group 7: Regional Equity Market Development - Jiangsu is developing a regional equity market with a dedicated board for specialized and innovative enterprises, which has attracted 1,266 companies [8] - The specialized board has facilitated financing of 7.745 billion yuan for its listed companies [8] - Jiangsu aims to create a globally influential industrial technology innovation center, enhancing financial services to support technological achievements [8]

Core Viewpoint - The article discusses the release of the "Several Policy Measures for Accelerating the Integration of Technological Innovation and Industrial Innovation Development" aimed at enhancing Suzhou's innovation influence and developing new productive forces through 15 specific policy measures across five dimensions [1] Group 1: Enhancing High-Quality Technological Innovation Supply - Suzhou aims to enhance the supply of technological innovation by supporting the establishment of key laboratories with funding up to 200 million yuan and 20 million yuan respectively [2] - The city will support the construction of several high-level research institutes and provide funding for various scientific research projects, with maximum support reaching 5 million yuan, 6 million yuan, and 10 million yuan [2] - Global "challenge" initiatives will be organized with a maximum support of 10 million yuan for key technology breakthroughs and major scientific achievements [2] Group 2: Improving Integration Development Effectiveness - The policy measures focus on building a modern industrial innovation system, with rewards of 5% for manufacturing enterprises investing over 50 million yuan in equipment [3] - New service industry leaders will receive up to 1 million yuan in support, and strategic emerging industries will be cultivated to create advanced industrial clusters [3] - Support for artificial intelligence and data integration development projects can reach up to 100 million yuan [3] Group 3: Enhancing Enterprise Technological Innovation Capability - Suzhou will establish a nurturing system for innovative enterprises, providing up to 100 million yuan for newly built global R&D centers [4] - Enterprises leading national major scientific projects will receive support of up to 20 million yuan [4] - The city aims to support at least 90% of municipal industrial technology innovation projects led by enterprises each year [4] Group 4: Promoting Efficient Transformation of Technological Achievements - A high-level platform for technology transfer will be established, with support for the construction of technology transfer centers and service platforms up to 20 million yuan [5] - The city encourages "dual employment" between universities and enterprises, supporting technology talent exchanges [5] - Financial institutions are encouraged to develop insurance products for technology transfer, with support for premiums up to 300,000 yuan [5] Group 5: Building an Open and Shared Innovation Ecosystem - Suzhou will enhance its technology finance service system, providing risk compensation of up to 10 million yuan for financial institutions supporting technology enterprises [6] - Support for high-value patent cultivation projects will be provided, with each project receiving 500,000 yuan [6] - New national and provincial "Belt and Road" joint laboratories will receive funding support of up to 10 million yuan and 2 million yuan respectively [6][7]

Core Viewpoint - The Dongguan Municipal Financial Committee has issued measures to enhance enterprise financing and support high-quality development, focusing on optimizing the financing environment through various policy initiatives [1][2]. Group 1: Strengthening Financial Resource Supply - The measures emphasize the use of central bank policy tools to guide financial institutions in increasing credit resources for small and medium-sized enterprises (SMEs) [2][3]. - There is a focus on providing loan renewal support for medium-sized enterprises, allowing banks to offer renewal assistance similar to that for SMEs [3]. Group 2: Innovation in Financial Services - Financial institutions are encouraged to develop specialized financial products tailored to the different life cycles of technology enterprises, such as "innovation credit loans" and "technology achievement transformation loans" [5]. Group 3: Improving Financing Service System - The measures aim to address information asymmetry between financing supply and demand by enhancing credit information collection and application, promoting "park loans," and establishing a project information sharing mechanism [6]. Group 4: Enhancing Fiscal and Financial Coordination - The measures consolidate various fiscal support policies for enterprises, including risk compensation and loan interest subsidies, to facilitate a one-stop understanding of financing support policies [7]. - Specific support for manufacturing upgrades includes a 1% interest subsidy on new equipment loans for large-scale industrial enterprises from 2024 to 2026, with a maximum annual subsidy of 5 million yuan per enterprise [7].

本报记者 吴晓璐 7月8日，中国人民银行广东省分行等十一部门共同出台《关于扎实做好科技金融大文章支持广州科技创新发展的实施意 见》（以下简称《实施意见》），聚焦广州科技创新重点领域，强化政策合力，优化科技金融发展生态，建立全方位多层次科 技金融服务体系，全面提升科技金融服务效能。 科技创新已成为驱动经济发展的核心动力。今年以来，山东、海南、上海、天津等地纷纷出台政策举措，支持当地科技创 新发展，推动科技创新与产业创新的深度融合。 国研新经济研究院创始院长朱克力在接受《证券日报》记者采访时表示，今年地方出台的支持科技创新的举措呈现出一些 显著特点：更注重跨部门协同，形成政策合力；强化全生命周期支持，满足企业不同阶段需求；紧密结合地方产业优势，发展 新质生产力。这些特点反映了地方政府对科技创新规律的深刻理解，有助于提高政策执行效率，降低企业成本，推动科技创新 与产业发展深度融合。 建立全生命周期支持体系 科技企业从初创到成熟，不同阶段的需求各异。各地针对科技企业的不同发展阶段，设计了差异化的支持体系。 如《实施意见》提出，构建全方位多层次科技金融服务体系。通过创新科技信贷产品和服务、提升股权市场支持能力、加 大创 ...

Core Insights - The financial industry is undergoing rapid transformation driven by the integration of technology and finance, with the launch of the HarmonyOS representing a significant advancement in creating a distributed operating system for interconnected devices [1][2] - The launch of the Hengxiaohua APP on the HarmonyOS aims to enhance user service by leveraging the unique advantages of the Harmony ecosystem, providing a secure, intelligent, and convenient financial service platform [1][3] Industry Trends - The Chinese government has set a strategic goal to achieve high-level technological self-reliance by 2035, emphasizing the importance of integrating technological and industrial innovation [2] - The HarmonyOS has surpassed iOS with a 17% market share in Q1 2024, establishing itself as the second-largest mobile operating system in China, with projections to become the third-largest globally by 2025 [2] Company Developments - Hengxiaohua is focusing on the integration of cutting-edge technology, including AI, to enhance its financial services, aiming to improve efficiency and service quality for financial institutions [3][6] - The Hengxiaohua APP on HarmonyOS is designed to provide a seamless user experience across various devices, utilizing features like one-click login and voice assistant capabilities to enhance convenience [6][7] Security and Compliance - The HarmonyOS offers a comprehensive security framework that protects local data, application access, and data sharing, which is crucial for maintaining user privacy and data security in financial services [7] - Hengxiaohua is committed to strengthening its intelligent risk control capabilities and ensuring compliance with legal regulations to safeguard user data and privacy [7]

Group 1 - The 2025 Zhejiang Province Urban Basketball League ("Zhe BA") is the largest grassroots basketball event in Zhejiang, running from July 2025 to February 2026, involving 11 cities and 90 counties [1] - The league consists of two phases: a preliminary round in July to determine 11 champion teams, and a city championship from August 8, 2025, to February 2026, featuring 22 teams [1] - The event aims to boost consumption and integrate sports with cultural and tourism sectors, with local governments actively preparing to leverage the event for economic growth [3][5] Group 2 - Zhejiang media highlights the need for the province to learn from Jiangsu's successful sports events, indicating a potential for transformation in Zhejiang's sports landscape [2] - The "Zhe BA" requires participants to be non-professional players, aiming to engage grassroots talent and enhance community involvement [2] - Local governments are implementing strategies to convert event attendance into economic benefits, including promotional packages and enhancing service consumption [5] Group 3 - The event is seen as a catalyst for increasing retail sales, with Zhejiang's retail sales reaching 1.55 trillion yuan in the first five months of the year, a 5.3% increase [5] - The integration of sports with cultural and tourism initiatives is emphasized as a way to create a festive atmosphere and drive local economies [2][3]

Core Viewpoint - The forum aims to establish a high-end dialogue platform in the credit field with international influence, promoting an open, inclusive, and innovative credit ecosystem to support the high-quality development of the digital economy in Beijing [2][4]. Group 1: Forum Objectives and Themes - The forum focuses on the integration of credit and digital economy, emphasizing the importance of social credit as a foundational element for high-quality digital economic development [4][6]. - It aims to enhance the application of credit information and improve service efficiency through innovative technologies in response to new scenarios and demands in the digital economy [4][6]. Group 2: Achievements and Future Directions - Beijing has made significant progress in building its social credit system, improving infrastructure, and enhancing the digitalization of credit services, which has positively impacted social governance and economic development [6]. - Future efforts will focus on leveraging new opportunities from the digital economy, activating credit data elements, and fostering a good ecosystem for credit services to support high-quality economic and social development [6]. Group 3: Expert Discussions and Innovations - Experts discussed various themes such as "Credit + Digital Economy," "Credit + AI," and "Credit Standardization + Digital Economy," sharing insights on the development of personal credit in China and the impact of AI on credit rating transformations [7]. - The forum provided a platform for dialogue on the paths and methods for credit to empower new productive forces and the challenges posed by the digital economy to the credit service industry [7]. Group 4: Announcements and Publications - The forum announced the launch of the "Zhongguancun Sci-Tech Financial Service Center E-Platform," aimed at upgrading Beijing's technology financial services [9]. - The Beijing Credit Association released the "Blue Book on the Development of Beijing's Credit Service Industry (2025)," detailing the current state of the industry [9].